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$900,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 2 Car Garage
  • Updated 3 days ago
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RARE opportunity literally just steps away from Lake Norman and the neighborhood pool and boat slip dock (one of which YOU would own)! Full brick, custom home INCLUDES deeded boat slip which also comes with a lift. Enjoy year-round lake views from your newly updated back deck. Located in the highly desirable Smithstone community, this home offers the perfect lake lifestyle without the waterfront price tag. Not to mention, right around the corner, Smithstone owners have access to a private, gated storage area for boats, trailers, campers, etc - for a very affordable monthly fee. As for the house itself, the home features real 3/4" hardwood floors, custom built-ins, and a bright, open floor plan centered around a dramatic vaulted family room w/expansive picture windows facing toward the lake. The main level offers true flexibility with a spacious primary suite as well as a second bedroom w/attached full bath - ideal for guests or multi-generational living. The large kitchen includes solid cherry wood cabinetry, granite countertops, walk-in pantry, and a gas cooktop. Upstairs offers a flex room/loft overlooking the family room, 2 large bedrooms & full baths, plus 2 additional flex/bonus rooms. Need storage? You'll love the large, walk-in attic storage and the extra built-ins in the garage. Of note: the back yard is larger than it appears - the property line goes approx. 40 feet beyond the fence line. Full brick, deeded boatslip, lake views, flexible and spacious living spaces, QUICK ACCESS RIGHT OFF BUSINESS 16 WHICH GIVES QUICK ACCESS TO HWY 16 for low-traffic commutes - this home is a rare find, and offered at a competitive price.

Full Property Details for 2378 Smith Harbour Dr

General

  • Price: $900,000
  • HOA FEE: $72/month
  • HOA FEE FREQ.: Quarterly
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4320366
  • Updated: 1/8/2026
  • Added to Site: 69 day(s) ago

Interior

  • Interior Features: Attic Walk In, Breakfast Bar, Built-in Features, Cable Prewire, Drop Zone, Entrance Foyer, Garden Tub, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry
  • Fireplace: Yes
  • Fireplace(s): Electric, Family Room, Electric, Family Room
  • Appliances: Bar Fridge, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Gas Cooktop, Gas Water Heater, Refrigerator with Ice Maker, Washer/Dryer
  • Flooring: Carpet, Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Upper - Full Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 2
  • Bedrooms Main & Up: 2

Other Rooms

  • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Sink

Additional Information

  • Shared Amenities: Clubhouse, Sidewalks, Street Lights

Exterior

  • Exterior Features: In-Ground Irrigation

Parking

  • Garage: Yes
  • Garage Description: 586 Sq. Ft.
  • Garage Spaces: 2
  • Parking Features: Attached Garage, Garage Door Opener, Garage Faces Front

Location

  • County: Lincoln
  • Subdivision: Smithstone

School Information

  • Elementary School: St. James
  • Middle School: East Lincoln
  • High School: East Lincoln

Community

  • Assoc. Name: AAM, LLC

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air
  • Heating Type: Forced Air, Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Natural Gas, Underground Power Lines

Structural Information

  • Construction Status: Completed
  • Construction: Site Built
  • Exterior Const.: Brick Full
  • Roof: Architectural Shingle
  • Upper: 1,464 Sq. Ft.
  • Main/1st Level: 2,235 Sq. Ft.
  • Year Built: 2007

Lot Features

  • Street/Road Desc.: Concrete, Paved
  • Lot Features: Views
  • Fencing (Description): Back Yard, Fenced

Water Features

  • Water Front Name: Lake Norman

Financial Considerations

  • Association Fee: $217
  • Assoc Fee Freq.: Quarterly
  • Other Assoc Fees: $500
  • Other Fee Freq.: Annually
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Restrictions: Subdivision
  • Property ID: 86435
  • Lot Number: 2931-864

Listed by Sun Valley Realty

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— 2378 Smith Harbour Dr —

  • Sun Valley Realty

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 2378 Smith Harbour Dr

School District:Lincoln County Schools
NameGradesDistance
St James Elementary School
1774 Saint James Church Road, Denver, NC 28037
PK-51.6 mi
East Lincoln Middle
4137 North Carolina 73, Iron Station, NC 28080
6-86 mi
East Lincoln High
6471 North Carolina 73, Denver, NC 28037
9-123.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2378 Smith Harbour Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/08/2025
Listed
$900,000
65.14%
MLS
7/24/2020
Sold
$545,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 2378 Smith Harbour Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,999
1%
$804,406
—
2024
$4,958
—
$804,406
—
2023
$4,958
29%
$804,406
56%
2022
$3,852
-1%
$515,963
5%
2021
$3,877
12%
$491,825
—
2019
$3,464
1%
$491,825
—
2019
$3,428
17%
$491,825
18%
2018
$2,918
—
$416,833
—
2017
$2,918
—
$416,833
—
2016
$2,905
-4%
$416,833
—
2015
$3,037
-5%
$416,833
-6%
2014
$3,181
1%
$443,485
—
2013
$3,159
—
$443,485
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Sun Valley Realty

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2378 Smith Harbour Drive, Denver, NC 28037 (MLS# 4320366) is a Single Family property with 4 bedrooms and 4 full bathrooms. 2378 Smith Harbour Drive is currently listed for $900,000 and was received on November 08, 2025. Want to learn more about 2378 Smith Harbour Drive? Do you have questions about finding other Single Family real estate for sale in Denver? You can browse all Denver real estate or contact a Coldwell Banker agent to request more information.

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