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$1,000,000 Coming Soon

  • For Sale
  • Coming Soon
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2 Car Garage
  • Updated 12 hours ago
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Luxury, craftsmanship, and lake lifestyle come together in this beautifully updated custom full-brick home in Stonewater with resort-like amenities, one of Mount Holly's premier waterfront communities. Perfectly positioned on a spacious corner lot with seasonal water views, this exceptional property also includes a deeded boat slip (Dock A-26), offering convenient access to Mountain Island Lake. This home has been well maintained and pride of ownership is apparent. It has been thoughtfully enhanced with fresh interior paint, a refreshed kitchen, new and refinished hardwood flooring throughout (no carpet), updated lighting, hardware, and staircase with a custom runner, creating a fresh, timeless aesthetic while preserving the home's quality craftsmanship. Inside, soaring ceilings, extensive moldings, detailed millwork, tray and vaulted ceilings, walls of windows, and rich architectural details define the spacious interior. The impressive two-story great room features a gas fireplace with custom built-in cabinetry and serves as the centerpiece of the home. The main-level primary suite offers two walk-in closets, including one with custom built-ins, along with dual granite vanities, a jetted tub, and separate shower. Every secondary bedroom includes its own walk-in closet, while all bathrooms feature granite countertops, tile flooring, and tiled bath surrounds. One of the home's signature spaces is the approximately 380-square-foot heated and cooled EasyBreeze sunporch. Although not included in the heated living area, it functions as a true four-season retreat with vaulted pine ceilings and peaceful views of the mature landscape beyond the partially fenced backyard. The trex deck, patio, and partially fenced backyard complete this outdoor living space. Additional highlights include a recently encapsulated crawl space with dehumidifier, an expansive driveway, a side-entry oversized 2 car garage with epoxy flooring and custom built-in cabinetry and work bench, central vacuum system, irrigation, security system, kitchen water filtration, and a spacious laundry room with cabinetry and utility sink. From its custom craftsmanship and extensive updates to its deeded boat slip and desirable waterfront community, this home offers a rare combination of elegance, functionality, and recreation-all just minutes from Charlotte, Belmont, and the amenities of Mountain Island Lake.

Full Property Details for 109 Whiterock Dr

General

  • Price: $1,000,000
  • HOA FEE: $111/month
  • HOA FEE FREQ.: Annually
  • Status: Coming Soon
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4402234
  • Updated: 7/13/2026
  • Expected Market Date: 7/16/2026

Interior

  • Interior Features: Attic Stairs Pulldown, Breakfast Bar, Built-in Features, Cable Prewire, Central Vacuum, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Whirlpool
  • Fireplace: Yes
  • Fireplace(s): Gas, Great Room, Gas, Great Room
  • Appliances: Dishwasher, Disposal, Down Draft, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Wall Oven
  • Flooring: Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Upper - Full Baths: 2
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 3
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Main Level, Sink, Washer Hookup

Additional Information

  • Shared Amenities: Clubhouse, Game Court, Lake Access, Outdoor Pool, Picnic Area, Playground, Recreation Area, Sidewalks, Sport Court, Street Lights, Tennis Court(s), Walking Trails
  • Pool: Yes

Exterior

  • Exterior Features: In-Ground Irrigation

Parking

  • Garage: Yes
  • Garage Description: 640 Sq. Ft.
  • Garage Spaces: 2
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry

Location

  • County: Gaston
  • Subdivision: Stonewater
  • Driving Directions: Agreement. Seller does not allow Mediation, only Arbitration. No Due Diligence period in sales agreement. Copy of Earnest Money Check, and Pre-Approval must be included with offer. Pre-Approva; must be bno more than 2 business days from submission, and must include "income, assets, and credit have been verified". Please include proof of funds from a USA financial institution on their letterhead within 2 days of the offer for cassh offers. Do not heistate to call with questions.

School Information

  • Elementary School: Pinewood Gaston
  • Middle School: Stanley
  • High School: East Gaston

Community

  • Assoc. Name: Cedar Management Group

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air, Electric
  • Heating Type: Heat Pump

Utilities

  • Sewer: Public Sewer, Sewage Pump
  • Water: City

Structural Information

  • Builder: Custom
  • Construction Status: Completed
  • Construction: Site Built
  • Exterior Const.: Brick Full
  • Roof: Architectural Shingle
  • Upper: 1,554 Sq. Ft.
  • Main/1st Level: 2,242 Sq. Ft.
  • Year Built: 2003

Lot Features

  • Street/Road Desc.: Concrete, Paved
  • Lot Features: Corner Lot, Wooded
  • Rcmdd Zoning: R1H
  • Fencing (Description): Back Yard, Partial

Financial Considerations

  • Association Fee: $1,327
  • Assoc Fee Freq.: Annually
  • Other Assoc Fees: $1,352
  • Other Fee Freq.: Annually
  • Terms: Cash, Conventional, VA Loan

Disclosures and Reports

  • Special Conditions: Relocation
  • Restrictions: Architectural Review
  • Property ID: 174994
  • Lot Number: 5503-1096

Listed by Berkshire Hathaway HomeServices Carolinas Realty

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Listing agent

— 109 Whiterock Dr —

  • Berkshire Hathaway HomeServices Carolinas Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 Whiterock Dr

School District:Gaston County Schools
NameGradesDistance
Pinewood Elementary School
1925 North Main Street, Mount Holly, NC 28120
PK-52.7 mi
Stanley Middle School
317 Hovis Road, Stanley, NC 28164
6-88.1 mi
East Gaston High School
1744 Lane Road, Mount Holly, NC 28120
9-127 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Whiterock Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/11/2026
Listed
$1,000,000
10.5%
MLS
9/05/2024
Sold
$905,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Whiterock Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,484
-1%
$845,030
—
2023
$8,577
16%
$845,030
50%
2021
$7,400
2%
$562,720
—
2022
$7,287
-2%
$562,720
—
2020
$7,400
2%
$562,720
2%
2019
$7,281
6%
$549,530
12%
2017
$6,847
61%
$489,050
—
2015
$4,255
-18%
$489,050
-18%
2014
$5,161
—
$593,193
—
2013
$5,161
—
$593,193
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 109 Whiterock Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Berkshire Hathaway HomeServices Carolinas Realty

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109 Whiterock Drive, Mount Holly, NC 28120 (MLS# 4402234) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 109 Whiterock Drive is currently listed for $1,000,000 and was received on July 16, 2026. Want to learn more about 109 Whiterock Drive? Do you have questions about finding other Single Family real estate for sale in Mount Holly? You can browse all Mount Holly real estate or contact a Coldwell Banker agent to request more information.

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