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$699,900

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 3 Full Baths
  • 1,960 Sq. Ft.
  • Updated 2 days ago
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Welcome to your dream beach retreat in the heart of Ocean City! Just steps from the sand and surf, this airy two-story condo offers 3 bedrooms, 3 bathrooms, and the perfect coastal lifestyle. From the open concept living space to the private deck with ocean views, every corner invites relaxation. The primary suite boasts its own private balcony, a spacious ensuite, and a walk-in closet. With a dedicated storage room for your beach toys and access to a rooftop deck showcasing both ocean and bay views, this is beachside living at its finest.

Full Property Details for 14 45th St #403

General

  • Price: $699,900
  • HOA FEE: $1,050/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $4,957 (2025)
  • Status: Active
  • Type: Condo
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDWO2033608
  • Updated: 12/17/2025
  • Added to Site: 107 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 2

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Floor Baths: 1
  • Main - Full Baths: 1
  • Lower Floor Baths: 2
  • Lower - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Lower: 2
  • Bedrooms Main & Up: 1

Additional Information

  • Shared Amenities: Elevator, Other

Parking

  • Parking Type: Parking Lot

Location

  • Area: Ocean Block (82)
  • Municipality: Ocean City
  • County: WORCESTER
  • Building Name: Sea Palms
  • Driving Directions: 45th St. Ocean Block
  • City Limits: Yes

School Information

  • School District: Worcester County Public Schools

Community

  • Assoc. Fees Include: Common Area Maintenance, Ext Bldg Maint, Insurance, Management, Reserve Funds, Trash
  • Pets Allowed: Yes
  • Pets: Cats OK, Dogs OK

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas
  • Water Heater: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Coastal, Unit/Flat
  • Structure Type: Mid-Rise 5 - 8 Floors
  • Construction: Concrete, Masonry
  • Entry Floor Number: 4
  • Elevator(s ): 1
  • Stories Description: Lower 1, Main
  • Square Feet: 1,960
  • Sq. Ft. Source: Assessor
  • Living Area: 1,960 Sq. Ft.
  • Finished Above Grnd: 1,960 Sq. Ft.
  • Year Built: 2001
  • Year Built Source: Assessor

Unit Information

Unit 1

  • Bathrooms-Lower: 2
  • Bedrooms-Lower: 2

Lot Features

  • Zoning: R-3

Financial Considerations

  • Price Per Sq. Ft.: $357.09
  • Condo Fee: $3,150
  • Condo Fee Freq: Quarterly
  • Assessment Year: 2025
  • City/TownTax: $1,602
  • City/TownTax Freq: Annually
  • County Tax: $2,950
  • County Tax Freq: Annually
  • Tax w/Assessment: $361,933
  • Tax Amount: $4,957
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 1960

Disclosures and Reports

  • Ownership: Condominium
  • Condo: Yes
  • Exclusions: All personal items and contents of closets.
  • Lot Number: 403

Listed by Coastal Life Realty Group LLC, Kevin E Decker

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Listing agent

— 14 45th St #403 —

  • Kevin E Decker

    Coastal Life Realty Group LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 14 45th St #403

School District:Worcester County Public Schools
NameGradesDistance
Ocean City Elementary School
12828 Center Drive, Ocean City, MD 21842
PK-42.7 mi
Berlin Intermediate School
309 Franklin Avenue, Berlin, MD 21811
4-68.2 mi
Stephen Decatur Middle School, Berlin, MD
9815 Seahawk Road, Berlin, MD 21811
7-86.9 mi
Stephen Decatur High School
9913 Seahawk Road, Berlin, MD 21811
9-126.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 14 45th St #403 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/02/2025
Listed
$699,900
91.75%
MLS
4/15/2019
Sold
$365,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 14 45th St #403

Year
Property Taxes
Change
Tax Assessment
Change
2023
$4,530
—
$361,933
6%
2023
$4,530
—
$341,667
6%
2023
$4,530
—
$321,400
—
2021
$4,542
—
$321,400
—
2021
$4,541
-1%
$321,400
—
2020
$4,572
1%
$321,400
—
2019
$4,540
-8%
$321,400
-8%
2018
$4,927
-1%
$348,800
—
2017
$4,952
—
$348,800
—
2016
$4,970
5%
$348,800
—
2015
$4,717
—
$348,800
—
2014
$4,723
—
$348,800
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 14 45th St #403

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Coastal Life Realty Group LLC, Kevin E Decker

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14 45th Street #403, Ocean City, MD 21842 (MLS# MDWO2033608) is a Condo property with 3 bedrooms and 3 full bathrooms. 14 45th Street #403 is currently listed for $699,900 and was received on October 02, 2025. Want to learn more about 14 45th Street #403? Do you have questions about finding other Condo real estate for sale in Ocean City? You can browse all Ocean City real estate or contact a Coldwell Banker agent to request more information.

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