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$3,890,000

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 5 Full Baths
  • 1 Partial Bath
  • 3 Car Garage
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Quietly hidden in Lake Norman is one of the most prestigious neighborhoods, Governors Island. Rare opportunity to live in this sought after location. Bridge with mature trees line the way to a gated, private island, seawall, sidewalks. Unparalleled main channel lot with over 100 feet of deep water, panoramic 180 views. Meticulously maintained home, grand foyer, open floor plan for entertainment & relaxation. Soaring ceilings, curved staircase, arched windows, hardwood floors, natural lighting. Guest suite with double doors to private balcony. Owners suite with double doors to pool and spa area with beautiful views. Tremendous bath, walk in shower, dual vanities and his and her walk in closets. Exquisite kitchen area with abundant white cabinets with granite countertops. Outdoor living with kitchen area. Heated pool/spa. Multiple covered patios. Pier, 2 docks, 2 lifts. minutes to Charlotte . Low HOA. Easy access to everything Lake Norman has to offer. No sign in yard

Full Property Details for 3446 Governors Island Dr

General

  • Price: $3,890,000
  • HOA FEE: $161/month
  • HOA FEE FREQ.: Quarterly
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4158875
  • Updated: 10/15/2025
  • Added to Site: 543 day(s) ago

Interior

  • Interior Features: Breakfast Bar, Cable Prewire, Central Vacuum, Hot Tub, Kitchen Island, Open Floorplan, Pantry, Sauna, Walk-In Closet(s), Wet Bar, Whirlpool
  • Fireplace: Yes
  • Fireplace(s): Gas, Great Room, Gas, Great Room
  • Appliances: Dishwasher, Disposal, Double Oven, Microwave, Refrigerator
  • Flooring: Carpet, Marble, Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Upper - Full Baths: 4
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms Upper: 4
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Electric Dryer Hookup

Additional Information

  • Shared Amenities: Gated, Sidewalks, Street Lights

Exterior

  • Exterior Features: Dock - Floating, Gas Grill, In-Ground Irrigation, Outdoor Kitchen

Parking

  • Garage: Yes
  • Garage Description: 761 Sq. Ft.
  • Garage Spaces: 3
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side

Location

  • County: Lincoln
  • Subdivision: Governors Island
  • Driving Directions: Highway 16 to Left on Webbs Road, Right on Burton Lane, Follow to Gate.

School Information

  • Elementary School: Rock Springs
  • Middle School: North Lincoln
  • High School: North Lincoln

Community

  • Assoc. Name: Governors Island

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air
  • Heating Type: Heat Pump

Utilities

  • Sewer: County Sewer
  • Water: County Water
  • Utility Description: Cable Available, Electricity Connected, Underground Utilities

Structural Information

  • Architectural Style: Georgian
  • Builder: Loeffler Custom
  • Construction Status: Completed
  • Construction: Site Built
  • Exterior Const.: Hard Stucco
  • Roof: Architectural Shingle
  • Upper: 2,150 Sq. Ft.
  • Main/1st Level: 4,135 Sq. Ft.
  • Year Built: 1997

Lot Features

  • Lot Dimensions: 95 x 247 x wf105 x 218
  • Street/Road Desc.: Concrete, Paved
  • Lot Features: Level, Open Lot, Views, Waterfront

Water Features

  • Water Front Name: Lake Norman

Financial Considerations

  • Association Fee: $484
  • Assoc Fee Freq.: Quarterly
  • Special Assmt Amt.: none
  • Terms: Cash, Conventional

Disclosures and Reports

  • Property ID: 33145
  • Lot Number: 1770/550

Listed by Southern Charm Properties

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Listing agent

— 3446 Governors Island Dr —

  • Southern Charm Properties

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3446 Governors Island Dr

School District:Lincoln County Schools
NameGradesDistance
Rock Springs Elementary
3633 Hwy 16 N, Denver, NC 28037
PK-53.7 mi
North Lincoln Middle
1503 Amity Church Road, Denver, NC 28037
6-88.6 mi
North Lincoln High School
2737 Lee Lawing Road, Lincolnton, NC 28092
9-128.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3446 Governors Island Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/23/2025
Price Reduced
$3,890,000
-7.38%
MLS
6/14/2025
Price Reduced
$4,200,000
-10.54%
MLS
7/24/2024
Listed
$4,695,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3446 Governors Island Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$20,713
—
$3,400,575
—
2024
$20,625
—
$3,400,575
—
2023
$20,625
100%
$3,400,575
65%
2022
-100%
$2,064,315
—
2021
$14,964
3%
$2,064,315
—
2019
$14,543
-1%
$2,064,315
—
2019
$14,739
17%
$2,064,315
19%
2018
$12,644
—
$1,741,569
—
2017
$12,644
—
$1,741,569
—
2016
$12,600
-4%
$1,741,569
—
2015
$13,166
-9%
$1,741,569
-11%
2014
$14,546
—
$1,960,129
—
2013
$14,579
—
$1,960,129
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3446 Governors Island Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Southern Charm Properties

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3446 Governors Island Drive, Denver, NC 28037 (MLS# 4158875) is a Single Family property with 5 bedrooms, 5 full bathrooms and 1 partial bathroom. 3446 Governors Island Drive is currently listed for $3,890,000 and was received on July 24, 2024. Want to learn more about 3446 Governors Island Drive? Do you have questions about finding other Single Family real estate for sale in Denver? You can browse all Denver real estate or contact a Coldwell Banker agent to request more information.

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