Date
Details
Price
Change
Source
5/04/2026
Listed
$2,250,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/102
$2,250,000
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Property Description
RARE WATERFRONT OPPORTUNITY WITH ENDLESS POTENTIAL! NEWER VINYL BULKHEAD! This is truly a one-of-a-kind waterfront property nestled on an oversized 6,000 sq ft lot overlooking the protected cove of Harbor Island. Opportunities like this are incredibly rare-offering not only location, but unmatched versatility and potential. The existing over 2,000 sq ft two-story home invites you to bring your vision to life. Whether you choose to renovate and customize the current residence or explore the potential to build two units (with town approval)-living in one and renting the other-the possibilities here are exceptional. Boating enthusiasts will appreciate the 3 private boat slips, including one with an electric lift, along with over 40 feet of water frontage complete with water and electric at the dock. Enjoy direct access to open water while being tucked into a calm, protected cove-perfect for boating, fishing, or simply relaxing by the water. Enjoy gorgeous nightly sunsets while entertaining family and friends on your large private deck after a day on the water. Prefer the beach? You're just a short walk away from putting your toes in the sand. This location is truly a WATERMAN'S DREAM, offering endless opportunities for fishing, boating, swimming, and even front-row seats from your own deck to watch the excitement of the annual White Marlin Tournament, including the boats returning, weigh-ins, and all the energy this iconic event brings. Skip the beach traffic altogether-just hop on your boat and cruise to the many waterfront restaurants and bars along the Ocean City bayfront for dining, drinks, and entertainment. Why pay condo or HOA fees when you can own your very own piece of waterfront paradise? This property offers the freedom, space, and flexibility that's hard to find in today's market. This home is being sold "As Is", presenting a rare opportunity to secure a premier waterfront location and make it your own. The world is your oyster with this Harbor Island gem-don't miss an opportunity like this again!
Full Property Details
Full Property Details for 401 13th St
General
- Price: $2,250,000
- Taxes: $10,723 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDWO2038146
- Updated: 5/14/2026
- Added to Site: 11 day(s) ago
Interior
- Interior Features: Carpet, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Country, Primary Bath(s), Primary Bedroom - Bay Front, Skylight(s), Upgraded Countertops, Window Treatments
- Appliances: Built-In Microwave, Built-In Range, Cooktop, Dishwasher, Disposal, Dryer - Electric, Microwave, Oven - Wall, Refrigerator, Surface Unit, Washer, Water Heater
- Flooring: Ceramic Tile, Fully Carpeted, Laminated, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Upper Floor Baths: 2
- Upper - Full Baths: 2
- Main Floor Baths: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 3
- Bedrooms Main & Up: 1
Additional Information
- Security/Safety: Smoke Detector
Exterior
- Exterior Features: Extensive Hardscape, Street Lights
- Porch/Patio/Deck: Balcony, Deck(s)
Parking
- Total Spaces: 9
- Parking Features: Concrete Driveway, Fenced, Private
- Parking Type: Driveway, Off Street, Parking Lot
Location
- Area: Bayside Waterfront (84)
- Municipality: Ocean City
- County: WORCESTER
- Driving Directions: 13th Street Bayside Waterfront.
- Location Details: Bayfront
- City Limits: Yes
School Information
- School District: Worcester County Public Schools
Community
- Pets Allowed: Yes
- Pets: No Pet Restrictions
Heating & Cooling
- Cooling Type: Heat Pump(s)
- Cooling Fuel: Electric
- Heating Type: Central, Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Coastal
- Structure Type: Detached
- Construction: Combination, Concrete, Dryvit, Stick Built
- Foundation: Block, Crawl Space
- Roof: Architectural Shingle
- Walls/Ceilings: Dry Wall, Paneled Walls
- Stories Description: Main, Upper 1
- Square Feet: 2,287
- Sq. Ft. Source: Assessor
- Living Area: 2,287 Sq. Ft.
- Finished Above Grnd: 2,287 Sq. Ft.
- Year Built: 1978
- Year Built Source: Assessor
Additional Structures
- Other Structures: None
Lot Features
- Property View: Bay, Marina, Panoramic, Water
- Lot Size (Acres): 0.14
- Lot Size (Sq. Ft.): 6,000
- Lot Size Source: Assessor
- Zoning: C-M
- Lot Description: Bulkheaded, Cleared, No Thru Street, Open, Premium
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access
- Water Front Type: Bay
- Dock/Slip Conveys: Yes
- Docks: 3
Financial Considerations
- Price Per Sq. Ft.: $983.82
- Assessment Year: 2026
- City/TownTax: $3,465
- City/TownTax Freq: Annually
- County Tax: $6,381
- County Tax Freq: Annually
- Tax w/Assessment: $840,000
- Tax Amount: $10,723
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 2287
Disclosures and Reports
- Ownership: Fee Simple
- Exclusions: NONE
- Inclusions: HOME IS SOLD AS IS
- Lot Number: 14
Listed by Coastal Life Realty Group LLC, Tina Dorsey
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 401 13th St —
Tina Dorsey
Coastal Life Realty Group LLC
Listing Office Email: joe@coastallifeoc.com
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 401 13th St
School District:Worcester County Public Schools
| Name | Grades | Distance |
|---|---|---|
Ocean City Elementary School 12828 Center Drive, Ocean City, MD 21842 | PK-4 | 1.3 mi |
Stephen Decatur Middle School, Berlin, MD 9815 Seahawk Road, Berlin, MD 21811 | 7-8 | 5.8 mi |
Stephen Decatur High School 9913 Seahawk Road, Berlin, MD 21811 | 9-12 | 5.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 401 13th St
Tax History
Tax History for 401 13th St
Year
Property Taxes
Change
Tax Assessment
Change
2023
$8,512
—
$782,900
17%
2023
$8,512
4%
$668,700
—
2021
$8,206
—
$665,500
—
2021
$8,206
2%
$662,300
—
2021
$8,051
2%
$659,100
5%
2020
$7,918
3%
$628,033
5%
2019
$7,684
2%
$596,967
5%
2018
$7,513
2%
$565,900
3%
2017
$7,394
2%
$546,933
4%
2016
$7,271
8%
$527,967
4%
2015
$6,762
3%
$509,000
—
2014
$6,589
—
$509,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 401 13th St
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Listed by Nancy Reither
Sold by RE/MAX Advantage Realty, Steve Allnutt
Sold by RE/MAX Advantage Realty, Steve Allnutt
401 13th Street, Ocean City, MD 21842 (MLS# MDWO2038146) is a Single Family property with 4 bedrooms and 3 full bathrooms. 401 13th Street is currently listed for $2,250,000 and was received on May 04, 2026. Want to learn more about 401 13th Street? Do you have questions about finding other Single Family real estate for sale in Ocean City? You can browse all Ocean City real estate or contact a Coldwell Banker agent to request more information.