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$689,900

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 3 Full Baths
  • 1,840 Sq. Ft.
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Spacious and beautifully maintained 3-bedroom, 3-full-bath condo offering an impressive 1,840 square feet in a prime midtown Ocean City location! Situated on the oceanside block, this unit is just a short walk to the beach, popular restaurants, and all the activities that make Ocean City a sought-after location. Peak at small glimpses of both the ocean and bay while sitting on your balcony and enjoy being close to everything, yet tucked away in a comfortable coastal retreat. Inside, you'll find updated LVP flooring installed in 2026, newer appliances from 2020, walk-in showers, and a spacious layout with plenty of room for guests. The condo has been nicely maintained and is being sold furnished with just a few small exclusions, making it easy to enjoy from day one. Two designated parking spaces and an elevator add even more convenience. With a strong rental history, generous square footage, and an excellent midtown location just steps from the sand, this property offers a great opportunity as a vacation home, investment property, or both. Come see all that this Ocean City condo has to offer!

Full Property Details for 14 45th St #101

General

  • Price: $689,900
  • HOA FEE: $964/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $5,128 (2026)
  • Status: Active
  • Type: Condo
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDWO2041070
  • Updated: 9/15/2026
  • Added to Site: 27 day(s) ago

Interior

  • Interior Features: Cedar Closet(s), Combination Kitchen/Living, Crown Moldings, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Primary Bath(s), WhirlPool/HotTub, Window Treatments, Bathroom - Walk-In Shower
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Gas/Propane
  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer
  • Flooring: Laminated, Tile/Brick

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Floor Baths: 3
  • Main - Full Baths: 3

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Additional Information

  • Shared Amenities: Elevator
  • Security/Safety: Smoke Detector, Sprinkler System - Indoor

Exterior

  • Exterior Features: Sidewalks, Street Lights
  • Porch/Patio/Deck: Balcony

Parking

  • Assigned Spaces: 2
  • Parking Features: Assigned, Paved Parking, Under Home Parking
  • Parking Type: Off Street, Parking Lot

Location

  • Area: Ocean Block (82)
  • County: WORCESTER
  • Building Name: Sea Palms
  • Driving Directions: 45th St. Ocean Block
  • Location Details: Oceanblock
  • City Limits: Yes

School Information

  • School District: Worcester County Public Schools

Community

  • Assoc. Fees Include: Common Area Maintenance, Ext Bldg Maint, Insurance, Management, Reserve Funds, Trash
  • Pets Allowed: Yes
  • Pets: Cats OK, Dogs OK, Case by Case Basis

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Unit/Flat
  • Structure Type: Garden 1 - 4 Floors
  • Construction: Concrete
  • Walls/Ceilings: Dry Wall
  • Entry Floor Number: 1
  • Elevator(s ): 1
  • Stories Description: Main
  • Square Feet: 1,840
  • Sq. Ft. Source: Assessor
  • Living Area: 1,840 Sq. Ft.
  • Finished Above Grnd: 1,840 Sq. Ft.
  • Year Built: 2001
  • Year Built Source: Assessor
  • Property Condition: Excellent

Additional Structures

  • Other Structures: None

Lot Features

  • Zoning: R-3

Financial Considerations

  • Price Per Sq. Ft.: $374.95
  • Condo Fee: $2,891
  • Condo Fee Freq: Quarterly
  • Assessment Year: 2026
  • City/TownTax: $1,632
  • City/TownTax Freq: Annually
  • County Tax: $3,074
  • County Tax Freq: Annually
  • Tax w/Assessment: $377,200
  • Tax Amount: $5,128
  • Tax Year: 2026
  • Tax Total Finished Sq. Ft.: 1840

Disclosures and Reports

  • Ownership: Condominium
  • Condo: Yes
  • Exclusions: *See Inventory List*
  • Inclusions: Furnished As Seen
  • Lot Number: 101

Listed by Coastal Life Realty Group LLC, Brianna Nicole Heiderman

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Listing agent

— 14 45th St #101 —

  • Brianna Nicole Heiderman

    Coastal Life Realty Group LLC

Listing Office Email: joe@coastallifeoc.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 14 45th St #101

School District:Worcester County Public Schools
NameGradesDistance
Ocean City Elementary School
12828 Center Drive, Ocean City, MD 21842
PK-42.7 mi
Stephen Decatur Middle School, Berlin, MD
9815 Seahawk Road, Berlin, MD 21811
7-86.9 mi
Stephen Decatur High School
9913 Seahawk Road, Berlin, MD 21811
9-126.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 14 45th St #101 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/13/2026
Listed
$689,900
99.97%
MLS
9/14/2015
Sold
$345,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 14 45th St #101

Year
Property Taxes
Change
Tax Assessment
Change
2026
$5,113
11%
$377,200
5%
2023
$4,616
—
$360,633
10%
2023
$4,616
—
$327,500
—
2021
$4,628
—
$327,500
—
2021
$4,627
-1%
$327,500
—
2020
$4,659
1%
$327,500
—
2019
$4,626
-7%
$327,500
-7%
2018
$4,989
—
$353,200
—
2017
$5,014
—
$353,200
—
2016
$5,033
5%
$353,200
—
2015
$4,777
—
$353,200
—
2014
$4,782
—
$353,200
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Coastal Life Realty Group LLC, Brianna Nicole Heiderman

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14 45th Street #101, Ocean City, MD 21842 (MLS# MDWO2041070) is a Condo property with 3 bedrooms and 3 full bathrooms. 14 45th Street #101 is currently listed for $689,900 and was received on September 13, 2026. Want to learn more about 14 45th Street #101? Do you have questions about finding other Condo real estate for sale in Ocean City? You can browse all Ocean City real estate or contact a Coldwell Banker agent to request more information.

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