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$665,000
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Property Description
Exceptional Multigenerational Living with Water Views & Endless Possibilities! Welcome to this truly remarkable property offering over 3,600 sq. ft. of finished living space including a private 585 sq ft mother-in-law quarters. This property creates a rare opportunity for multigenerational living, income potential, home based business/office or personal space for guests. With a total of 7 bedrooms and 4.5 baths, a finished basement, and a double balcony overlooking the water, this home is as functional as it is stunning. The main level features handscraped engineered hardwood flooring, 9' ceilings, and a warm, inviting living room with custom built-in bookcases framing a gas fireplace. The kitchen is thoughtfully designed with granite countertops, custom cabinetry, center island, large pantry, coffee/wine bar, & expanded dining room with a 4' bump-out. A laundry room & powder room complete this level. Upstairs, the primary suite offers a peaceful retreat with its own electric fireplace, private balcony access overlooking the water, custom closet & spa-inspired bath featuring an adult-height dual vanity, soaking tub & stand-alone shower. The lower level expands your living space even further with full bath & 3 additional rooms w/ egress windows & closets, ideal for bedrooms, office space, recreation, or storage-tailored to your needs. Step outside to discover the private MOTHER IN LAW'S quarters, complete with kitchen, 1 bedroom, full bath, living room & laundry closet. The large backyard w/ outdoor kitchen, oversized 2-car garage, and additional carport provide ample space for outdoor enjoyment and parking. Nestled in one of the area's most desirable communities, this vibrant neighborhood called New Town @ St. Charles offers resort-style living at its finest - Book your appointment now!
Full Property Details
Full Property Details for 3520 Canal St
General
- Sold For: $665,000
- HOA FEE: $89/month
- HOA FEE FREQ.: Annually
- Taxes: $6,603 (2025)
- Status: Closed
- Type: Single Family
- Source: MARIS
- MLS ID: 26021993
- Added to Site: 79 day(s) ago
Interior
- Number of Rooms: 12
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Electric, Gas, Living Room, Master Bedroom
Rooms
Bathrooms
- Total Bathrooms: 5
- Full Bathrooms: 4
- Half Bathrooms: 1
- Main Floor Baths: 2
Bedrooms
- Total Bedrooms: 7
- Bedrooms Main & Up: 4
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Additional Parking, Alley Access, Detached, Detached Carport, Garage, Garage Faces Rear, Off Street
Location
- Area: 405 - Orchard Farm
- County: St. Charles
- Township: St. Charles
- Subdivision: New Town at St Charles
School Information
- High School District: Orchard Farm R-V
- Elementary School: Orchard Farm Elem.
- Middle School: Orchard Farm Middle
- High School: Orchard Farm Sr. High
Community
- Assoc. Fees Include: Maintenance Grounds, Repairs, Common Area Maintenance, Pool Maintenance, Management, Pool, Security
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air Conditioning
- Heating Type: Forced Air, Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Available
Structural Information
- Architectural Style: Other, Traditional
- Basement: Yes
- Basement Desc.: Bathroom, Egress Window, Partially Finished, Full, Sleeping Area, Sump Pump
- Roof: Architectural Shingle
- Square Feet: 3,616
- Year Built: 2013
Additional Structures
- Other Structures: Garage(s), Guest House
Lot Features
- Lot Size (Acres): 0.13
- Lot Size (Sq. Ft.): 5,662.8
- Lot Size Source: Public Records
- Lot Features: Views
Financial Considerations
- Association Fee: $1,065
- Assoc Fee Freq.: Annually
- Tax Amount: $6,603
- Tax Year: 2025
Disclosures and Reports
- Ownership: Private
- Special Conditions: Standard
- Documents Avail.: Floor Plan, Lead Based Paint
- Disclosures/Reports: Flood Plain No, Lead Paint, See Seller's Disclosure
- Property ID: 5-116C-A639-00-8332.0000000
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Schools
Schools serving 3520 Canal St
School District:Orchard Farm R-V School District
| Name | Grades | Distance |
|---|---|---|
Orchard Farm Elementary School 2135 Hwy V, Saint Charles, MO 63301 | K-5 | 5.2 mi |
Orchard Farm Middle School 2195 Highway V, Saint Charles, MO 63301 | 6-8 | 5.2 mi |
Orchard Farm Sr. High School 2175 Hwy V, Saint Charles, MO 63301 | 9-12 | 5.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3520 Canal St
Date
Details
Price
Change
Source
5/14/2026
Sold
$665,000
—
MLS
4/22/2026
Listed
$665,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
3520 Canal Street, Saint Charles, MO 63301 (MLS# 26021993) is a Single Family property that was sold at $665,000 on May 14, 2026. This property was listed by Souter & Co. from our Lake St. Louis/Wentzville Office.Want to learn more about 3520 Canal Street? Do you have questions about finding other Single Family real estate for sale in Saint Charles? You can browse all Saint Charles real estate or contact a Coldwell Banker agent to request more information.


