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$519,900 Contingent

  • For Sale
  • Contingent
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 4,184 Sq. Ft.
  • 5 Car Garage
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Beautiful Home on Over 17 Acres with 855 feet of Lakeshore on Steven's Lake Nestled among the trees and sitting gracefully along the water's edge, this spacious home offers privacy, lake views, and room to roam on just over 17 acres. With four bedrooms plus a versatile bonus room, the layout provides comfort and flexibility for today's lifestyle. The main floor is thoughtfully designed. Here you'll find a fabulous kitchen with breakfast bar, an eat-in dining area, and a formal dining space perfect for entertaining. The primary suite is a true retreat, featuring two walk-in closets, a jetted tub, separate shower, and dual sinks. Two additional bedrooms, a full bath, main floor laundry, and direct access to the attached 3-stall insulated and heated garage complete this level. The walkout lower level expands the living space with a large family room, a recreation room, and an additional bedroom. A fifth non-egress room offers endless possibilities as a home office, gym, or craft space. An adorable reading nook under the stairs adds charm, while a full bathroom and oversized utility room provide both convenience and functionality. Step outside to enjoy all that this property has to offer. A 40x60 pole barn with a concrete slab is ideal for storing all your toys and equipment. A Generac generator ensures peace of mind, while the expansive yard and direct lakeshore invite outdoor fun, from duck hunting, kayaking or to simply enjoy the views and wildlife. This home is not only beautiful, but also efficient. With geothermal heating and cooling, and off-peak water heater. If you've been searching for a property that combines privacy, lakeshore living, abundant storage, and a well-planned floor plan, look no further.

Full Property Details for 40640 Co Rd 128

General

  • Price: $519,900
  • Taxes: $3,801 (2025)
  • Status: Contingent
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 6796480
  • Updated: 12/22/2025
  • Added to Site: 108 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Electric, Gas
  • Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Stainless Steel Appliances, Tankless Water Heater, Wall Oven

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Eat-in kitchen: Yes
  • Dining Room: Eat-In Kitchen, Kitchen/Dining Room, Separate Formal Dining Room
  • Formal Dining Room: Eat In Kitchen, Kitchen/Dining Room, Separate/Formal Dining Room
  • Laundry: Laundry Room, Main Level, Laundry Room, Main Level

Exterior

  • Porch/Patio/Deck: Covered, Front Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Description: 34 x 35
  • Garage Spaces: 5
  • Parking Features: Attached Garage, Detached Garage, Insulated Garage

Location

  • County: Itasca
  • Township: Deer River Twp
  • Driving Directions: Hwy 2 West to Right on County Road 88 to left on County Road 128 to property on Right.

School Information

  • School District: 1407 - Deer River
  • High School District: Deer River

Heating & Cooling

  • Cooling Type: Geothermal
  • Heating Type: Forced Air, Geothermal, In-Floor Heating
  • Heating Fuel: Propane

Utilities

  • Sewer: Septic System Compliant - Yes
  • Water: Drilled

Structural Information

  • Exterior Const.: Concrete
  • Basement: Yes
  • Basement Desc.: Full, Walk-Out
  • Foundation Size: 2092
  • Roof: Metal
  • Disability Access: None
  • Square Feet: 4,184
  • Above Ground: 2,092 Sq. Ft.
  • Below Ground: 2,092 Sq. Ft.
  • Year Built: 2006

Additional Structures

  • Other Structures: Chicken Coop/Barn, Pole Building

Lot Features

  • Lot Size (Acres): 17.01
  • Lot Dimensions: 767 x 1253 x 772 x 844
  • Frontage: County Road
  • Zoning: Residential-Single Family

Water Features

  • Water Front Desc.: Lakefront
  • Water Front Feet: 855
  • Water Front Elev.: 0-4
  • Lake Front: Yes
  • Lake Bottom: Undeveloped

Financial Considerations

  • Tax Amount: $3,801
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: W 768.73' OF LOT 5
  • Property ID: 110134301

Listed by Edge Of The Wilderness Realty

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— 40640 Co Rd 128 —

  • Edge Of The Wilderness Realty

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NMLS#: 1598647

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 40640 Co Rd 128

School District:Deer River Public School District
NameGradesDistance
King Elementary School
500 5th Street Southeast, Deer River, MN 56636
PK-53.5 mi
Deer River Secondary
101 1st Avenue Northeast, Deer River, MN 56636
6-123.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 40640 Co Rd 128 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/27/2025
Price Reduced
$519,900
-1.89%
MLS
10/01/2025
Listed
$529,900
5.98%
MLS
8/18/2023
Sold
$500,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 40640 Co Rd 128

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,882
—
$480,100
—
2025
$3,882
-9%
$480,000
10%
2024
$4,278
300%
$438,100
43%
2023
$1,070
1346%
$305,600
—
2021
$74
—
$305,600
—
2020
$74
-95%
$305,600
—
2019
$1,590
—
$304,900
100%
2019
$1,590
-18%
100%
2017
$1,934
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Edge Of The Wilderness Realty

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40640 County Road 128, Deer River, MN 56636 (MLS# 6796480) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 40640 County Road 128 is currently listed for $519,900 and was received on September 30, 2025. Want to learn more about 40640 County Road 128? Do you have questions about finding other Single Family real estate for sale in Deer River? You can browse all Deer River real estate or contact a Coldwell Banker agent to request more information.

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