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$797,947

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 3 Car Garage
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Build your custom dream home in the sought-after Victor Gardens community in Hugo. This impressive two-story floor plan features a bright open-concept, an expansive four-bedroom layout, and a bonus room. Every detail of this home has been thoughtfully considered, offering a standard level of finish that other builders typically reserve for expensive upgrades. Exterior & Utility- Among the many things included are fully insulated 3-car garage, premium Hardie siding on all four sides, and durable, low-maintenance Trex decking on the front and side porches. You also have your choice of elegant black or white windows. Main Living Areas- Inside, the living spaces feature elite architectural enhancements such as a striking box vaulted ceiling with custom decorative wood beams, stained 4' newel post with wrought iron spindled railings, luxury vinyl floors, and a dramatic floor-to-ceiling fireplace. Kitchen-The kitchen offers superior functionality and design with cabinets that extend all the way to the ceiling, beautiful 3 cm quartz countertops, a classic farmhouse sink, and a stylish wood exhaust hood. Bathrooms- The bathrooms are finished with quartz counters, and the primary bath includes a tile/glass shower and a separate soaking tub. See the supplements for a complete list of all the amazing included features and elite upgrades! This home can be personalized to your wishes! Please note that the displayed home is a past example and includes some additional upgrades. You'll love the location, situated directly across the street from Val Jean Park. Residents enjoy access to fantastic amenities, including a rec center, pool, trails, tennis courts, and parks!

Full Property Details for 4520 Cosette Ln N

General

  • Price: $797,947
  • HOA FEE: $106/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $1,450 (2025)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 6804279
  • Updated: 11/1/2025
  • Added to Site: 78 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Gas, Living Room
  • Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • 1/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Eat-in kitchen: Yes
  • Dining Room: Eat-In Kitchen, Informal Dining Room
  • Formal Dining Room: Eat In Kitchen, Informal Dining Room

Additional Information

  • Amenities: Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
  • Shared Pool: Yes
  • Pool: Yes
  • Pool Description: Below-Ground, Outdoor Pool, Shared

Exterior

  • Porch/Patio/Deck: Front Porch, Side Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Description: 23 x 34.3
  • Garage Spaces: 3
  • Parking Features: Attached Garage, Asphalt, Garage Door Opener, Insulated Garage

Location

  • County: Washington
  • Subdivision: Victor Gardens
  • Driving Directions: 35-E North to Frenchman Rd. South to Victor Hugo Blvd. N, right on Victor Path, Cosette Ln. to home.

School Information

  • School District: 624 - White Bear Lake
  • High School District: White Bear Lake

Community

  • Association: Yes
  • Assoc. Name: Associa MN
  • Assoc. Fees Include: Professional Management, Recreation Facility, Trash, Shared Amenities

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Builder: PRAIRIE HOMES LIMITED LIABILITY COMPANY
  • Exterior Const.: Fiber Cement
  • Basement: Yes
  • Basement Desc.: Drain Tiles, Egress Window(s), Concrete, Unfinished
  • Foundation Size: 1096
  • Roof: Age 8 Years or Less, Architectural Shingle
  • Disability Access: None
  • Above Ground: 2,590 Sq. Ft.
  • Finished Down/Base.: 2,590 Sq. Ft.
  • Year Built: 2026

Lot Features

  • Lot Size (Acres): 0.23
  • Lot Dimensions: 68 x 160 x 68 x 163
  • Frontage: City Street, Sidewalks
  • Zoning: Residential-Single Family
  • Lot Description: Some Trees

Financial Considerations

  • Association Fee: $317
  • Assoc Fee Freq.: Quarterly
  • Tax Amount: $1,450
  • Tax Year: 2025
  • Terms: Conventional, VA, FHA, Cash

Disclosures and Reports

  • Legal Description: SUBDIVISIONNAME VICTOR GARDENS LOT 10 BLOCK 6 SUBDIVISIONCD 00804
  • Property ID: 1903121320040

Listed by Counselor Realty, Inc.

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— 4520 Cosette Ln N —

  • Counselor Realty, Inc.

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Schools serving 4520 Cosette Ln N

School District:White Bear Lake School District
NameGradesDistance
Oneka Elementary School
4888 Heritage Parkway, Hugo, MN 55038
2-51.3 mi
Hugo Elementary School
14895 Francesca Avenue North, Hugo, MN 55038
K-11.5 mi
Central Middle School, White Bear Lake, MN
4857 Bloom Avenue, White Bear Lake, MN 55110
6-84.7 mi
White Bear North Campus Senior
5045 Division Avenue, White Bear Lake, MN 55110
9-104.4 mi
White Bear South Campus Senior
3551 McKnight Road North, White Bear Lake, MN 55110
11-127.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4520 Cosette Ln N Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/31/2025
Listed
$797,947
722.63%
MLS
4/04/2024
Sold
$97,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4520 Cosette Ln N

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,450
—
$100,000
-13%
2025
$1,450
-13%
$115,000
-4%
2023
$1,666
—
$120,200
20%
2023
$1,666
18%
$100,000
9%
2021
$1,414
-4%
$92,000
—
2020
$1,468
16%
$92,000
2%
2018
$1,270
-12%
$90,000
-10%
2019
$1,444
36%
$100,000
34%
2017
$1,062
-3%
$74,400
—
2016
$1,094
—
$74,400
—
2015
$1,094
18%
$74,400
25%
2014
$930
—
$59,300
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Counselor Realty, Inc.

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4520 Cosette Lane N, Hugo, MN 55038 (MLS# 6804279) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 4520 Cosette Lane N is currently listed for $797,947 and was received on October 31, 2025. Want to learn more about 4520 Cosette Lane N? Do you have questions about finding other Single Family real estate for sale in Hugo? You can browse all Hugo real estate or contact a Coldwell Banker agent to request more information.

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