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$1,100,000
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Property Description & Video
204 Bay Shore Drive, Belmont, NCVideo Tour of 204 Bay Shore Drive, Belmont, NC.
Extraordinary 3-bedroom waterfront home offering breathtaking lake views and approximately 200 feet of shoreline, all set on a private, gently sloped lot. Thoughtfully designed to maximize the scenery, the bright and open great room features a vaulted ceiling, skylights, a cozy fireplace, and expansive lake views. The spacious kitchen is equipped with stainless steel appliances, a gas cooktop, granite countertops, and a breakfast bar. The adjoining dining space is perfect for lingering over morning coffee while taking in the stunning waterfront setting. A large laundry room, two bedrooms, plus a full bath complete the main floor. The spacious 2nd floor primary suite is a true retreat, complete with a vaulted ceiling, built-in cabinetry, and a sitting area overlooking the lake. The en-suite bath includes dual vanities, a walk-in closet, a garden tub, and a walk-in tiled shower. Upstairs, a versatile loft provides an ideal space for a home office or additional living area. There is even a hard to find 4 car garage! Outdoor living is just as impressive, featuring a large deck, gazebo, floating dock, and a private boat ramp-everything you need to fully enjoy lake life. Positioned on a peaceful cove that opens to the main channel, this property offers both tranquility and easy access to open water. Exterior siding and interior freshly painted! Located in charming Belmont, you'll enjoy a welcoming small-town atmosphere with convenient proximity to Uptown Charlotte, airport, and I-85.
Full Property Details
Full Property Details for 204 Bay Shore Dr
General
- Price: $1,100,000
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4378235
- Updated: 6/1/2026
- Added to Site: 29 day(s) ago
Interior
- Interior Features: Breakfast Bar, Garden Tub, Walk-In Closet(s)
- Fireplace: Yes
- Fireplace(s): Great Room, Propane, Great Room, Propane
- Appliances: Dishwasher, Electric Water Heater, Gas Oven, Gas Range, Microwave
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Upper - Full Baths: 1
- Main - Full Baths: 1
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 1
- Bedrooms Main & Up: 2
Other Rooms
- Laundry: Laundry Room, Main Level
Additional Information
- Equipment: Fuel Tank - Leased
Exterior
- Exterior Features: Dock - Floating
Parking
- Garage: Yes
- Garage Description: 1,190 Sq. Ft.
- Garage Spaces: 4
- Parking Features: Driveway, Attached Garage, Garage Faces Front
Location
- County: Gaston
- Subdivision: Lake Wylie
School Information
- Elementary School: New Hope
- Middle School: Cramerton
- High School: South Point (NC)
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air
- Heating Type: Electric, Forced Air, Heat Pump, Propane
Utilities
- Sewer: Septic Installed
- Water: Well
Structural Information
- Architectural Style: Transitional
- Construction Status: Completed
- Construction: Site Built
- Exterior Const.: Stone Veneer, Wood
- Roof: Architectural Shingle
- Upper: 722 Sq. Ft.
- Main/1st Level: 1,412 Sq. Ft.
- Year Built: 1988
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Waterfront
Water Features
- Water Front Name: Lake Wylie
Financial Considerations
- Terms: Cash, Conventional, VA Loan
Disclosures and Reports
- Property ID: 193293
- Lot Number: 5506-0975
Listed by Keller Williams Connected
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Schools
Schools serving 204 Bay Shore Dr
School District:Gaston County Schools
| Name | Grades | Distance |
|---|---|---|
New Hope Elementary School, Gastonia, NC 137 Stowe Road, Gastonia, NC 28056 | PK-5 | 3.1 mi |
Cramerton Middle School 601 Cramer Mountain Road, Cramerton, NC 28032 | 6-8 | 4 mi |
South Point High School 906 South Point Road, Belmont, NC 28012 | 9-12 | 3.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 204 Bay Shore Dr
Date
Details
Price
Change
Source
5/08/2026
Listed
$1,100,000
65.41%
MLS
8/07/2020
Sold
$665,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 204 Bay Shore Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,732
—
$662,780
—
2024
$4,732
3%
$662,780
—
2023
$4,606
19%
$662,780
59%
2021
$3,857
1%
$416,080
—
2022
$3,828
1%
$416,080
—
2020
$3,803
13%
$416,080
19%
2018
$3,380
1%
$348,424
—
2016
$3,338
—
$348,424
—
2015
$3,338
-13%
$348,424
-16%
2019
$3,845
14%
$416,080
17%
2013
$3,370
—
$354,720
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 204 Bay Shore Dr
204 Bay Shore Drive, Belmont, NC 28012 (MLS# 4378235) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 204 Bay Shore Drive is currently listed for $1,100,000 and was received on May 08, 2026. Want to learn more about 204 Bay Shore Drive? Do you have questions about finding other Single Family real estate for sale in Belmont? You can browse all Belmont real estate or contact a Coldwell Banker agent to request more information.

