4637 109th Avenue, Palmer Township, MN 55319 - Photo 1

1/1

$350,000

Sold
Closed
Single Family
1 Bed
1 Full Bath
800 Sq. Ft.
1 Car Garage

1/1

Property Description

This adorable lakefront getaway offers the perfect blend of charm and convenience, just 40 feet from the water's edge with a gentle slope to the shoreline. Featuring 63 feet of cedar dock, this cozy cottage is ideal for summer fun or peaceful weekend retreats. Updates include: roof and gutters (2018), North and East-facing windows (2019), new well (2017), and freshly installed rip rap and seed (May 2025). The home currently has holding tanks, with the potential for a septic system upgrade. A one-car garage/shed offers extra storage. All furnishings can stay-just bring your swimsuit! Located within walking distance to the local general store and popular Palmer Days festivities. New gas fireplace insert installed in Summer 2023 and Leaf gutter covers added in 2023. A quick close is possible-spend this summer at the lake!

Full Property Details

Full Property Details for 4637 109th Ave

General

Sold For: $350,000
Taxes: $2,182 (2025)
Status: Closed
Type: Single Family
Source: NorthStarMLS_RMLS
MLS ID: 6724894
Added to Site: 242 day(s) ago

Parking

Garage: Yes
Garage Description: 18 x 12
Garage Spaces: 1
Parking Features: Detached, Asphalt

School Information

School District: 742 - St. Cloud
High School District: St. Cloud

Heating & Cooling

Cooling Type: None
Heating Type: Fireplace(s)
Heating Fuel: Natural Gas

Utilities

Sewer: Holding Tank, Private Sewer
Water: Private, Well

Water Features

Water Front: Yes
Water Front Name: Briggs
Water Front Desc.: Lakefront, Lake View
Water Front Feet: 52
Water Front Elev.: 4-10
Water Front Slope: Gradual
Water Front Num: 71014600
Lake Front: Yes
Lake Acres: 404
Lake Bottom: Sand
Lake Depth: 25

Financial Considerations

Tax Amount: $2,182
Tax Year: 2025
Terms: Conventional, VA, Cash

Disclosures and Reports

Legal Description: LOT 8, BLK 3
Property ID: 404030314

Listed and Sold by Keller Williams Classic Rlty NW

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Schools

Schools serving 4637 109th Ave

School District:St. Cloud Area School District

Name	Grades	Distance
Clearview Elementary School 7310 Minnesota 24, Clear Lake, MN 55319	PK-5	5.6 mi
South Junior High School 1120 15th Ave S, St. Cloud, MN 56301	6-8	11.5 mi
Technical Senior High School 4200 33rd St S, St. Cloud, MN 56301	9-12	13.2 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4637 109th Ave

Date

Details

Price

Change

Source

7/31/2025

Sold

$350,000

—

MLS

6/04/2025

Price Reduced

$350,000

-5.41%

MLS

5/29/2025

Listed

$370,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Single Family
Active
Updated 2 days ago

2
Beds
1
Total Bath
1,024
Sq. Ft.

Listed by Haller Realty Inc.

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Just Listed

$550,000

Open House

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Single Family
Active
Updated 1 day ago

4
Beds
2
Total Baths
3,300
Sq. Ft.

Listed by Ashworth Real Estate

4676 109th Ave, Clear Lake, MN 55319 - Photo 1

Just Listed

$159,900

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Single Family
Active
Updated 6 hours ago

3
Beds
1
Total Bath
864
Sq. Ft.

Listed by Premier Real Estate Services

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Just Listed

$899,900

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Commercial
Active
Updated 4 days ago

6,989
Sq. Ft.
0.65
Acres

Listed by Rice Real Estate Services, LLC

7235 107th Ave, Clear Lake, MN 55319 - Photo 1

Price Reduced

-$1,000 (-2.38%)

$40,999

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Lots/Land
Active
Updated 2 days ago

6
Acres

Listed by PlatLabs, LLC

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Price Reduced

-$10,000 (-1.87%)

$525,000

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Single Family
Active
Updated 2 days ago

2
Beds
2
Total Baths
1,440
Sq. Ft.

Listed by VoigtJohnson

5376 Tee-To-Green St, Saint Cloud, MN 56304 - Photo 1

5376 Tee-To-Green St Saint Cloud, MN 56304

Single Family
Active
Updated 2 days ago

3
Beds
2
Total Baths
1,564
Sq. Ft.

Listed by Hoelscher Real Estate Team (320) 224-8847

428 10th Ave N, Saint Cloud, MN 56303 - Photo 1

Price Reduced

-$10,000 (-7.15%)

$129,900

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Single Family
Active
Updated 5 days ago

2
Beds
1
Total Bath
1,068
Sq. Ft.

Listed by Coldwell Banker Crown Realtors

10625 44th St, Clear Lake, MN 55319 - Photo 1

Sold

$338,003

10625 44th St Clear Lake, MN 55319

Single Family
Closed

3
Beds
2
Total Baths
1,931
Sq. Ft.

Listed by Keller Williams Integrity NW
Sold by Ashworth Real Estate

4348 106th Ave, Clear Lake, MN 55319 - Photo 1

Sold

$315,500

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Single Family
Closed

4
Beds
2
Total Baths
1,680
Sq. Ft.

Listed by Premier Real Estate Services
Sold by Premier Real Estate Services

4565 109th Ave SE, Clear Lake, MN 55319 - Photo 1

Sold

$319,000

4565 109th Ave SE Clear Lake, MN 55319

Single Family
Closed

2
Beds
1
Total Bath
468
Sq. Ft.

Listed by Premier Real Estate Services
Sold by Keller Williams Classic Realty

4414 126th Ave, Clear Lake, MN 55319 - Photo 1

Sold

$350,500

4414 126th Ave Clear Lake, MN 55319

Single Family
Closed

2
Beds
1
Total Bath
1,130
Sq. Ft.

Listed by Weichert Realtors Tower Proper
Sold by Edina Realty, Inc.

4637 109th Avenue, Palmer Township, MN 55319 (MLS# 6724894) is a Single Family property that was sold at $350,000 on July 31, 2025. Want to learn more about 4637 109th Avenue? Do you have questions about finding other Single Family real estate for sale in Palmer Township? You can browse all Palmer Township real estate or contact a Coldwell Banker agent to request more information.

4637 109th Ave Palmer Township, MN 55319