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$395,000 Just Listed
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Property Description
Welcome home to this charming ranch in the desirable Eley Acres community! Offering the convenience of main-floor living and a fantastic location just minutes from town, shopping, dining, and major highways, this home checks all the boxes! Recent updates include newer siding, flooring, windows, appliances HVAC, along with fresh paint throughout, including the finished basement, providing additional space to relax, entertain, or spread out. Situated on a spacious half-acre lot, the backyard features a privacy fence, storage shed, and plenty of room to enjoy the outdoors. With thoughtful updates, a great yard, and an ideal location, this move-in-ready home is one you won't want to miss!
Full Property Details
Full Property Details for 1090 Howard St
General
- Price: $395,000
- Taxes: $2,800
- Status: Active
- Type: Single Family
- Source: SWMRIC_MLS
- MLS ID: 26056715
- Updated: 10/26/2026
- Added to Site: 5 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Ceiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Laundry: Laundry Room, Main Level
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Attached
Location
- County: Allegan
- Cross Streets: Ridge and Ruby
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Forced Air
Utilities
- Sewer: Septic Tank
- Water: Well
- Well: Yes
- Utility Description: Natural Gas Connected, Cable Connected
Structural Information
- Architectural Style: Ranch
- Construction: Vinyl Siding
- Basement: Yes
- Roof: Metal
- Windows: Insulated Windows
- Stories/Levels: 1
- Square Feet: 2,504
- Living Area: 2,504 Sq. Ft.
- Year Built: 2006
Lot Features
- Lot Size (Acres): 0.53
- Lot Size (Sq. Ft.): 23,087
- Lot Dimensions: 147 x 157
- Frontage: Paved
- Lot Features: Wooded
Water Features
- Water Front: Yes
- Water Front Desc.: Stream/Creek
Financial Considerations
- Tax Amount: $2,800
- Terms: Cash, FHA, Rural Development, MSHDA, Conventional
Disclosures and Reports
- Legal Description: BEG 328' S OF SW COR LOT 8 RIDGEBROOK SUBDIV TH E 165' TO W LIN HOWARD ST TH S 142' TH W 173' TH N 34 DEG 31'E 14.51' TH N TO POB SEC 26 T1N R12W (91)
- Property ID: 31702600600
Listed by Jaqua, REALTORS, Amy L Hamilton
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Schools
Schools serving 1090 Howard St
School District:Otsego Public Schools
| Name | Grades | Distance |
|---|---|---|
Dix Street Elementary School 503 Dix Street, Otsego, MI 49078 | PK-5 | 0.4 mi |
Washington Street Elementary School 538 Washington Street, Otsego, MI 49078 | PK-5 | 1.2 mi |
Alamo Elementary School 8184 North 6th Street, Kalamazoo, MI 49009 | K-5 | 4.8 mi |
Otsego Middle School 540 Washington Street, Otsego, MI 49078 | 6-8 | 1.2 mi |
Otsego High School 550 Washington Street, Otsego, MI 49078 | 9-12 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1090 Howard St
Date
Details
Price
Change
Source
10/24/2026
Listed
$395,000
105.73%
MLS
9/12/2019
Sold
$192,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1090 Howard St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,955
3%
$127,900
—
2024
$2,875
19%
$128,500
15%
2023
$2,425
—
$112,100
18%
2022
$2,425
—
$94,600
11%
2022
$2,425
7%
$85,500
5%
2020
$2,262
20%
$81,400
13%
2019
$1,891
—
$72,200
4%
2019
$1,891
4%
$69,300
7%
2018
$1,820
100%
$64,900
3%
2016
100%
$63,200
10%
2016
—
$57,700
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1090 Howard St
1090 Howard Street, Otsego, MI 49078 (MLS# 26056715) is a Single Family property with 5 bedrooms and 3 full bathrooms. 1090 Howard Street is currently listed for $395,000 and was received on October 24, 2026. Want to learn more about 1090 Howard Street? Do you have questions about finding other Single Family real estate for sale in Otsego? You can browse all Otsego real estate or contact a Coldwell Banker agent to request more information.

