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$594,999

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 3 Full Baths
  • 2 Car Garage
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Welcome to 3104 Cove Loop Road, tucked inside the gated Cummings Cove Golf & Country Club, one of Western North Carolina's most sought-after communities. This two-bedroom, three-bath home delivers sweeping multi-fairway views of the 6th fairway and green, the 7th tee box, and the 9th fairway, right from your windows. Recent upgrades make it move-in ready: new kitchen and bathroom countertops, upgraded showers, new appliances, and a tankless gas water heater. Three brand-new Andersen sliding glass doors span the rear of the home, filling the main level with light and opening onto a wraparound deck built for entertaining or just watching the sunset over the course. Single-level living on the main floor means no compromises: a spacious family room and an oversized sunroom overlooking the fairways. Downstairs is made for hosting: a large recreation room with terrace access, a full bath, a Murphy bed flex space, and two fully plumbed wet bars, one on each level. A two-car garage rounds it out. Life at Cummings Cove means golf, pickleball, tennis, bocce, a heated pool, clubhouse, dog park, community garden, and a full social calendar resort living, steps from home. This is the lifestyle people spend years planning for. Now it's ready for you.

Full Property Details for 3104 Cove Loop Rd

General

  • Price: $594,999
  • HOA FEE: $88/month
  • HOA FEE FREQ.: Quarterly
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4362842
  • Updated: 8/16/2026
  • Added to Site: 146 day(s) ago

Interior

  • Fireplace: Yes
  • Fireplace(s): Family Room, Gas, Family Room, Gas
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Gas Water Heater, Microwave, Oven, Refrigerator, Tankless Water Heater, Washer/Dryer
  • Flooring: Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main - Full Baths: 2
  • Basement Baths: 1

Bedrooms

  • Total Bedrooms: 2
  • Bedrooms Main & Up: 2

Other Rooms

  • Laundry: Main Level

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Driveway, Garage Faces Front

Location

  • County: Henderson
  • Subdivision: Cummings Cove

School Information

  • Elementary School: Etowah
  • Middle School: Rugby
  • High School: West Henderson

Community

  • Assoc. Name: First Service Residential

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air
  • Heating Type: ENERGY STAR Qualified Equipment, Forced Air, Natural Gas, Zoned

Utilities

  • Sewer: Private Sewer
  • Water: City
  • Utility Description: Cable Available, Cable Connected, Electricity Connected, Natural Gas, Satellite Internet Available, Underground Power Lines, Underground Utilities, Wired Internet Available

Structural Information

  • Architectural Style: Contemporary
  • Construction: Site Built
  • Exterior Const.: Stone, Wood
  • Basement: Yes
  • Basement Desc.: Daylight, Full, Interior Entry, Walk-Out Access
  • Roof: Composition
  • Main/1st Level: 1,860 Sq. Ft.
  • Year Built: 1986

Lot Features

  • Street/Road Desc.: Asphalt, Paved
  • Elevation (Approx.): 2000
  • Lot Features: On Golf Course, Views
  • Rcmdd Zoning: R2R

Horse Property

  • Horse Facility Desc.: None

Financial Considerations

  • Association Fee: $265
  • Assoc Fee Freq.: Quarterly
  • Other Assoc Fees: $180
  • Other Fee Freq.: Monthly
  • Terms: Cash, Conventional

Disclosures and Reports

  • Restrictions: Architectural Review, Building, Deed, Livestock Restriction, Manufactured Home Allowed, Manufactured Home Not Allowed, Signage, Square Feet, Subdivision
  • Property ID: 9931460
  • Lot Number: 3194-45

Listed by NorthGroup Real Estate LLC

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Listing agent

— 3104 Cove Loop Rd —

  • NorthGroup Real Estate LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3104 Cove Loop Rd

School District:Henderson County Schools
NameGradesDistance
Etowah Elementary
320 Etowah School Road, Etowah, NC 28729
K-51.3 mi
Hendersonville Elementary
1039 Randall Circle, Hendersonville, NC 28791
K-55.2 mi
Rugby Middle
3345 Haywood Road, Hendersonville, NC 28791
6-84.4 mi
West Henderson High
3600 Haywood Road, Hendersonville, NC 28791
9-124.7 mi
Henderson Co Early College High
300 East Campus Drive, Flat Rock, NC 28731
9-128.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3104 Cove Loop Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/24/2026
Price Reduced
$594,999
-6.3%
MLS
5/07/2026
Price Reduced
$635,000
-4.51%
MLS
4/17/2026
Listed
$665,000
121.67%
MLS
5/02/2018
Sold
$300,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3104 Cove Loop Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,247
11%
$411,500
37%
2022
$2,027
—
$299,900
—
2021
$2,027
—
$299,900
—
2020
$2,027
—
$299,900
—
2019
$2,027
6%
$299,900
5%
2018
$1,906
—
$284,500
—
2017
$1,906
—
$284,500
—
2016
$1,906
8%
$284,500
—
2015
$1,760
4%
$284,500
3%
2013
$1,687
—
$277,200
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3104 Cove Loop Rd

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by NorthGroup Real Estate LLC

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3104 Cove Loop Road, Hendersonville, NC 28739 (MLS# 4362842) is a Single Family property with 2 bedrooms and 3 full bathrooms. 3104 Cove Loop Road is currently listed for $594,999 and was received on April 17, 2026. Want to learn more about 3104 Cove Loop Road? Do you have questions about finding other Single Family real estate for sale in Cummings Cove? You can browse all Cummings Cove real estate or contact a Coldwell Banker agent to request more information.

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