Date
Details
Price
Change
Source
7/29/2026
Listed
$400,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$400,000 Just Listed
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Property Description
Multiple Offers Received. Highest and best due by Saturday 8/1, 1pm. Welcome to this beautifully maintained two-story home offering 5 bedrooms, 4 bathrooms, and a spacious 3-car garage with exceptional living space inside and out. From the inviting curb appeal to the thoughtfully designed floor plan, this home blends comfort, functionality, and quality updates throughout. The bright main level is filled with natural light from abundant windows and features refinished hardwood floors, a spacious living room, a cozy family room with a fireplace, a private office, formal and informal dining spaces, main-level laundry, and an updated kitchen with painted cabinetry, granite countertops, tile backsplash, built-in wine rack, and stainless steel appliances. Step outside to the maintenance-free deck, stamped concrete patio, and screened cedar gazebo, creating multiple spaces to relax or entertain while overlooking the beautifully wooded backyard. Upstairs, you'll find four bedrooms, including a spacious primary suite with a walk-in closet and private bath featuring a soaking tub and separate shower. An additional 3/4 bathroom serves the remaining upper-level bedrooms. The finished lower level offers outstanding flexibility with a large recreation room, kitchenette complete with cabinetry, sink, microwave, dishwasher, and refrigerator, a fifth bedroom, a 3/4 bathroom, plus two additional flex rooms ideal for hobbies, fitness, a home office, or storage. Major updates include a hail-resistant roof, high-efficiency furnace and A/C, updated kitchen, remodeled upper-level bathrooms, refinished hardwood floors, maintenance-free deck, stamped concrete patio, screened cedar gazebo, new water heater, and attic insulation. Conveniently located near parks, walking and biking trails, pickleball courts, shopping, restaurants, healthcare, and recreation, this home offers an exceptional combination of space, thoughtful updates, and outdoor enjoyment.
Full Property Details
Full Property Details for 1234 Mill Creek Cir
General
- Price: $400,000
- HOA FEE: $50/month
- HOA FEE FREQ.: Annually
- Taxes: $5,682 (2026)
- Status: Active
- Type: Single Family
- Source: NorthStarMLS_RMLS
- MLS ID: 7040933
- Updated: 7/30/2026
- Added to Site: 6 day(s) ago
Interior
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Amusement Room, Family Room, Gas
- Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 1
- 3/4 Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Dining Room: Breakfast Bar, Kitchen/Dining Room, Separate Formal Dining Room
- Formal Dining Room: Breakfast Bar, Kitchen/Dining Room, Separate/Formal Dining Room
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup, Electric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
Additional Information
- Amenities: Ceiling Fan(s), Deck, Exercise Room, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Porch, Tile Floors, Washer/Dryer Hookup, Wet Bar, Walk-In Closet
- Shared Amenities: Other
- Shared Pool: Yes
- Pool: Yes
- Pool Description: Shared
Exterior
- Porch/Patio/Deck: Composite Decking, Deck, Front Porch, Patio, Porch, Scr
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Parking Features: Attached Garage, Concrete, Garage Door Opener
Location
- County: Stearns
- Township: Saint Cloud
- Subdivision: Mill Creek
- Driving Directions: From Northway Drive turn Left on Stockinger Dr, right on Forest Dr, Left on Mill Creek Circle. Home will be on the right.
School Information
- School District: 742 - St. Cloud
- High School District: St. Cloud
Community
- Association: Yes
- Assoc. Name: Mill Creek HOA
- Assoc. Fees Include: Shared Amenities
Heating & Cooling
- Central air: Yes
- Cooling Type: Central Air
- Heating Type: Forced Air
- Heating Fuel: Natural Gas
Utilities
- Sewer: City Sewer Connected
- Water: City Water (Connected)
Structural Information
- Basement: Yes
- Finished basement: Yes
- Basement Desc.: Block, Egress Window(s), Finished, Full, Kitchenette, Sump Pump
- Foundation Size: 1260
- Roof: Age Over 8 Years, Asphalt
- Disability Access: None
- Square Feet: 3,432
- Above Ground: 2,236 Sq. Ft.
- Below Ground: 1,260 Sq. Ft.
- Finished Down/Base.: 3,496 Sq. Ft.
- Year Built: 1996
Additional Structures
- Other Structures: Gazebo
Lot Features
- Lot Size (Acres): 0.4
- Lot Dimensions: 121 x 164 x 80 x 174
- Zoning: Residential-Single Family
- Lot Description: Medium Tree Coverage
- Fencing (Description): Invisible
Financial Considerations
- Association Fee: $600
- Assoc Fee Freq.: Annually
- Tax Amount: $5,682
- Tax Year: 2026
- Terms: Conventional, VA, FHA, Cash
Disclosures and Reports
- Legal Description: LOT 002 BLK 004 MILL CREEK SECTION 34 TOWNSHIP 124 RANGE 028
- Property ID: 82486880033
Listed by Keller Williams Classic Rlty NW
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— 1234 Mill Creek Cir —
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NMLS#: 1598647
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Schools
Schools serving 1234 Mill Creek Cir
School District:St. Cloud Area School District
| Name | Grades | Distance |
|---|---|---|
Madison Elementary School, St. Cloud, MN 2805 9th St N, St. Cloud, MN 56303 | PK-5 | 1.4 mi |
North Junior High School 1212 29th Ave N, St. Cloud, MN 56303 | 6-8 | 1.1 mi |
Apollo Senior High School 1000 44th Ave N, St. Cloud, MN 56303 | 9-12 | 1.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1234 Mill Creek Cir
Tax History
Tax History for 1234 Mill Creek Cir
Year
Property Taxes
Change
Tax Assessment
Change
2026
$5,682
15%
$393,000
4%
2024
$4,932
26%
$378,100
27%
2021
$3,920
-16%
$296,800
-22%
2023
$4,660
—
$378,100
27%
2023
$4,660
19%
$296,800
5%
2021
$3,920
-2%
$283,400
1%
2020
$4,006
—
$281,000
2%
2019
$4,002
-1%
$276,700
7%
2018
$4,050
10%
$259,300
100%
2016
$3,682
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1234 Mill Creek Cir
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1234 Mill Creek Circle, Saint Cloud, MN 56303 (MLS# 7040933) is a Single Family property with 5 bedrooms, 1 full bathroom and 3 partial bathrooms. 1234 Mill Creek Circle is currently listed for $400,000 and was received on July 24, 2026. Want to learn more about 1234 Mill Creek Circle? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.