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$3,335,000
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Property Description
Experience lakeside luxury at its finest in this architecturally crafted Custom Home, featuring pristine shoreline and panoramic open-water views. Thoughtfully designed for both comfort and style, this residence offers a seamless blend of modern sophistication and natural beauty. An open floor plan with 10-foot ceilings and engineered white oak floors throughout creates a bright, airy flow, perfectly complemented by oversized windows and stacked sliding doors that blur the line between indoor and outdoor living. The Gourmet Kitchen is a chef's dream, showcasing Hi-end Monogram appliances, Walk-In Scullery/Pantry w/ additional dishwasher & sink, an oversized island with panel-ready finishes, undermount lighting, and custom cabinetry that continues throughout the home for a cohesive, elegant aesthetic. The Primary suite, located on the main level, impresses with a vaulted ceiling, dual-zone climate control, and open water views. The Primary ensuite bath features separate oversized vanities with quartz countertops and premium fixtures, oversized walk in shower w/ dual shower heads and frameless glass, with a connection straight to the walk in closet and laundry. Waterfront views from the Great Room create a seamless transition to the outdoor living area. The open-concept Great Room is centered around a custom built fireplace w/ designer cast stone surround, Built-in media wall with integrated sound system, and expansive stacked sliding glass doors opening to the covered patio. Each Bedroom is a private retreat, featuring a walk-in closet and ensuite custom bathrooms, and an oversized loft/bonus for ultimate comfort and convenience upstairs. Interior living space offers Custom Lighting, Sonos whole-home audio and Eero Network system for seamless connectivity, oversized stacked sliders and windows framing a stunning water view, and custom Cabinetry and detailed Millwork throughout. Covered outdoor living space includes Isokern ventless fireplace, In-ceiling heaters, Integrated AV system, Outdoor Kitchen featuring Bull appliances and Quartzite countertops Additional home highlights include a whole-home AV package, offering seamless smart home integration and immersive entertainment throughout, High-Efficiency HVAC and Insulation package, Premium window and door systems for energy performance & sound reduction, Designer hardware and finishes throughout every space, and a large dropzone adjacent to the garage entrance. From its thoughtful craftsmanship to its breathtaking views, this home redefines waterfront living - blending timeless design, modern innovation, and effortless luxury in every detail. Lot is impervious exempt and a pool can be put in by buyers (Potential Pool Plan is in mls attachments) and the pool plan is in place with gas and electrical utilities pre-installed in the home already.
Full Property Details
Full Property Details for 21520 Rio Oro Dr
General
- Sold For: $3,335,000
- HOA FEE: $6/month
- HOA FEE FREQ.: Annually
- Status: Closed
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4318718
- Added to Site: 65 day(s) ago
Interior
- Interior Features: Drop Zone, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry
- Fireplace: Yes
- Fireplace(s): Gas, Gas Log, Great Room, Gas, Gas Log, Great Room
- Appliances: Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Gas Water Heater, Microwave, Oven, Tankless Water Heater
- Flooring: Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 5
- Full Bathrooms: 4
- Half Bathrooms: 1
- Upper - Full Baths: 3
- Main - Full Baths: 1
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 3
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Sink
Additional Information
- Shared Amenities: Lake Access, Picnic Area
- Equipment: Other - See Remarks
Parking
- Garage: Yes
- Garage Description: 516 Sq. Ft.
- Garage Spaces: 2
- Parking Features: Driveway, Attached Garage, Garage Faces Side
Location
- County: Mecklenburg
- Subdivision: Bahia Bay
School Information
- Elementary School: Cornelius
- Middle School: Bailey
- High School: William Amos Hough
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Heat Pump
Utilities
- Sewer: Public Sewer
- Water: City
- Utility Description: Electricity Connected, Fiber Optics, Natural Gas
Structural Information
- Architectural Style: Modern
- Builder: Cape Custom Homes LLC
- Construction: Site Built
- Exterior Const.: Hard Stucco
- Roof: Architectural Shingle, Metal
- Upper: 1,802 Sq. Ft.
- Main/1st Level: 2,126 Sq. Ft.
- Year Built: 2025
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Waterfront
- Rcmdd Zoning: GR
- Fencing (Description): Back Yard, Fenced
Water Features
- Water Front Name: Lake Norman
Financial Considerations
- Association Fee: $75
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional
Disclosures and Reports
- Restrictions: Architectural Review
- Property ID: 001-297-16
- Lot Number: 38361-528
Listed by Keller Williams Lake Norman
Sold by Better Homes and Gardens Real Estate Paracle
Get Pre-Approved Today
Schools
Schools serving 21520 Rio Oro Dr
School District:Charlotte-Mecklenburg Schools
| Name | Grades | Distance |
|---|---|---|
Cornelius Elementary 21126 Catawba Avenue, Cornelius, NC 28031 | K-5 | 1.5 mi |
Bailey Middle School 11900 Bailey Road, Cornelius, NC 28031 | 6-8 | 3.3 mi |
William Amos Hough High 12420 Bailey Road, Cornelius, NC 28031 | 9-12 | 3.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 21520 Rio Oro Dr
Date
Details
Price
Change
Source
1/15/2026
Sold
$3,335,000
-4.7%
MLS
11/11/2025
Listed
$3,499,500
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
21520 Rio Oro Drive, Cornelius, NC 28031 (MLS# 4318718) is a Single Family property that was sold at $3,335,000 on January 15, 2026. Want to learn more about 21520 Rio Oro Drive? Do you have questions about finding other Single Family real estate for sale in Cornelius? You can browse all Cornelius real estate or contact a Coldwell Banker agent to request more information.

