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$729,900 Just Listed

  • For Sale
  • Active
  • Mobile Home
  • 3 Beds
  • 2 Full Baths
  • 1,368 Sq. Ft.
  • Updated 1 day ago
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Waterfront Perfection in Montego Bay - Bay Views, Deep Water Access & More. An exceptional waterfront property nestled along one of the widest canals in Ocean City's beloved Montego Bay community. With sweeping views of the bay and direct access to open water, this rare offering combines an unbeatable location with turnkey comfort, offering the ultimate coastal lifestyle for boaters and beach lovers alike. Positioned on a premium canal-front lot, this home enjoys not only scenic beauty but also practical advantages. Two private boat Slips (one with a Boat Lift) are perched over some of the deepest water in Ocean City, making it ideal for larger boats or vessels with deeper drafts-something not easily found elsewhere. Whether you're a serious boater or a weekend cruiser, this setup is unmatched for convenience, safety, and accessibility. The home features three spacious bedrooms and a bright, meticulously maintained interior that reflects true pride of ownership. The open-concept living space flows effortlessly into a charming Back Deck overlooking the water-perfect for enjoying morning coffee, hosting friends, or unwinding with a sunset view after a day on the water. Thoughtful finishes and clean, coastal design elements make this home feel warm, inviting, and move-in ready. Step outside to discover your oversized waterfront dock, offering plenty of room for entertaining, lounging in the sun, or casting a line from your own backyard. Whether you're seeking a second home, an investment property, or a full-time residence, this home delivers exceptional value and unforgettable views. Located in Montego Bay, one of North Ocean City's most sought-after communities, you'll enjoy access to amenities like two outdoor pools, tennis courts, a community fishing pier, and scenic walking trails-all with no ground rent and low HOA fees at $385/Year Plus, you're just a few short blocks from the beach, Northside Park, dining, and entertainment. A waterfront sanctuary where every day feels like a vacation.

Full Property Details for 632 Gulf Stream Dr

General

  • Price: $729,900
  • HOA FEE: $32/month
  • HOA FEE FREQ.: Annually
  • Taxes: $6,083 (2025)
  • Status: Active
  • Type: Mobile Home
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDWO2035668
  • Updated: 1/15/2026
  • Added to Site: 1 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Bedroom 1, Bathroom 1, Bathroom 2
  • Interior Features: Bathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Dining/Living, Floor Plan - Open, Kitchen - Island, Skylight(s), Window Treatments
  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Icemaker, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Furnished: Yes
  • Flooring: Ceramic Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Dryer In Unit, Washer In Unit

Additional Information

  • Shared Amenities: Common Grounds, Pool - Outdoor, Shuffleboard, Swimming Pool, Tennis Courts, Other
  • Shared Pool: Yes
  • Pool: Yes

Exterior

  • Exterior Features: Exterior Lighting, Sidewalks, Street Lights

Parking

  • Total Spaces: 2
  • Parking Features: Concrete Driveway
  • Parking Type: Off Street, Driveway

Location

  • Area: Bayside Waterfront (84)
  • Municipality: Ocean City
  • County: WORCESTER
  • Subdivision: MONTEGO BAY
  • Driving Directions: 130th Street Bayside, Bear left on South Ocean Drive, right on Oyster Lane and drive to the end of the street. Right on Gulf Stream Dr. Home in on the left.
  • Direction Faces: East
  • Location Details: Canal
  • City Limits: Yes

School Information

  • School District: Worcester County Public Schools
  • Elementary School: Ocean City
  • Middle School: Berlin Intermediate School
  • High School: Stephen Decatur

Community

  • Association: Yes
  • Assoc. Name: MONTEGO BAY CIVIC ASSOC.
  • Assoc. Fees Include: Common Area Maintenance
  • Pets Allowed: Yes
  • Pets: Dogs OK, Cats OK

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electric Available, Natural Gas Available, Water Available, Sewer Available

Structural Information

  • Architectural Style: Modular/Pre-Fabricated
  • Structure Type: Manufactured
  • Construction: Modular/Manufactured, Vinyl Siding
  • Foundation: Brick/Mortar
  • Roof: Architectural Shingle
  • Walls/Ceilings: Dry Wall, Paneled Walls
  • Windows: Double Hung, Insulated, Replacement, Screens, Skylights, Storm, Sliding
  • Doors: Sliding Glass, Storm
  • Entry Floor Number: 1
  • Stories Description: Main
  • Square Feet: 1,368
  • Sq. Ft. Source: Assessor
  • Living Area: 1,368 Sq. Ft.
  • Finished Above Grnd: 1,368 Sq. Ft.
  • Year Built: 1986
  • Year Built Source: Assessor
  • Property Condition: Excellent

Unit Information

  • Unit Floor in Bldg.: 1

Additional Structures

  • Other Structures: Shed

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.08
  • Lot Size (Sq. Ft.): 3,600
  • Lot Size Source: Assessor
  • Street/Road Desc.: Black Top
  • Zoning: TR

Water Features

  • Water View: Yes

Financial Considerations

  • Price Per Sq. Ft.: $533.55
  • Association Fee: $385
  • Assoc Fee Freq.: Annually
  • Assessment Year: 2025
  • City/TownTax: $1,965
  • City/TownTax Freq: Annually
  • County Tax: $3,620
  • County Tax Freq: Annually
  • Tax w/Assessment: $444,167
  • Tax Amount: $6,083
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 1368

Disclosures and Reports

  • Ownership: Fee Simple
  • Section: 7A
  • Lot Number: 1502B

Listed by Larry Holdren Real Estate Inc, Scott Holdren

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Listing agent

— 632 Gulf Stream Dr —

  • Scott Holdren

    Larry Holdren Real Estate Inc

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 632 Gulf Stream Dr

School District:Worcester County Public Schools
NameGradesDistance
Ocean City Elementary School
12828 Center Drive, Ocean City, MD 21842
PK-46.9 mi
Stephen Decatur Middle School, Berlin, MD
9815 Seahawk Road, Berlin, MD 21811
7-89.9 mi
Stephen Decatur High School
9913 Seahawk Road, Berlin, MD 21811
9-129.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 632 Gulf Stream Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/15/2026
Listed
$729,900
173.37%
MLS
1/27/2021
Sold
$267,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 632 Gulf Stream Dr

Year
Property Taxes
Change
Tax Assessment
Change
2023
$4,402
—
$444,167
17%
2023
$4,402
—
$378,233
21%
2023
$4,402
2%
$312,300
1%
2021
$4,326
—
$309,200
1%
2021
$4,326
1%
$306,100
1%
2021
$4,281
-1%
$303,000
—
2020
$4,310
1%
$303,000
—
2019
$4,280
-7%
$303,000
-7%
2018
$4,591
—
$325,000
1%
2017
$4,585
—
$322,967
1%
2016
$4,573
6%
$320,933
1%
2015
$4,313
—
$318,900
—
2014
$4,318
—
$318,900
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Larry Holdren Real Estate Inc, Scott Holdren

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632 Gulf Stream Drive, Ocean City, MD 21842 (MLS# MDWO2035668) is a Mobile Home property with 3 bedrooms and 2 full bathrooms. 632 Gulf Stream Drive is currently listed for $729,900 and was received on January 15, 2026. Want to learn more about 632 Gulf Stream Drive? Do you have questions about finding other Mobile Home real estate for sale in Ocean City? You can browse all Ocean City real estate or contact a Coldwell Banker agent to request more information.

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