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$274,900

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 1 Full Bath
  • Updated 6 days ago
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*SELLER OFFERING $5000 SELLER PAID CLOSING COST WITH ACCEPTABLE OFFER* FINANCING AVAILABLE WITH 15K DPA PROGRAMS WITH PREFERRED LENDER* Affordable Riverfront Retreat in Harrisburg! Enjoy peaceful river views, fishing, kayaking, and relaxing right in your own backyard with this charming 2-bedroom, 1-bath home on nearly half an acre. Nestled along the water, this property offers a rare opportunity to own riverfront property in Cabarrus County at an attainable price point. Inside you'll find 810 square feet of cozy living space plus a full 810-square-foot unfinished basement-perfect for storage, workshop space, or future expansion. Whether you're looking for a weekend getaway, an investment property, or a quiet full-time residence, this home offers endless potential and a truly special setting. Conveniently located near Harrisburg, Concord, and Charlotte for easy access to shopping, dining, and commuting routes while still enjoying the peace and privacy of riverfront living. Don't miss this unique opportunity!

Full Property Details for 3618 Waterloo Dr

General

  • Price: $274,900
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4316591
  • Updated: 1/10/2026
  • Added to Site: 82 day(s) ago

Interior

  • Fireplace: Yes
  • Appliances: Dishwasher

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 2
  • Bedrooms Main & Up: 2

Other Rooms

  • Laundry: Electric Dryer Hookup, In Basement, Inside, Washer Hookup

Parking

  • Parking Features: Driveway

Location

  • County: Cabarrus
  • Subdivision: College Park

Heating & Cooling

  • Cooling Type: Electric, Heat Pump
  • Heating Type: Electric, Heat Pump

Utilities

  • Sewer: Septic Installed, Other - See Remarks
  • Water: Well, Other - See Remarks

Structural Information

  • Construction: Site Built
  • Exterior Const.: Wood
  • Basement: Yes
  • Basement Desc.: Full, Interior Entry, Walk-Up Access
  • Main/1st Level: 810 Sq. Ft.
  • Year Built: 1981

Lot Features

  • Street/Road Desc.: Asphalt, Paved
  • Lot Features: Flood Plain/Bottom Land, River Front, Waterfront

Water Features

  • Water Front Name: Rocky River

Financial Considerations

  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Property ID: 5517-19-8913-0000
  • Plat: 13/23
  • Lot Number: 9287-101

Listed by Hometown Realty Pros Llc

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Listing agent

— 3618 Waterloo Dr —

  • Hometown Realty Pros Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3618 Waterloo Dr

School District:Cabarrus County Schools
NameGradesDistance
Pitts School Road Elementary
720 Pitts School Road Southwest, Concord, NC 28027
K-50.9 mi
Jay M Robinson High
300 Pitts School Road Southwest, Concord, NC 28027
9-122.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3618 Waterloo Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/08/2026
Price Reduced
$274,900
-3.54%
MLS
12/08/2025
Price Reduced
$285,000
-4.97%
MLS
10/27/2025
Listed
$299,900
1099.6%
MLS
9/03/2010
Sold
$25,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3618 Waterloo Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,049
—
$212,700
—
2024
$1,049
57%
$212,700
87%
2023
$668
100%
$113,720
—
2022
-100%
$113,720
—
2020
$623
18%
$113,720
18%
2019
$528
2%
$96,520
—
2018
$519
-46%
$96,520
—
2016
$956
8%
$96,520
8%
2015
$885
2%
$89,370
—
2014
$867
38%
$89,370
—
2013
$626
—
$89,370
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Hometown Realty Pros Llc

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3618 Waterloo Drive, Harrisburg, NC 28075 (MLS# 4316591) is a Single Family property with 2 bedrooms and 1 full bathroom. 3618 Waterloo Drive is currently listed for $274,900 and was received on October 27, 2025. Want to learn more about 3618 Waterloo Drive? Do you have questions about finding other Single Family real estate for sale in Harrisburg? You can browse all Harrisburg real estate or contact a Coldwell Banker agent to request more information.

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