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$375,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 6 hours ago
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Welcome to 185 Payne Street in Mount Holly! Sitting on 2.24 acres and less than five minutes from Downtown Mount Holly, this 3-bedroom, 2-bath home offers just under 2,000 square feet with a split-bedroom floor plan and plenty of room to spread out. You're in the city, but once you pull in, it feels like your own private retreat. The outdoor space is what really makes this property special, with a carport and shed, additional parking, greenhouse, raised garden beds, chicken coop and run, tractor shed, covered outdoor deck area, and plenty of space to simply enjoy being outside. Whether you've been looking for room to garden, entertain, enjoy your hobbies, or just have a little more privacy, there's a lot to love here. And you don't have to give up convenience to get it. Downtown Mount Holly is right around the corner, with easy access to Charlotte, the U.S. National Whitewater Center, and Stanley. Space, privacy, and convenience all wrapped into one unique Mount Holly property!

Full Property Details for 185 Payne St

General

  • Price: $375,000
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4418769
  • Updated: 8/27/2026
  • Added to Site: 1 day(s) ago

Interior

  • Fireplace: Yes
  • Appliances: Dishwasher, Electric Oven, Microwave, Refrigerator, Washer/Dryer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Inside, Main Level

Parking

  • Carports: Yes
  • Parking Features: Detached Carport, Driveway

Location

  • County: Gaston

School Information

  • Elementary School: Ida Rankin
  • Middle School: Mount Holly
  • High School: Stuart W Cramer

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air
  • Heating Type: Central

Utilities

  • Sewer: Septic Installed
  • Water: City

Structural Information

  • Construction: Manufactured
  • Exterior Const.: Brick Partial, Vinyl
  • Main/1st Level: 1,949 Sq. Ft.
  • Year Built: 1999

Lot Features

  • Street/Road Desc.: Gravel, Paved
  • Rcmdd Zoning: DW

Financial Considerations

  • Terms: Cash, Conventional

Disclosures and Reports

  • Property ID: 124612
  • Lot Number: 5296-1265

Listed by L&E Properties

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Listing agents

— 185 Payne St —

  • L&E Properties

  • L&E Properties

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 185 Payne St

School District:Gaston County Schools
NameGradesDistance
Ida Rankin Elementary School
301 West Central Avenue, Mount Holly, NC 28120
PK-50.9 mi
Mount Holly Middle School
124 South Hawthorne Street, Mount Holly, NC 28120
6-80.8 mi
Stuart W. Cramer High School
101 Lakewood Road, Belmont, NC 28012
9-124.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 185 Payne St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/27/2026
Listed
$375,000
64.47%
MLS
12/20/2021
Sold
$228,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 185 Payne St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,150
100%
$219,770
1%
2023
-100%
$217,910
79%
2022
$75
-53%
$121,650
—
2021
$160
-90%
$121,650
—
2020
$1,600
-1%
$121,650
—
2019
$1,612
17%
$121,650
23%
2017
$1,381
61%
$98,671
—
2015
$858
-16%
$98,671
-16%
2013
$1,025
—
$117,844
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by L&E Properties

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185 Payne Street, Mount Holly, NC 28120 (MLS# 4418769) is a Single Family property with 3 bedrooms and 2 full bathrooms. 185 Payne Street is currently listed for $375,000 and was received on August 27, 2026. Want to learn more about 185 Payne Street? Do you have questions about finding other Single Family real estate for sale in Mount Holly? You can browse all Mount Holly real estate or contact a Coldwell Banker agent to request more information.

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