14 Water Street, Thurmont, MD 21788 - Photo 1

1/1

$395,000

Sold
Closed
Single Family
3 Beds
2 Full Baths
1 Partial Bath
2,088 Sq. Ft.
3 Car Garage

1/1

Property Description

Completely Renovated Gem in the Heart of Thurmont! Welcome to 14 Water Street, where modern updates meet timeless charm. This beautifully renovated home offers 3 spacious bedrooms, 2 full bathrooms, and 1 half bath, delivering comfortable and stylish living on every level. No detail was overlooked in the top-to-bottom renovation-enjoy brand-new flooring, fresh paint, updated lighting, and a fully redesigned interior featuring high-quality finishes throughout. The gourmet kitchen is a true showstopper, boasting new cabinetry, quartz countertops, and sleek black stainless steel appliances. It also includes a large pantry, a dedicated coffee station complete with a mini fridge, ice maker, and a convenient hand sink-perfectly blending functionality with luxury for daily living and entertaining. All bathrooms have been completely upgraded with elegant tile work and modern fixtures. The open-concept living and dining areas create a warm, welcoming atmosphere ideal for gatherings or relaxing at home. Step outside to enjoy a charming yard, all just minutes from downtown Thurmont, local parks, schools, and major commuter routes. Whether you're a first-time homebuyer, looking to launch a small business, or simply ready to move into a turnkey home, this property checks all the boxes. Don't miss your opportunity to own this one-of-a-kind, fully renovated gem-schedule your private tour today!

Full Property Details

Full Property Details for 14 Water St

General

Sold For: $395,000
Taxes: $3,556 (2024)
Status: Closed
Type: Single Family
Source: BrightMLSMidAtlantic
MLS ID: MDFR2063858
Added to Site: 289 day(s) ago

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 2
Half Bathrooms: 1
Main Floor Baths: 3
Main - Full Baths: 2
Main - 1/2 Baths: 1

Bedrooms

Total Bedrooms: 3
Bedrooms Main & Up: 3

Parking

Garage: Yes
Garage Spaces: 3
Carport Spaces: 2
Total Spaces: 5
Parking Type: Detached Carport, Driveway, Off Street, Detached Garage
Garage Description: Garage - Rear Entry

Location

Municipality: Thurmont
County: Frederick
Development Name: Thurmont
Subdivision: Thurmont
Driving Directions: From Route 15 take MD 77/W Main St exit toward Thurmont. Turn left onto MD-77 E/W Main St. Turn right onto Water St. The property will be on the Right.
City Limits: Yes

School Information

School District: Frederick County Public Schools
Elementary School: Thurmont
Middle School: Thurmont
High School: Catoctin

Heating & Cooling

Cooling Type: Ductless/Mini-Split
Cooling Fuel: Electric
Heating Type: Other, Central
Heating Fuel: Electric
Water Heater: Electric

Utilities

Sewer: Public Sewer
Water: Public

Structural Information

Architectural Info: Traditional, Colonial
Architectural Style: Traditional, Colonial
Structure Type: Detached
Construction: Frame
Basement: Yes
Basement Desc.: Partially Finished
Foundation: Block
Stories/Levels: 0
Stories Description: Main
Square Feet: 2,088
Sq. Ft. Source: Assessor
Living Area: 1,728 Sq. Ft.
Year Built: 1900
Year Built Source: Assessor

Lot Features

Lot Size (Acres): 0.1
Lot Size (Sq. Ft.): 4,175
Lot Size Source: Assessor
Zoning: COMMERCIAL/ RESIDENTIAL

Financial Considerations

Price Per Sq. Ft.: $228.59
Assessment Year: 2025
City/TownTax: $698
City/TownTax Freq: Annually
County Tax: $2,857
County Tax Freq: Annually
Tax w/Assessment: $275,667
Tax Amount: $3,556
Tax Year: 2024
Terms: Standard Sale
Tax Total Finished Sq. Ft.: 1728

Disclosures and Reports

Ownership: Fee Simple

Listed by Charis Realty Group, Jacqueline Ott
Sold by J&B Real Estate, Carroll R Glass

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Listing agent

— 14 Water St —

Jacqueline Ott

Charis Realty Group

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Schools

Schools serving 14 Water St

School District:Frederick County Public Schools, Fort Detrick, MD

Name	Grades	Distance
Thurmont Elementary School 805 East Main Street, Thurmont, MD 21788	3-5	0.9 mi
Thurmont Primary School 7989 Rocky Ridge Road, Thurmont, MD 21788	K-2	1.3 mi
Thurmont Middle School 408 East Main Street, Thurmont, MD 21788	6-8	0.4 mi
Catoctin High School 14745 Sabillasville Road, Thurmont, MD 21788	9-12	1.1 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 14 Water St

Date

Details

Price

Change

Source

7/03/2025

Sold

$385,000

-2.53%

MLS

5/10/2025

Listed

$395,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Beds
4
Total Baths
4,872
Sq. Ft.

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Single Family
Active
Updated 4 days ago

4
Beds
3
Total Baths
1,140
Sq. Ft.

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Single Family
Closed

7
Beds
3
Total Baths
3,978
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Updated 5 days ago

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Beds
2
Total Baths
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Sq. Ft.

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$400,000

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Single Family
Closed

4
Beds
3
Total Baths
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Sq. Ft.

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$410,000

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Single Family
Closed

3
Beds
2
Total Baths
2,940
Sq. Ft.

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14 Water Street, Thurmont, MD 21788 (MLS# MDFR2063858) is a Single Family property that was sold at $395,000 on July 03, 2025. Want to learn more about 14 Water Street? Do you have questions about finding other Single Family real estate for sale in Thurmont? You can browse all Thurmont real estate or contact a Coldwell Banker agent to request more information.

14 Water St Thurmont, MD 21788