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$950,000

  • Sold
  • Closed
  • Single Family
  • 2 Beds
  • 2 Full Baths
See This Home
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Dreaming of a lakefront cottage on Lake Norman? This is it-right in the heart of it all! Whether you're looking for year-round living or the perfect weekend escape, this home delivers. The main level features hardwood floors, soaring ceilings, and walls of windows framing beautiful lake views. Two flexible rooms make an ideal bedroom, office, or guest space, while upstairs offers a private retreat with a bedroom, full bath, and loft. Storage won't be a problem with a kitchen pantry, attic access, and two exterior storage rooms for all your lake toys. Step outside and the true magic begins-relax on the screened-in deck, enjoy the fenced yard with lush grass, or head down to your private dock on some of Lake Norman's best water. Sunsets are stunning, and boating to nearby Cornelius restaurants makes lake life easy and fun. Peace of mind comes with recent updates: roof within the last 5 years, brand-new HVAC, and a full professional inspection with repairs already made. Lake Norman living at a price you don't often find-come claim your slice of paradise! County water and sewer is available at street for a tap fee. Home is currently on community well and septic.

Full Property Details for 21528 Rio Oro Dr

General

  • Sold For: $950,000
  • HOA FEE: $6/month
  • HOA FEE FREQ.: Annually
  • Status: Closed
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4300723
  • Added to Site: 119 day(s) ago

Interior

  • Fireplace: Yes
  • Fireplace(s): Living Room, Living Room
  • Appliances: Dishwasher, Gas Range, Gas Water Heater, Refrigerator
  • Flooring: Carpet, Wood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Upper - Full Baths: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 2
  • Bedrooms Upper: 1
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Inside

Additional Information

  • Shared Amenities: Lake Access

Parking

  • Parking Features: Driveway

Location

  • County: Mecklenburg
  • Subdivision: Bahia Bay

School Information

  • Elementary School: Cornelius
  • Middle School: Bailey
  • High School: William Amos Hough

Community

  • Assoc. Name: Bahia Bay

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Forced Air, Natural Gas

Utilities

  • Sewer: Septic Installed
  • Water: Community Well
  • Utility Description: Electricity Connected, Natural Gas

Structural Information

  • Architectural Style: Cottage
  • Construction: Site Built
  • Exterior Const.: Wood
  • Roof: Architectural Shingle
  • Upper: 522 Sq. Ft.
  • Main/1st Level: 1,044 Sq. Ft.
  • Year Built: 1996

Lot Features

  • Street/Road Desc.: Asphalt, Paved
  • Lot Features: Waterfront
  • Rcmdd Zoning: GR
  • Fencing (Description): Wood

Water Features

  • Water Front Name: Lake Norman

Financial Considerations

  • Association Fee: $75
  • Assoc Fee Freq.: Annually
  • Terms: Cash, Conventional, VA Loan

Disclosures and Reports

  • Property ID: 001-297-14
  • Lot Number: 11830-421

Listed by Keller Williams Unified
Sold by Canopy Administration

Listing agent

— 21528 Rio Oro Dr —

  • Keller Williams Unified

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 21528 Rio Oro Dr

School District:Charlotte-Mecklenburg Schools
NameGradesDistance
Cornelius Elementary
21126 Catawba Avenue, Cornelius, NC 28031
K-51.5 mi
Bailey Middle School
11900 Bailey Road, Cornelius, NC 28031
6-83.3 mi
William Amos Hough High
12420 Bailey Road, Cornelius, NC 28031
9-123.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 21528 Rio Oro Dr

Date
Details
Price
Change
Source
10/31/2025
Sold
$950,000
0.01%
MLS
9/18/2025
Listed
$949,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by Keller Williams Unified
Sold by Canopy Administration

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21528 Rio Oro Drive, Cornelius, NC 28031 (MLS# 4300723) is a Single Family property that was sold at $950,000 on October 31, 2025. Want to learn more about 21528 Rio Oro Drive? Do you have questions about finding other Single Family real estate for sale in Cornelius? You can browse all Cornelius real estate or contact a Coldwell Banker agent to request more information.