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$439,730
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Property Description
Experience refined waterfront living on the peaceful shores of Lake Malloy, where thoughtful design, modern efficiency, and breathtaking views come together in perfect harmony. Completely remodeled from top to bottom, this exceptional walkout ranch offers over 130 feet of pristine frontage and a rare gently sloping yard that leads seamlessly to the water's edge. Every inch of this home has been thoughtfully reimagined, creating a truly move-in-ready experience. The stunning new kitchen features quartz countertops, stainless steel appliances, custom cabinetry, and a bright open layout that flows effortlessly into the living area. Skylights fill the home with natural light, while a cozy fireplace creates the perfect gathering space for family and friends. The main-floor primary suite offers a private retreat complete with a beautifully updated bath and walk-in shower. New flooring, fixtures, paint, bathrooms, and finishes throughout reflect a level of care and design that is immediately apparent upon entering. Beyond its beauty, this home delivers something increasingly difficult to find--exceptional energy efficiency and remarkably affordable ownership costs. With a new HVAC system, central air, updated mechanicals, reverse osmosis system, newer well, and extensive improvements throughout, utility expenses average less than $200 per month, allowing you to enjoy lakefront living without the burden of excessive operating costs. The walkout lower level is designed for entertaining and relaxation, featuring recessed lighting, a custom-built bar, and direct access to extensive decking and patio spaces overlooking the lake. Whether hosting summer gatherings, enjoying morning coffee, or taking in spectacular sunsets, every space has been designed to embrace the waterfront lifestyle. Outside, the expansive yard offers a rare combination of usable lakefront space and easy water access. Known for its excellent fishing, peaceful atmosphere, and ideal pontoon boating, Lake Malloy remains one of Northern Michigan's hidden treasures. For buyers seeking a fully updated ranch home, low-maintenance ownership, outstanding energy efficiency, and an exceptional lakefront setting, this property represents a rare opportunity to have it all. Completely remodeled. Energy efficient. Move-in ready. Lakefront living redefined.
Full Property Details
Full Property Details for 3520 W Lake Dr
General
- Price: $439,730
- HOA FEE: $21/month
- HOA FEE FREQ.: Annually
- Taxes: $3,098
- Status: Active
- Type: Single Family
- Source: SWMRIC_MLS
- MLS ID: 26018644
- Updated: 6/10/2026
- Added to Site: 74 day(s) ago
Interior
- Number of Rooms: 7
- Fireplace: Yes
- Number of Fireplaces: 1
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Laundry Room, Main Level
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Attached
Location
- County: Osceola
- Cross Streets: 3 Mile Rd
- Driving Directions: From Reed City, east on US-10, south on 50th Ave, east on 3 Mile Rd, north on 40th Ave, east on W Gate Dr, north on W Lake Dr
Community
- Association: Yes
- Assoc. Fees Include: Other
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Forced Air
Utilities
- Sewer: Septic Tank
- Water: Well
- Well: Yes
Structural Information
- Architectural Style: Ranch
- Construction: Vinyl Siding
- Basement: Yes
- Roof: Composition
- Stories/Levels: 1
- Square Feet: 2,565
- Living Area: 2,565 Sq. Ft.
- Year Built: 2000
Lot Features
- Lot Size (Acres): 0.48
- Lot Size (Sq. Ft.): 20,909
- Lot Dimensions: Irregular
- Lot Features: Recreational
Water Features
- Water Front: Yes
- Water Front Desc.: Lake
- Lake Front: Yes
Financial Considerations
- Association Fee: $250
- Assoc Fee Freq.: Annually
- Tax Amount: $3,098.23
- Terms: Cash, FHA, VA Loan, MSHDA, Conventional
Disclosures and Reports
- Legal Description: See Agent Remarks
- Property ID: 11-016-011-15
Listed by Results Real Estate LLC, Tricia Wirth
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Schools
Schools serving 3520 W Lake Dr
School District:Evart Public Schools
| Name | Grades | Distance |
|---|---|---|
Evart Middle School 321 North Hemlock Street, Evart, MI 49631 | 5-8 | 5.7 mi |
Evart Elementary School 515 North Cedar Street, Evart, MI 49631 | PK-4 | 6 mi |
Evart High School 6221 95th Avenue, Evart, MI 49631 | 9-12 | 6.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3520 W Lake Dr
Date
Details
Price
Change
Source
4/29/2026
Listed
$439,730
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3520 W Lake Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,899
2%
$142,500
22%
2024
$2,838
4%
$116,400
—
2022
$2,729
4%
$116,200
23%
2022
$2,617
—
$94,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3520 W Lake Dr
3520 W Lake Drive, Sears, MI 49679 (MLS# 26018644) is a Single Family property with 3 bedrooms and 3 full bathrooms. 3520 W Lake Drive is currently listed for $439,730 and was received on April 29, 2026. Want to learn more about 3520 W Lake Drive? Do you have questions about finding other Single Family real estate for sale in Sears? You can browse all Sears real estate or contact a Coldwell Banker agent to request more information.

