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$1,279,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 5 days ago
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Welcome to your peaceful waterfront retreat with a minimal HOA, tucked away in a quiet cove in the heart of Cornelius and just minutes from the Cain Center for the Arts, shopping, dining, breweries, and parks. A rare and valuable feature, the private pier and dock can accommodate two boats, offering easy access to Lake Norman's main channel and elevating this property into a true lakefront escape. Stepping inside there is a bright & airy, open plan with nice flow! The upgraded kitchen features quartz countertops, a large island with storage, abundant cabinetry, stainless steel appliances (refrigerator included), double ovens, a five-burner gas cooktop, tile backsplash, and upgraded lighting-perfect for everyday living and entertaining. The light-filled great room offers comfortable living with a ceiling fan/light and seamless access to the deck, creating effortless indoor-outdoor flow with peaceful lake views. The primary suite provides a private retreat with recessed lighting, ceiling fan, private deck access, walk-in closet, and private bath featuring a dual vanity, tiled shower, and soaking garden tub. This home offers a tremendous amount of storage (including a storage shed). An expansive covered deck with a covered portion & step down to a large paver patio with fire pit, invites relaxation at any time of day, while the private dock provides open views toward the main channel, ideal for enjoying the lake lifestyle.

Full Property Details for 21200 Rio Oro Dr

General

  • Price: $1,279,900
  • HOA FEE: $6/month
  • HOA FEE FREQ.: Annually
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4326839
  • Updated: 12/12/2025
  • Added to Site: 35 day(s) ago

Interior

  • Interior Features: Built-in Features, Drop Zone, Garden Tub, Kitchen Island, Open Floorplan, Split Bedroom, Storage, Walk-In Closet(s)
  • Fireplace(s): Fire Pit, Fire Pit
  • Appliances: Dishwasher, Double Oven, Exhaust Hood, Gas Cooktop, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Wall Oven
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Sink

Exterior

  • Exterior Features: Fire Pit, In-Ground Irrigation

Parking

  • Parking Features: Driveway

Location

  • County: Mecklenburg
  • Subdivision: Bahia Bay

School Information

  • Elementary School: Cornelius
  • Middle School: Bailey
  • High School: William Amos Hough

Community

  • Assoc. Name: Bahia Bay

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air
  • Heating Type: Heat Pump

Utilities

  • Sewer: Public Sewer
  • Water: City

Structural Information

  • Architectural Style: Transitional
  • Construction Status: Completed
  • Construction: Site Built
  • Exterior Const.: Hardboard Siding
  • Main/1st Level: 2,022 Sq. Ft.
  • Year Built: 1979

Lot Features

  • Street/Road Desc.: Concrete, Paved
  • Lot Features: Wooded, Views, Waterfront
  • Rcmdd Zoning: GR
  • Fencing (Description): Back Yard, Fenced

Water Features

  • Water Front Name: Lake Norman

Financial Considerations

  • Association Fee: $75
  • Assoc Fee Freq.: Annually
  • Terms: Cash, Conventional, VA Loan

Disclosures and Reports

  • Property ID: 001-297-43
  • Lot Number: 38084-186

Listed by Keller Williams Lake Norman

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Listing agent

— 21200 Rio Oro Dr —

  • Keller Williams Lake Norman

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 21200 Rio Oro Dr

School District:Charlotte-Mecklenburg Schools
NameGradesDistance
Cornelius Elementary
21126 Catawba Avenue, Cornelius, NC 28031
K-51.7 mi
Bailey Middle School
11900 Bailey Road, Cornelius, NC 28031
6-83.5 mi
William Amos Hough High
12420 Bailey Road, Cornelius, NC 28031
9-123.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 21200 Rio Oro Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/12/2025
Listed
$1,279,900
41.27%
MLS
4/27/2023
Sold
$906,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 21200 Rio Oro Dr

Year
Property Taxes
Change
Tax Assessment
Change
2023
$6,441
-24%
$996,800
—
2023
$8,489
73%
$1,000,000
71%
2022
$4,902
—
$584,300
—
2021
$4,902
8%
$584,300
8%
2020
$4,559
-1%
$543,400
—
2019
$4,592
9%
$543,400
40%
2018
$4,222
1%
$389,000
—
2017
$4,189
6%
$389,000
6%
2016
$3,965
2%
$368,400
—
2015
$3,906
—
$368,400
—
2014
$3,904
—
$368,400
—
2013
$3,904
—
$368,400
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Keller Williams Lake Norman

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21200 Rio Oro Drive, Cornelius, NC 28031 (MLS# 4326839) is a Single Family property with 3 bedrooms and 2 full bathrooms. 21200 Rio Oro Drive is currently listed for $1,279,900 and was received on December 12, 2025. Want to learn more about 21200 Rio Oro Drive? Do you have questions about finding other Single Family real estate for sale in Cornelius? You can browse all Cornelius real estate or contact a Coldwell Banker agent to request more information.

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