Date
Details
Price
Change
Source
2/15/2026
Listed
$775,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$775,000 Coming Soon
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Property Description
Exception find in the Montego Bay Community * 3 Bedrooms 2 Full Baths (Primary bath with shower) * Boat Dock with Lift * Located on one of the widest canals in Ocean City * Enjoy the beautiful sunsets and natural views while sitting on your concrete covered porch * 2 Sets of sliders * This home offers lots of natural light, open floor plan, Central Heat and AC, Floored attic * Updated kitchen and baths * Laminate flooring thru-out * Furnished * New roof in November 2025 * Boat lift installed approx 2018 *
Full Property Details
Full Property Details for 195 Pine Tree Rd
General
- Price: $775,000
- HOA FEE: $33/month
- HOA FEE FREQ.: Annually
- Taxes: $7,940 (2025)
- Status: Coming Soon
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDWO2036332
- Updated: 2/15/2026
- Added to Site: 5 day(s) ago
- Expected Market Date: 3/5/2026
Interior
- Interior Features: Bathroom - Walk-In Shower, Bathroom - Tub Shower, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Window Treatments
- Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Oven/Range - Electric, Stove, Washer, Water Heater, Refrigerator
- Furnished: Yes
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main Floor Baths: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Main Floor, Washer In Unit, Dryer In Unit
Additional Information
- Shared Pool: Yes
- Pool: Yes
Parking
- Total Spaces: 2
- Parking Type: Driveway
Location
- Area: Bayside Waterfront (84)
- Municipality: Ocean City
- County: WORCESTER
- Subdivision: MONTEGO BAY
- Driving Directions: From Coastal Hwy, North Left on 130th St into the Montego Bay community, Right on Atlantic, Left on Pine Tree to the end on Left
- Location Details: Canal
- City Limits: Yes
School Information
- School District: Worcester County Public Schools
- Elementary School: Ocean City
- Middle School: Stephen Decatur
- High School: Stephen Decatur
Community
- Association: Yes
- Pets Allowed: Yes
- Pets: No Pet Restrictions
Heating & Cooling
- Cooling Type: Other
- Cooling Fuel: Electric
- Heating Type: Heat Pump - Gas BackUp, Central, Forced Air
- Heating Fuel: Central, Natural Gas
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable TV Available, Electric Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
Structural Information
- Architectural Style: Transitional
- Structure Type: Detached
- Construction: Frame, Vinyl Siding
- Foundation: Crawl Space
- Stories Description: Main
- Square Feet: 1,344
- Sq. Ft. Source: Assessor
- Living Area: 1,344 Sq. Ft.
- Finished Above Grnd: 1,344 Sq. Ft.
- Year Built: 2001
- Year Built Source: Assessor
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.08
- Lot Size (Sq. Ft.): 3,566
- Lot Size Source: Assessor
- Zoning: TR
- Lot Description: Bulkheaded, Fishing Available, Cul-de-sac, Landscaping
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
- Water Front Type: Canal
Financial Considerations
- Price Per Sq. Ft.: $576.64
- Association Fee: $395
- Assoc Fee Freq.: Annually
- Assessment Year: 2025
- City/TownTax: $2,565
- City/TownTax Freq: Annually
- County Tax: $4,725
- County Tax Freq: Annually
- Tax w/Assessment: $579,700
- Tax Amount: $7,940
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 1344
Disclosures and Reports
- Ownership: Fee Simple
- Exclusions: Recliner chair in living room, artwork and personal items in closets, porch table and chairs
- Inclusions: Furnished
- Section: 2
- Lot Number: 1306B
Listed by Sea Grace @ North Beach Realtors, Grace Masten and Sea Grace @ North Beach Realtors, Erik Dowell
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agents
— 195 Pine Tree Rd —
Grace Masten
Sea Grace @ North Beach Realtors
Erik Dowell
Sea Grace @ North Beach Realtors
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 195 Pine Tree Rd
School District:Worcester County Public Schools
| Name | Grades | Distance |
|---|---|---|
Ocean City Elementary School 12828 Center Drive, Ocean City, MD 21842 | PK-4 | 6.8 mi |
Stephen Decatur Middle School, Berlin, MD 9815 Seahawk Road, Berlin, MD 21811 | 7-8 | 9.9 mi |
Stephen Decatur High School 9913 Seahawk Road, Berlin, MD 21811 | 9-12 | 9.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 195 Pine Tree Rd
Tax History
Tax History for 195 Pine Tree Rd
Year
Property Taxes
Change
Tax Assessment
Change
2023
$6,122
—
$579,700
14%
2023
$6,122
—
$507,000
17%
2023
$6,122
14%
$434,300
7%
2021
$5,362
—
$406,867
7%
2021
$5,362
8%
$379,433
8%
2021
$4,973
-1%
$352,000
—
2020
$5,008
1%
$352,000
—
2019
$4,972
-11%
$352,000
-11%
2018
$5,561
2%
$393,700
2%
2017
$5,457
2%
$384,367
2%
2016
$5,344
8%
$375,033
3%
2015
$4,946
—
$365,700
—
2014
$4,952
—
$365,700
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 195 Pine Tree Rd
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Listed by Berkshire Hathaway HomeServices PenFed Realty, Anthony Golden and Berkshire Hathaway HomeServices PenFed Realty, Carol Proctor
Sold by Sandy Mack
Sold by Sandy Mack
195 Pine Tree Road, Ocean City, MD 21842 (MLS# MDWO2036332) is a Single Family property with 3 bedrooms and 2 full bathrooms. 195 Pine Tree Road is currently listed for $775,000 and was received on February 15, 2026. Want to learn more about 195 Pine Tree Road? Do you have questions about finding other Single Family real estate for sale in Ocean City? You can browse all Ocean City real estate or contact a Coldwell Banker agent to request more information.