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$299,000 -$25,900 (-7.97%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1 Car Garage
  • Updated 3 days ago
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Welcome to 1095 Elm Circle in Granite Falls, NC, offering nearly 3,000 square feet of living space plus an additional 1,408 square foot unfinished basement with a garage bay door, providing exceptional flexibility and potential. This updated split-level home is officially a 3-bedroom property due to the septic system (new in 2021) but includes two additional rooms ideal for bedrooms, home offices, or flex space, along with three full bathrooms. The home features two separate living areas, a private balcony off the primary bedroom, and a refreshed kitchen with new countertops, flooring, and sink. Additional updates include new lighting, fixtures, hardware, and a freshly painted interior with modern farmhouse-style finishes. Downstairs HVAC was installed in 2020 and the upstairs cooling portion was installed in 2022. Situated on 0.42 acres, the property offers a spacious backyard perfect for entertaining. With no HOA, USDA loan eligibility, and an incredible amount of space, this home represents one of the best values for square footage in Granite Falls. Sellers are motivated and ready to make an offer! Schedule your showing today.

Full Property Details for 1095 Elm Cir

General

  • Price: $299,000
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4289771
  • Updated: 1/12/2026
  • Added to Site: 153 day(s) ago

Interior

  • Interior Features: Kitchen Island, Walk-In Closet(s)
  • Appliances: Dishwasher, Electric Oven, Refrigerator, Washer/Dryer
  • Flooring: Laminate, Linoleum, Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper - Full Baths: 2
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 1
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Laundry Room, Main Level

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking Features: Driveway

Location

  • County: Caldwell

School Information

  • Elementary School: Baton
  • Middle School: Hudson
  • High School: South Caldwell

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air
  • Heating Type: Heat Pump, Propane

Utilities

  • Sewer: Septic Installed
  • Water: County Water

Structural Information

  • Construction: Site Built
  • Exterior Const.: Fiber Cement, Hardboard Siding, Vinyl
  • Basement: Yes
  • Basement Desc.: Basement Garage Door, Exterior Entry
  • Roof: Architectural Shingle
  • Upper: 1,032 Sq. Ft.
  • Main/1st Level: 1,271 Sq. Ft.
  • Year Built: 1960

Lot Features

  • Street/Road Desc.: Concrete, Paved
  • Lot Features: Sloped

Financial Considerations

  • Terms: Cash, Conventional, USDA Loan

Disclosures and Reports

  • Property ID: 11-28-2-4
  • Lot Number: 2026-1982

Listed by EXP Realty LLC Mooresville

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Listing agent

— 1095 Elm Cir —

  • EXP Realty LLC Mooresville

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1095 Elm Cir

School District:Caldwell County Schools
NameGradesDistance
Baton Elementary
1400 Baton School Road, Granite Falls, NC 28630
PK-51.2 mi
South Caldwell High
7035 Spartan Drive, Hudson, NC 28638
9-124.1 mi
Hudson Middle
291 Pine Mountain Road, Hudson, NC 28638
6-84.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1095 Elm Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/12/2026
Price Reduced
$299,000
-7.97%
MLS
11/19/2025
Price Reduced
$324,900
-3.01%
MLS
10/30/2025
Price Reduced
$335,000
-0.3%
MLS
10/23/2025
Price Reduced
$336,000
-0.3%
MLS
10/16/2025
Price Reduced
$337,000
-0.3%
MLS
10/09/2025
Price Reduced
$338,000
-0.29%
MLS
10/02/2025
Price Reduced
$339,000
-0.29%
MLS
9/03/2025
Price Reduced
$340,000
-2.86%
MLS
8/15/2025
Listed
$350,000
76.77%
MLS
7/06/2021
Sold
$198,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1095 Elm Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,670
5%
$329,500
62%
2022
$1,597
-5%
$203,900
-5%
2021
$1,677
32%
$214,200
33%
2020
$1,268
-2%
$161,200
—
2019
$1,293
3%
$161,200
—
2017
$1,261
2%
$161,200
—
2016
$1,242
4%
$161,200
—
2015
$1,189
—
$161,200
—
2014
$1,189
4%
$161,200
—
2013
$1,141
—
$161,200
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1095 Elm Cir

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by EXP Realty LLC Mooresville

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1095 Elm Circle, Granite Falls, NC 28630 (MLS# 4289771) is a Single Family property with 3 bedrooms and 3 full bathrooms. 1095 Elm Circle is currently listed for $299,000 and was received on August 15, 2025. Want to learn more about 1095 Elm Circle? Do you have questions about finding other Single Family real estate for sale in Granite Falls? You can browse all Granite Falls real estate or contact a Coldwell Banker agent to request more information.

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