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$635,000
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Property Description
Golf course views. Mountain backdrop. Resort-style amenities. And a home built for the way you actually want to live. Welcome to 3104 Cove Loop Road, situated inside the gated Cummings Cove Golf & Country Club, one of Western North Carolina's most sought-after communities. This two-bedroom, three-bathroom home is positioned to capture sweeping multi-fairway views from multiple vantage points, including long sightlines to the 6th fairway and green, the 7th tee box, and the 9th fairway. Inside, recent upgrades throughout, new kitchen and bathroom countertops, upgraded showers, new appliances, and a tankless gas water heater give the home a fresh, move-in-ready feel. Three brand-new Andersen sliding glass doors line the rear of the home, flooding the main level with natural light and opening to a large wraparound deck perfect for entertaining or simply taking in the view. The main level offers easy single-level living with a spacious family room and oversized sunroom overlooking the course. Downstairs, the lower level is made for hosting, a generous recreation room with terrace access, a full bathroom, a Murphy bed flex space, and two fully plumbed wet bars (one on each level) make this home as functional as it is comfortable. A two-car garage completes the package. As a Cummings Cove resident, you'll have access to golf, pickleball, tennis, bocce, a heated pool, clubhouse, dog park, community garden, and a full social calendar, everything you'd expect from a resort, right outside your door. This is the kind of lifestyle most people plan for.
Full Property Details
Full Property Details for 3104 Cove Loop Rd
General
- Price: $635,000
- HOA FEE: $88/month
- HOA FEE FREQ.: Quarterly
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4362842
- Updated: 5/27/2026
- Added to Site: 47 day(s) ago
Interior
- Fireplace: Yes
- Fireplace(s): Family Room, Gas, Family Room, Gas
- Appliances: Dishwasher, Disposal, Dryer, Electric Range, Gas Water Heater, Microwave, Oven, Refrigerator, Tankless Water Heater, Washer/Dryer
- Flooring: Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main - Full Baths: 2
- Basement Baths: 1
Bedrooms
- Total Bedrooms: 2
- Bedrooms Main & Up: 2
Other Rooms
- Laundry: Main Level
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Driveway, Garage Faces Front
Location
- County: Henderson
- Subdivision: Cummings Cove
School Information
- Elementary School: Etowah
- Middle School: Rugby
- High School: West Henderson
Community
- Assoc. Name: First Service Residential
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air
- Heating Type: ENERGY STAR Qualified Equipment, Forced Air, Natural Gas, Zoned
Utilities
- Sewer: Private Sewer
- Water: City
- Utility Description: Cable Available, Cable Connected, Electricity Connected, Natural Gas, Satellite Internet Available, Underground Power Lines, Underground Utilities, Wired Internet Available
Structural Information
- Architectural Style: Contemporary
- Construction: Site Built
- Exterior Const.: Stone, Wood
- Basement: Yes
- Basement Desc.: Daylight, Full, Interior Entry, Walk-Out Access
- Roof: Composition
- Main/1st Level: 1,860 Sq. Ft.
- Year Built: 1986
Lot Features
- Street/Road Desc.: Asphalt, Paved
- Elevation (Approx.): 2000
- Lot Features: On Golf Course, Views
- Rcmdd Zoning: R2R
Horse Property
- Horse Facility Desc.: None
Financial Considerations
- Association Fee: $265
- Assoc Fee Freq.: Quarterly
- Other Assoc Fees: $180
- Other Fee Freq.: Monthly
- Terms: Cash, Conventional
Disclosures and Reports
- Restrictions: Architectural Review, Building, Deed, Livestock Restriction, Manufactured Home Allowed, Manufactured Home Not Allowed, Signage, Square Feet, Subdivision
- Property ID: 9931460
- Lot Number: 3194-45
Listed by NorthGroup Real Estate LLC
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Schools
Schools serving 3104 Cove Loop Rd
School District:Henderson County Schools
| Name | Grades | Distance |
|---|---|---|
Etowah Elementary 320 Etowah School Road, Etowah, NC 28729 | K-5 | 1.3 mi |
Hendersonville Elementary 1039 Randall Circle, Hendersonville, NC 28791 | K-5 | 5.2 mi |
Rugby Middle 3345 Haywood Road, Hendersonville, NC 28791 | 6-8 | 4.4 mi |
West Henderson High 3600 Haywood Road, Hendersonville, NC 28791 | 9-12 | 4.7 mi |
Henderson Co Early College High 300 East Campus Drive, Flat Rock, NC 28731 | 9-12 | 8.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3104 Cove Loop Rd
Date
Details
Price
Change
Source
5/07/2026
Price Reduced
$635,000
-4.51%
MLS
4/17/2026
Listed
$665,000
121.67%
MLS
5/02/2018
Sold
$300,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3104 Cove Loop Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,247
11%
$411,500
37%
2022
$2,027
—
$299,900
—
2021
$2,027
—
$299,900
—
2020
$2,027
—
$299,900
—
2019
$2,027
6%
$299,900
5%
2018
$1,906
—
$284,500
—
2017
$1,906
—
$284,500
—
2016
$1,906
8%
$284,500
—
2015
$1,760
4%
$284,500
3%
2013
$1,687
—
$277,200
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3104 Cove Loop Rd
3104 Cove Loop Road, Hendersonville, NC 28739 (MLS# 4362842) is a Single Family property with 2 bedrooms and 3 full bathrooms. 3104 Cove Loop Road is currently listed for $635,000 and was received on April 17, 2026. Want to learn more about 3104 Cove Loop Road? Do you have questions about finding other Single Family real estate for sale in Hendersonville? You can browse all Hendersonville real estate or contact a Coldwell Banker agent to request more information.

