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$869,900 -$10,000 (-1.14%) Price Reduced
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Property Description
Just moments from the vibrant heart of Belmont's Main Street, this exceptional home offers the best of both worlds-unmatched convenience paired with a surprising sense of privacy. Enjoy being just seconds from dining, boutique shopping, parks, and year-round community events, all while tucked into a setting that feels peaceful and removed from the hustle. The community enhances everyday living with HOA-maintained landscaping and land care, allowing for a low-maintenance lifestyle. Residents also enjoy shared green spaces and have access to several nearby parks, perfect for relaxing, gathering, or enjoying the outdoors. Inside, the home showcases high-end finishes throughout, including thoughtfully incorporated architectural details crafted from materials sourced from historic Belmont-blending timeless character with modern design. The chef's kitchen offers generous counter space and refined finishes, ideal for both everyday living and entertaining. The main level features 10-foot ceilings and an inviting living room centered around a gas-log fireplace, with direct access to a spacious screened-in patio-perfect for relaxing evenings, hosting friends, or enjoying the game. A dedicated dining room, private study, and full bathroom provide excellent flexibility for guests, remote work, or multi-purpose living. Upstairs, 9-foot ceilings highlight the impressive primary suite with a walk-around soaking tub, walk-in shower, and ample storage. A large loft spans the length of the upper level, offering space for a media room, home office, or recreation area, while three additional bedrooms complete the home. This is a rare opportunity to enjoy upscale comfort, low-maintenance living, and a prime Belmont location that keeps you connected-yet comfortably tucked away.
Full Property Details
Full Property Details for 10 Oak St
General
- Price: $869,900
- HOA FEE: $200/month
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4320495
- Updated: 4/15/2026
- Added to Site: 129 day(s) ago
Interior
- Interior Features: Attic Stairs Pulldown, Built-in Features, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry
- Fireplace: Yes
- Fireplace(s): Gas Log, Living Room, Gas Log, Living Room
- Appliances: Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Refrigerator, Warming Drawer
- Flooring: Carpet, Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
- Upper - Full Baths: 3
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 5
- Bedrooms Upper: 4
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Laundry Room, Sink
Exterior
- Exterior Features: Fire Pit, Lawn Maintenance
Parking
- Garage: Yes
- Garage Description: 499 Sq. Ft.
- Garage Spaces: 2
- Parking Features: Attached Garage, Garage Faces Side, Shared Driveway
Location
- County: Gaston
- Subdivision: Tower Crest
Community
- Assoc. Name: MECA
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Forced Air, Natural Gas
Utilities
- Sewer: Public Sewer
- Water: City
Structural Information
- Builder: Bower Traust
- Construction: Site Built
- Exterior Const.: Brick Full, Fiber Cement, Shingle/Shake
- Roof: Architectural Shingle
- Upper: 1,759 Sq. Ft.
- Main/1st Level: 1,091 Sq. Ft.
- Year Built: 2021
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Corner Lot
- Rcmdd Zoning: NRCD
Horse Property
- Horse Facility Desc.: None
Financial Considerations
- Association Fee: $200
- Assoc Fee Freq.: Monthly
- Terms: Cash, Conventional, VA Loan
Disclosures and Reports
- Restrictions: Architectural Review
- Property ID: 305302
- Plat: 093/094
- Lot Number: 5507/2126
Listed by Real Broker LLC Belmont
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Schools
Schools serving 10 Oak St
School District:Gaston County Schools
| Name | Grades | Distance |
|---|---|---|
Belmont Central Elementary School 310 Eagle Road, Belmont, NC 28012 | PK-5 | 0.4 mi |
J B Page Primary School 215 Ewing Drive, Belmont, NC 28012 | PK-5 | 0.8 mi |
Belmont Middle School 1020 South Point Road, Belmont, NC 28012 | 6-8 | 1.4 mi |
South Point High School 906 South Point Road, Belmont, NC 28012 | 9-12 | 1.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 10 Oak St
Date
Details
Price
Change
Source
4/15/2026
Price Reduced
$869,900
-1.14%
MLS
1/05/2026
Price Reduced
$879,900
-1.13%
MLS
12/08/2025
Listed
$890,000
7.88%
MLS
9/26/2024
Sold
$825,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 10 Oak St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,973
—
$756,470
—
2024
$7,973
-1%
$756,470
—
2023
$8,056
287%
$756,470
374%
2022
$2,082
—
$159,540
113%
2022
$2,082
—
$75,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 10 Oak St
10 Oak Street, Belmont, NC 28012 (MLS# 4320495) is a Single Family property with 5 bedrooms and 4 full bathrooms. 10 Oak Street is currently listed for $869,900 and was received on December 08, 2025. Want to learn more about 10 Oak Street? Do you have questions about finding other Single Family real estate for sale in Belmont? You can browse all Belmont real estate or contact a Coldwell Banker agent to request more information.

