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$630,000

  • Sold
  • Closed
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,392 Sq. Ft.
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Waterfront Perfection in Montego Bay - Bay Views, Deep Water Access & More Welcome to 712 Gulf Stream Drive-an exceptional waterfront property nestled along one of the widest canals in Ocean City's beloved Montego Bay community. With sweeping views of the bay and direct access to open water, this rare offering combines an unbeatable location with turnkey comfort, offering the ultimate coastal lifestyle for boaters and beach lovers alike. Positioned on a premium canal-front lot, this home enjoys not only scenic beauty but also practical advantages. Two (yes TWO) private boat lifts are perched over some of the deepest water in Ocean City, making it ideal for larger boats or vessels with deeper drafts-something not easily found elsewhere. Whether you're a serious boater or a weekend cruiser, this setup is unmatched for convenience, safety, and accessibility. The home features three spacious bedrooms and a bright, meticulously maintained interior that reflects true pride of ownership. The open-concept living space flows effortlessly into a charming three-season room overlooking the water-perfect for enjoying morning coffee, hosting friends, or unwinding with a sunset view after a day on the water. Thoughtful finishes and clean, coastal design elements make this home feel warm, inviting, and move-in ready. Step outside to discover your oversized waterfront dock, offering plenty of room for entertaining, lounging in the sun, or casting a line from your own backyard. Whether you're seeking a second home, an investment property, or a full-time residence, this home delivers exceptional value and unforgettable views. Located in Montego Bay, one of North Ocean City's most sought-after communities, you'll enjoy access to amenities like two outdoor pools, tennis courts, a community fishing pier, and scenic walking trails-all with no ground rent and low HOA fees. Plus, you're just a few short blocks from the beach, Northside Park, dining, and entertainment. 712 Gulf Stream Drive is more than just a home-it's a waterfront sanctuary where every day feels like a vacation. No issues with Property Insurance with this home. Quotes for Homeowners and Flood insurance are available in the Agents Documents section of the MLS. Est combined for both is only $2600-2700/yr

Full Property Details for 712 Gulf Stream Dr

General

  • Sold For: $630,000
  • HOA FEE: $33/month
  • HOA FEE FREQ.: Annually
  • Taxes: $6,741 (2024)
  • Status: Closed
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDWO2030178
  • Added to Site: 298 day(s) ago

Interior

  • Interior Features: Entry Level Bedroom, Window Treatments
  • Appliances: Dishwasher, Dryer, Freezer, Microwave, Oven/Range - Electric, Refrigerator, Washer
  • Furnished: Yes

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Dryer In Unit, Washer In Unit

Additional Information

  • Shared Amenities: Common Grounds, Pool - Outdoor, Tennis Courts
  • Shared Pool: Yes
  • Pool: Yes

Exterior

  • Porch/Patio/Deck: Deck(s), Patio(s)

Parking

  • Total Spaces: 2
  • Parking Features: Concrete Driveway
  • Parking Type: Off Street

Location

  • Area: Bayside Waterfront (84)
  • Municipality: Ocean City
  • County: WORCESTER
  • Subdivision: MONTEGO BAY
  • Driving Directions: Coastal Highway turn on 130th street into Montego Bay. Turn right on Oyster. Turn left on Gulf Stream
  • City Limits: Yes

School Information

  • School District: Worcester County Public Schools

Community

  • Association: Yes
  • Assoc. Name: MONTEGO BAY CIVIC ASSOCIATION
  • Assoc. Fees Include: Common Area Maintenance, Management, Reserve Funds

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Ranch/Rambler
  • Structure Type: Detached
  • Construction: Frame, Modular/Manufactured, Vinyl Siding
  • Foundation: Block, Crawl Space
  • Roof: Asphalt
  • Windows: Insulated, Screens, Storm
  • Doors: Storm
  • Entry Floor Number: 1
  • Stories Description: Main
  • Square Feet: 1,392
  • Sq. Ft. Source: Assessor
  • Living Area: 1,392 Sq. Ft.
  • Finished Above Grnd: 1,392 Sq. Ft.
  • Year Built: 1991
  • Year Built Source: Assessor

Unit Information

  • Unit Floor in Bldg.: 1

Additional Structures

  • Other Structures: Storage Barn/Shed

Lot Features

  • Property View: Canal, Water
  • Lot Size (Acres): 0.08
  • Lot Size (Sq. Ft.): 3,623
  • Lot Size Source: Assessor
  • Zoning: TR

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Front Type: Canal
  • Dock/Slip Conveys: Yes
  • Docks: 1

Financial Considerations

  • Price Per Sq. Ft.: $502.16
  • Association Fee: $400
  • Assoc Fee Freq.: Annually
  • Assessment Year: 2025
  • City/TownTax: $2,131
  • City/TownTax Freq: Annually
  • County Tax: $4,070
  • County Tax Freq: Annually
  • Tax w/Assessment: $558,333
  • Tax Amount: $6,741
  • Tax Year: 2024
  • Terms: Standard Sale
  • Tax Total Finished Sq. Ft.: 1392

Disclosures and Reports

  • Ownership: Fee Simple
  • Exclusions: See Inventory Addendum
  • Inclusions: See Inventory Addendum
  • Section: 8C
  • Lot Number: 1517B

Listed by Keller Williams Realty Delmarva, Grant K Fritschle
Sold by Northrop Realty, Tom Ruch

Listing agent

— 712 Gulf Stream Dr —

  • Grant K Fritschle

    Keller Williams Realty Delmarva

Get Pre-Approved Today

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with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 712 Gulf Stream Dr

School District:Worcester County Public Schools
NameGradesDistance
Ocean City Elementary School
12828 Center Drive, Ocean City, MD 21842
PK-47 mi
Berlin Intermediate School
309 Franklin Avenue, Berlin, MD 21811
4-611.1 mi
Stephen Decatur Middle School, Berlin, MD
9815 Seahawk Road, Berlin, MD 21811
7-89.9 mi
Stephen Decatur High School
9913 Seahawk Road, Berlin, MD 21811
9-129.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 712 Gulf Stream Dr

Date
Details
Price
Change
Source
1/16/2026
Sold
$630,000
-9.87%
MLS
7/14/2025
Price Reduced
$699,000
-4.12%
MLS
5/16/2025
Price Reduced
$729,000
-2.67%
MLS
4/28/2025
Listed
$749,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by Keller Williams Realty Delmarva, Grant K Fritschle
Sold by Northrop Realty, Tom Ruch

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712 Gulf Stream Drive, Ocean City, MD 21842 (MLS# MDWO2030178) is a Single Family property that was sold at $630,000 on January 16, 2026. Want to learn more about 712 Gulf Stream Drive? Do you have questions about finding other Single Family real estate for sale in Ocean City? You can browse all Ocean City real estate or contact a Coldwell Banker agent to request more information.