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$795,000
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Property Description
Main Home + Detached Guest House + Heated Pool + Lake Views + No HOA Tucked away on a quiet street just minutes from Mooresville's everyday conveniences, 145 Morgan Bluff Road offers something increasingly rare, value created not by a single feature, but by the combination of a main residence, detached guest house, heated pool, relaxing lake views, and the freedom of no HOA. This exceptional property provides true separation and flexibility to accommodate a variety of living arrangements. Framed by mature pines with year-round lake views, the property offers nearly 2,800 total square feet between the 2,351 sq ft main home and a fully detached 447 sq ft guest residence. This isn't simply additional space--it's true separation, independence, and flexibility. Inside the primary residence, a refreshed kitchen with quartz surfaces and induction cooking anchors light-filled living areas framed by expansive windows. The spacious main-level primary suite provides everyday convenience, while the finished basement extends the footprint with a full bath and versatile bonus space ideal for office, fitness, media, or additional sleeping quarters. The guest house is a fully standalone structure with its own entrance, kitchen, bedroom, and full bath; well-suited for multi-generational living, private work-from-home space, long-term guests, or potential income opportunities without disrupting the main home. Outdoors, the fenced backyard and heated inground pool create a courtyard-style setting surrounded by mature landscaping that forms a private, relaxed retreat. Lake views are best enjoyed from the covered front porch, overlooking the generous front lawn and towering Carolina pines. Two nearby community lake access points provide convenient kayak, canoe, and paddleboard launches, with public boat access just minutes away. Dual driveways offer additional flexibility for boat or RV parking. Recent improvements include a new roof (2026), new basement and stair flooring (2026), and three heat pump condensers replaced (2021 and 2025), reinforcing long-term confidence in the home's condition. 145 Morgan Bluff presents a rare combination of flexibility, privacy, and Lake Norman living in an established setting.
Full Property Details
Full Property Details for 145 Morgan Bluff Rd
General
- Sold For: $795,000
- Status: Closed
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4344802
- Added to Site: 121 day(s) ago
Interior
- Interior Features: Breakfast Bar, Kitchen Island, Open Floorplan, Storage
- Fireplace: Yes
- Fireplace(s): Electric, Family Room, Insert, Electric, Family Room, Insert
- Appliances: Dishwasher, Disposal, Induction Cooktop, Microwave
- Flooring: Carpet, Laminate, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 5
- Full Bathrooms: 4
- Half Bathrooms: 1
- Upper 2 - Full Baths: 1
- Upper - Full Baths: 1
- Main - Full Baths: 1
- Main - 1/2 Baths: 1
- Basement Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 1
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: In Hall, Laundry Closet, Main Level
Additional Information
- Shared Amenities: Lake Access
Exterior
- Exterior Features: Hot Tub
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Basement, Driveway, Attached Garage, Garage Faces Side, Garage Shop, Other - See Remarks
Location
- County: Iredell
- Subdivision: Pirates Cove
- Driving Directions: If heading north on Perth Road, turn right on Cornelius Rd, then right on Morgan Bluff Road. Home is on the left. Or, from Bluefield Rd, turn left on Cornelius Rd and left on Morgan Bluff.
School Information
- Elementary School: Lakeshore
- Middle School: Lakeshore
- High School: Lake Norman
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air
- Heating Type: Heat Pump
Utilities
- Sewer: Septic Installed
- Water: Well
- Utility Description: Electricity Connected
Structural Information
- Construction: Site Built
- Exterior Const.: Vinyl, Wood
- Basement: Yes
- Basement Desc.: Basement Garage Door, Exterior Entry, Finished, Interior Entry, Storage Space
- Roof: Composition
- Upper: 510 Sq. Ft.
- Main/1st Level: 1,178 Sq. Ft.
- Year Built: 2001
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Level, Rolling Slope, Wooded, Views
- Fencing (Description): Back Yard, Privacy
Water Features
- Water Front Name: Lake Norman
Financial Considerations
- Terms: Cash, Conventional, VA Loan
Disclosures and Reports
- Property ID: 4648-06-7733.000
- Plat: 6-99
- Lot Number: 2561-2060
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Schools
Schools serving 145 Morgan Bluff Rd
School District:Iredell-Statesville Schools
| Name | Grades | Distance |
|---|---|---|
Lakeshore Elementary School 252 Lakeshore School Road, Mooresville, NC 28117 | K-5 | 1 mi |
Lakeshore Middle School 244 Lakeshore School Road, Mooresville, NC 28117 | 6-8 | 1 mi |
Lake Norman High School 186 Doolie Road, Mooresville, NC 28117 | 9-12 | 2.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 145 Morgan Bluff Rd
Date
Details
Price
Change
Source
6/03/2026
Sold
$795,000
-2.45%
MLS
3/12/2026
Listed
$815,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
145 Morgan Bluff Road, Mooresville, NC 28117 (MLS# 4344802) is a Single Family property that was sold at $795,000 on June 03, 2026. This property was listed by Dana Pape from our Huntersville/Lake Norman Office.Want to learn more about 145 Morgan Bluff Road? Do you have questions about finding other Single Family real estate for sale in Mooresville? You can browse all Mooresville real estate or contact a Coldwell Banker agent to request more information.



