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$239,900
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Property Description
Live minutes from Cotswold's hottest spots with ultra-low monthly costs and brand-new HVAC (2025)-this move-in ready condo makes easy living a reality. Welcome to Churchill Downs! This beautifully updated 2-bedroom, 2-bath first-floor condo offers exceptional affordability and peace of mind. With property taxes around $130 per month, homeowners insurance approximately $300 per year, and an average electric bill of just $50 per month, this home is as budget-friendly as it is comfortable. Even better, the HOA covers water, sewer, trash, parking, landscaping, and exterior building maintenance-keeping expenses simple and predictable. Step inside to a fresh, modern interior with updated kitchen and bathrooms, stylish vinyl plank flooring, and ceiling fans for added comfort. The open-concept layout connects the living, dining, and kitchen spaces seamlessly-perfect for hosting friends or enjoying a relaxed night in. The kitchen stands out with soft-close cabinets, a sleek tiled backsplash, and stainless steel appliances. All appliances convey, including the stackable washer and dryer-making move-in effortless. Enjoy true low-maintenance living with a first-floor location (no stairs!) and added confidence with the recently installed HVAC system (2025), offering long-term reliability and efficiency. Live just minutes from some of Charlotte's go-to hangouts, including The Common Market Cotswold, Leroy Fox, and Little Mama's Italian Kitchen, plus everyday conveniences at Cotswold Village Shops. Whether it's coffee runs, quick errands, or meeting friends, everything is right around the corner. And with easy access to Uptown, SouthPark, and major routes, your commute stays simple. When you're not out and about, enjoy community amenities like the pool and tennis courts-perfect for staying active or unwinding after a long day. Whether you're a first-time buyer, busy professional, or looking for a smart investment, this condo delivers the perfect mix of style, location, and low-maintenance living. Schedule your showing today and check it out for yourself!
Full Property Details
Full Property Details for 1032 Churchill Downs Ct #J
General
- Price: $239,900
- HOA FEE: $345/month
- Status: Active
- Type: Condo
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4358001
- Updated: 3/25/2026
- Added to Site: 13 day(s) ago
Interior
- Interior Features: Breakfast Bar, Cable Prewire, Open Floorplan
- Appliances: Dishwasher, Disposal, Electric Oven, Electric Range, Refrigerator, Washer/Dryer
- Flooring: Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 2
- Bedrooms Main & Up: 2
Other Rooms
- Laundry: In Unit, Main Level
Additional Information
- Shared Amenities: Outdoor Pool, Sidewalks, Street Lights, Tennis Court(s)
- Pool: Yes
Parking
- Parking Features: Assigned, On Street, Parking Lot
Location
- County: Mecklenburg
- Subdivision: Churchill Downs
- Complex: Churchill Downs
School Information
- Elementary School: Billingsville Cotswold
- Middle School: Alexander Graham
- High School: Myers Park
Community
- Assoc. Name: Cedar Management
- Pets Allowed: Yes
- Pets: Yes
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air, Electric
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: City
- Utility Description: Cable Available
Structural Information
- Construction: Site Built
- Exterior Const.: Hardboard Siding
- Roof: Composition
- Entry Floor Number: 1
- Main/1st Level: 911 Sq. Ft.
- Year Built: 1988
Lot Features
- Street/Road Desc.: Concrete
- Rcmdd Zoning: R
Financial Considerations
- Association Fee: $345
- Assoc Fee Freq.: Monthly
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Property ID: 157-144-66
- Lot Number: 32238-858
Listed by EXP Realty LLC Ballantyne
Get Pre-Approved Today
Schools
Schools serving 1032 Churchill Downs Ct #J
School District:Charlotte-Mecklenburg Schools
| Name | Grades | Distance |
|---|---|---|
Cotswold Elementary 300 Greenwich Road, Charlotte, NC 28211 | 3-5 | 0.7 mi |
Billingsville Elementary 124 Skyland Avenue, Charlotte, NC 28205 | K-2 | 1.2 mi |
Alexander Graham Middle 1800 Runnymede Lane, Charlotte, NC 28211 | 6-8 | 2.8 mi |
Myers Park High 2400 Colony Road, Charlotte, NC 28209 | 9-12 | 2.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1032 Churchill Downs Ct #J
Date
Details
Price
Change
Source
3/20/2026
Listed
$239,900
219.87%
MLS
10/31/2017
Sold
$75,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1032 Churchill Downs Ct #J
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,557
14%
$185,354
—
2023
$1,360
-24%
$185,354
—
2023
$1,789
51%
$185,354
51%
2022
$1,182
—
$122,500
—
2021
$1,182
—
$122,500
—
2020
$1,182
-7%
$122,500
—
2019
$1,274
5%
$122,500
41%
2018
$1,215
2%
$87,000
—
2017
$1,189
1%
$87,000
—
2016
$1,180
1%
$87,000
—
2015
$1,168
1%
$87,000
—
2013
$1,156
—
$87,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1032 Churchill Downs Ct #J
1032 Churchill Downs Court #J, Charlotte, NC 28211 (MLS# 4358001) is a Condo property with 2 bedrooms and 2 full bathrooms. 1032 Churchill Downs Court #J is currently listed for $239,900 and was received on March 20, 2026. Want to learn more about 1032 Churchill Downs Court #J? Do you have questions about finding other Condo real estate for sale in Charlotte? You can browse all Charlotte real estate or contact a Coldwell Banker agent to request more information.

