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$540,000

  • Sold
  • Closed
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,617 Sq. Ft.
  • 2 Car Garage
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Welcome to this beautifully maintained 3-bedroom, 2-bathroom rancher in the sought-after waterfront community of Tower Gardens. This move-in ready home offers comfort, efficiency, and exceptional amenities both inside and out. The spacious floor plan features a freshly painted interior and brand-new carpet in the bedrooms. The open living areas flow seamlessly, making it perfect for everyday living and entertaining. An extremely efficient geothermal heating and cooling system, along with an encapsulated crawlspace, ensures year-round comfort and low energy bills. An attached two-car garage and a large custom workshop provide plenty of storage and space for hobbies or projects. Or turn the workshop into a home gym or finish it off for additional living space! The possibilities are endless! The attic space above the garage also provides plenty of storage space which allows the garage space to stay open for your vehicles or boat! The exterior is equally impressive. Enjoy outdoor living on the low-maintenance composite deck while overlooking the fully fenced backyard-ideal for gatherings, pets, and play. Living in Tower Gardens means more than just a home-it's a lifestyle. Residents enjoy a community recreation lot with a baseball field and playground, as well as a separate waterfront lot featuring a pier and boat ramp, just a short walk from your doorstep. Launch your boat, fish or crab from the pier, or take in stunning sunsets over the water at your leisure. With features like geothermal heating and cooling, a propane generator, a fully fenced backyard, water conditioning system, attic storage, composite deck, and a spacious custom workshop, this home offers an array of upgrades rarely found in today's new construction. Why wait for a build-and pay a premium for every extra-when you can enjoy all of these valuable improvements now, in a home that's ready for you today? With its combination of thoughtful updates, spacious workshop, efficient systems, and meticulous maintenance, this property offers a rare opportunity to enjoy both comfort and convenience in a water-oriented neighborhood. Schedule your showing today and discover why this home is the perfect blend of coastal charm and everyday practicality.

Full Property Details for 109 Calvert Rd

General

  • Sold For: $540,000
  • HOA FEE: $13/month
  • HOA FEE FREQ.: Annually
  • Taxes: $3,546 (2025)
  • Status: Closed
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDQA2014818
  • Added to Site: 130 day(s) ago

Interior

  • Number of Rooms: 10
  • Rooms/Areas: Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Laundry, Workshop, Bathroom 1, Bathroom 2

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3
  • Bedroom 1: Bedroom 1, Main
  • Bedroom 2: Bedroom 2, Main
  • Bedroom 3: Bedroom 3, Main

Other Rooms

  • Family Room: Family Room, Main
  • Kitchen: Kitchen, Main
  • Dining Room: Dining Room, Main
  • Laundry: Main Floor, Washer In Unit, Dryer In Unit, Main
  • Work Shop: Workshop, Main

Additional Information

  • Shared Amenities: Baseball Field, Boat Ramp, Common Grounds, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges

Exterior

  • Exterior Features: Flood Lights, Secure Storage, Other
  • Porch/Patio/Deck: Deck(s), Porch(es)

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 6
  • Parking Features: Asphalt Driveway
  • Parking Type: Attached Garage, Driveway, Off Street, On Street
  • Garage Description: Additional Storage Area, Built In, Covered Parking, Garage - Front Entry, Garage Door Opener, Inside Access, Oversized

Location

  • County: Queen Annes
  • Development Name: Tower Gardens
  • Subdivision: Tower Gardens
  • Driving Directions: Route 8 South to right on Kent Point Rd to right on Tower Dr to right on Calvert Rd

School Information

  • School District: Queen Anne's County Public Schools

Community

  • Association: Yes
  • Assoc. Name: TOWER GARDENS ON THE BAY
  • Assoc. Fees Include: Pier/Dock Maintenance, Recreation Facility

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C, Geothermal
  • Cooling Fuel: Geothermal, Electric
  • Heating Type: Central
  • Heating Fuel: Geo-thermal
  • Water Heater: Electric, Multi-tank

Utilities

  • Sewer: Public Sewer
  • Water: Private, Well
  • Dist. to Water: 1 Blocks
  • Utility Description: Cable TV, Propane, Electric Available

Structural Information

  • Architectural Info: Ranch/Rambler
  • Architectural Style: Ranch/Rambler
  • Structure Type: Detached
  • Construction: Combination
  • Foundation: Block, Crawl Space
  • Roof: Architectural Shingle, Asphalt
  • Stories/Levels: 0
  • Stories Description: Main
  • Square Feet: 1,617
  • Sq. Ft. Source: Assessor
  • Living Area: 1,617 Sq. Ft.
  • Year Built: 1986
  • Year Built Source: Estimated
  • Property Condition: Excellent

Additional Structures

  • Other Structures: Wood/Metal Shed, 2nd Garage

Lot Features

  • Lot Size (Acres): 0.35
  • Lot Size (Sq. Ft.): 15,246
  • Lot Size Source: Estimated
  • Zoning: NC-1
  • Fencing (Description): Vinyl, Privacy

Water Features

  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Fishing Allowed
  • Water Front Type: River
  • Water Front Name: Chesapeake Bay

Green Features

  • Energy Efficient: HVAC

Financial Considerations

  • Price Per Sq. Ft.: $332.41
  • Association Fee: $150
  • Assoc Fee Freq.: Annually
  • County Tax: $3,546
  • County Tax Freq: Annually
  • Tax w/Assessment: $407,400
  • Tax Amount: $3,546
  • Tax Year: 2025
  • Terms: Standard Sale
  • Tax Total Finished Sq. Ft.: 1617

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 13

Meet the selling agent

Meet the selling agent
— 109 Calvert Rd —

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 Calvert Rd

School District:Queen Annes County Public Schools
NameGradesDistance
Matapeake Elementary School
651 Romancoke Road, Stevensville, MD 21666
PK-56.1 mi
Matapeake Middle School
671 Romancoke Road, Stevensville, MD 21666
6-86.1 mi
Kent Island High School
900 Love Point Road, Stevensville, MD 21666
9-128.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Calvert Rd

Date
Details
Price
Change
Source
10/23/2025
Sold
$540,000
0.47%
MLS
9/09/2025
Listed
$537,500
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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109 Calvert Road, Stevensville, MD 21666 (MLS# MDQA2014818) is a Single Family property that was sold at $540,000 on October 23, 2025. This property was sold by Wendy T. Oliver from our Annapolis Church Circle Office.Want to learn more about 109 Calvert Road? Do you have questions about finding other Single Family real estate for sale in Stevensville? You can browse all Stevensville real estate or contact a Coldwell Banker agent to request more information.