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$2,950,000
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Property Description
Tranquil Waterfront Estate with Unmatched Multigenerational Flexibility Positioned on a serene lake cove, this well-maintained 6,200-square-foot residence offers a rare combination of waterfront recreation and sophisticated, flexible living. The main level is anchored by a chef's kitchen and a dramatic two-story great room featuring a three-sided fireplace, providing a central hub for daily life. The primary suite is conveniently located on the main floor, offering a private retreat with direct access to the home's extensive outdoor living options. Designed for those who require distinct, independent spaces, the property features two separate living quarters. The finished walk-out basement includes a full kitchen, two bedrooms, and two bathrooms, serving as a guest wing or recreation level with easy access to the screened porch and pool. Additionally, a private upstairs apartment offers a third full kitchen, bedroom, and 1.5 baths-ideal for live-in assistance or an in-law suite. Outside, the resort-style backyard features an inground pool and spa overlooking a private dock. Located near the Palisades but free from HOA restrictions, this home provides a quiet retreat with quick access to Charlotte's dining, medical centers, and the international airport.
Full Property Details
Full Property Details for 16312 Cozy Cove Rd
General
- Price: $2,950,000
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4321861
- Updated: 6/3/2026
- Added to Site: 196 day(s) ago
Interior
- Interior Features: Attic Walk In, Cable Prewire, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Walk-In Pantry
- Fireplace: Yes
- Fireplace(s): Den, Gas Log, Gas Starter, Great Room, See Through, Den, Gas Log, Gas Starter, Great Room, See Through
- Appliances: Dishwasher, Disposal, Electric Oven, Exhaust Hood, Gas Cooktop, Refrigerator, Tankless Water Heater, Wine Refrigerator
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 7
- Full Bathrooms: 5
- Half Bathrooms: 2
- Upper - Full Baths: 1
- Upper - 1/2 Baths: 1
- Main - Full Baths: 2
- Main - 1/2 Baths: 1
- Basement Baths: 2
Bedrooms
- Total Bedrooms: 6
- Bedrooms-B: 2
- Bedrooms Upper: 1
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Laundry Closet, Laundry Room, Lower Level, Main Level, Multiple Locations, Upper Level
Exterior
- Exterior Features: Fire Pit, Dock - Floating, Gas Grill, In-Ground Irrigation
Parking
- Garage: Yes
- Garage Description: 981 Sq. Ft.
- Garage Spaces: 4
- Parking Features: Attached Garage, Garage Door Opener, Garage Faces Side, Garage Shop, Golf Cart Garage
Location
- County: Mecklenburg
Heating & Cooling
- Cooling Type: Central Air, Heat Pump, Multi Units
- Heating Type: Central, Heat Pump, Natural Gas
Utilities
- Sewer: Public Sewer
- Water: City
- Utility Description: Natural Gas
Structural Information
- Construction: Site Built
- Exterior Const.: Fiber Cement
- Basement: Yes
- Basement Desc.: Apartment, Basement Garage Door, Daylight, Interior Entry, Partially Finished, Storage Space, Walk-Out Access
- Roof: Architectural Shingle
- Upper: 1,814 Sq. Ft.
- Main/1st Level: 2,979 Sq. Ft.
- Year Built: 2019
Lot Features
- Lot Dimensions: 291 x 172 x 100 x 40 x 214
- Street/Road Desc.: Concrete, Paved
- Lot Features: Waterfront
Water Features
- Water Front Name: Lake Wylie
Financial Considerations
- Terms: Cash, Conventional
Disclosures and Reports
- Property ID: 21718130
- Lot Number: 31700/587
Listed by Compass
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Schools
Schools serving 16312 Cozy Cove Rd
School District:Charlotte-Mecklenburg Schools
| Name | Grades | Distance |
|---|---|---|
Palisades Park Elementary 15321 York Road, Charlotte, NC 28278 | K-5 | 2.5 mi |
Southwest Middle School, Charlotte, NC 13624 Steele Creek Road, Charlotte, NC 28273 | 6-8 | 4.6 mi |
Palisades High School 15221 York Road, Charlotte, NC 28278 | 9-12 | 2.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 16312 Cozy Cove Rd
Date
Details
Price
Change
Source
4/20/2026
Price Reduced
$2,950,000
-9.23%
MLS
3/10/2026
Price Reduced
$3,250,000
-7.01%
MLS
11/21/2025
Listed
$3,495,000
1525.58%
MLS
4/06/2017
Sold
$215,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 16312 Cozy Cove Rd
Year
Property Taxes
Change
Tax Assessment
Change
2023
-100%
$1,267,700
-4%
2023
$8,171
100%
$1,324,500
37%
2022
100%
$966,200
5%
2021
100%
$923,800
83%
2020
-100%
$505,500
—
2019
$4,356
30%
$505,500
68%
2018
$3,353
1%
$300,000
—
2017
$3,331
1%
$300,000
—
2016
$3,291
1%
$300,000
—
2015
$3,261
2%
$300,000
—
2013
$3,208
—
$300,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 16312 Cozy Cove Rd
16312 Cozy Cove Road, Charlotte, NC 28278 (MLS# 4321861) is a Single Family property with 6 bedrooms, 5 full bathrooms and 2 partial bathrooms. 16312 Cozy Cove Road is currently listed for $2,950,000 and was received on November 21, 2025. Want to learn more about 16312 Cozy Cove Road? Do you have questions about finding other Single Family real estate for sale in Charlotte? You can browse all Charlotte real estate or contact a Coldwell Banker agent to request more information.

