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$4,495,000
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Property Description
If real estate truly comes down to location, this West Ocean City setting is difficult to top. With expansive water views, direct boating access, and a front-row perspective of the inlet, Assateague, and the Ocean City skyline, this 4-bedroom, 4-bath home stands out in one of the region's most desirable coastal locations. Custom built in 2003 and designed to capture the full impact of its surroundings, the home features breathtaking views from multiple levels, an open kitchen and living area wrapped in glass, generous bedroom spaces, two fireplaces, and an elevator serving every level, including the rooftop deck. The main living area is the centerpiece of the home, bringing the kitchen, dining, and living spaces together in one bright, open gathering space designed around the water. The primary suite is a standout of its own, with generous space, beautiful natural light, a perfectly positioned fireplace, and the same incredible water views that define the home. A remarkable custom bathroom and additional walk-in dressing room/closet complete the suite with comfort, function, and style. The outdoor spaces are just as impressive, with five separate seating areas including covered and uncovered balconies, a waterside deck, and a rooftop deck with sweeping views across the bay, inlet, Assateague, and Ocean City. Whether you are entertaining, relaxing, or watching the boats move through the water, the setting is always part of the experience. For boating, the property includes two deeded boat slips with lifts, giving you direct and immediate access to the surrounding waterways. The location also places you close to restaurants, marinas, beaches, shopping, entertainment, and the best of coastal Maryland. This is a rare opportunity to own an exceptional waterfront home in one of West Ocean City's most memorable and hard-to-duplicate locations.
Full Property Details
Full Property Details for 12959 Harbor Rd
General
- Price: $4,495,000
- Taxes: $12,596 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDWO2038658
- Updated: 6/1/2026
- Added to Site: 42 day(s) ago
Interior
- Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Laundry, Full Bath
- Interior Features: Crown Moldings, Dining Area, Elevator, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Combination Kitchen/Living, Combination Dining/Living, Family Room Off Kitchen, Floor Plan - Open, Primary Bedroom - Bay Front, Primary Bedroom - Ocean Front, Recessed Lighting, Spiral Staircase, Wood Floors, Window Treatments
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Fireplace - Glass Doors, Gas/Propane
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
- Upper 2 - Full Baths: 1
- Upper Floor Baths: 3
- Upper - Full Baths: 3
- Main Floor Baths: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 4
- Bedrooms-Up3: 1
- Bedrooms-Up2: 1
Other Rooms
- Laundry: Upper Floor
Additional Information
- Equipment: Negotiable
Exterior
- Exterior Features: Roof Deck, Exterior Lighting
- Porch/Patio/Deck: Balconies- Multiple, Deck(s), Porch(es), Roof
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 4
- Parking Type: Attached Garage, Driveway, Other, On Street
- Garage Description: Garage - Front Entry, Garage Door Opener, Basement Garage, Inside Access, Oversized, Additional Storage Area
Location
- Area: West Ocean City (85)
- County: WORCESTER
- Subdivision: OCEAN CITY HARBOR
- Driving Directions: Route 50 to SOUTH on Golf Course Road, turn LEFT on Harbor Road and follow all the way to the end.
- Location Details: Bayfront
School Information
- School District: Worcester County Public Schools
Community
- Pets Allowed: Yes
- Pets: No Pet Restrictions
Heating & Cooling
- Cooling Type: Other
- Cooling Fuel: Electric
- Heating Type: Other
- Heating Fuel: Natural Gas, Electric
- Water Heater: Other
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Contemporary
- Structure Type: Detached
- Construction: Frame, Block
- Foundation: Block, Other
- Stories/Levels: 4
- Stories Description: Main, Upper 1, Upper 2, Upper 3
- Square Feet: 2,725
- Sq. Ft. Source: Assessor
- Living Area: 2,725 Sq. Ft.
- Finished Above Grnd: 2,725 Sq. Ft.
- Year Built: 2003
- Year Built Source: Assessor
- Property Condition: Excellent
Lot Features
- Property View: Bay, City, Harbor, Panoramic, Ocean, Water, Canal, Marina
- Lot Size (Acres): 0.11
- Lot Size (Sq. Ft.): 4,977
- Lot Size Source: Assessor
- Zoning: R-5
- Lot Description: Fishing Available, Premium
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Front Type: Bay
- Dock/Slip Conveys: Yes
- Docks: 2
Financial Considerations
- Price Per Sq. Ft.: $1,649.54
- Assessment Year: 2026
- County Tax: $11,074
- County Tax Freq: Annually
- Tax w/Assessment: $1,381,933
- Tax Amount: $12,596
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 2725
Disclosures and Reports
- Ownership: Fee Simple
- Lot Number: 8B
Listed by Harbor Living, Nicholas G. Schiaffino
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Schools
Schools serving 12959 Harbor Rd
School District:Worcester County Public Schools
| Name | Grades | Distance |
|---|---|---|
Ocean City Elementary School 12828 Center Drive, Ocean City, MD 21842 | PK-4 | 1.5 mi |
Stephen Decatur Middle School, Berlin, MD 9815 Seahawk Road, Berlin, MD 21811 | 7-8 | 4.8 mi |
Stephen Decatur High School 9913 Seahawk Road, Berlin, MD 21811 | 9-12 | 4.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 12959 Harbor Rd
Date
Details
Price
Change
Source
6/01/2026
Listed
$4,495,000
1423.73%
MLS
4/10/2002
Sold
$295,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 12959 Harbor Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,981
5%
$1,358,800
19%
2023
$8,590
8%
$1,146,000
10%
2021
$7,950
—
$1,039,600
9%
2021
$7,950
4%
$949,867
10%
2021
$7,654
4%
$860,133
12%
2020
$7,373
1%
$770,400
—
2019
$7,296
—
$770,400
—
2018
$7,296
-10%
$770,400
-10%
2017
$8,146
—
$860,200
—
2016
$8,146
7%
$860,200
—
2015
$7,587
-24%
$860,200
-24%
2014
$10,000
—
$1,133,800
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 12959 Harbor Rd
12959 Harbor Road, Ocean City, MD 21842 (MLS# MDWO2038658) is a Single Family property with 4 bedrooms and 4 full bathrooms. 12959 Harbor Road is currently listed for $4,495,000 and was received on June 01, 2026. Want to learn more about 12959 Harbor Road? Do you have questions about finding other Single Family real estate for sale in Ocean City? You can browse all Ocean City real estate or contact a Coldwell Banker agent to request more information.

