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$1,650,000 Just Listed
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Property Description
Experience luxury waterfront living in this custom-built 5BR/4BA home showcasing breathtaking main channel views and exceptional outdoor living. Designed for entertaining, the open floor plan flows seamlessly into the gourmet kitchen with custom cabinetry, oversized island, Sub-Zero refrigerator, Wolf gas range, and high-end finishes throughout. Neutral paint tones and new upstairs carpet make this home truly move-in ready. Wake up each morning to stunning lake views from the spacious primary suite on the main level featuring a cozy fireplace, vaulted ceiling, completely updated spa-like bathroom, and dual walk-in closets with custom closet systems. Every bedroom features access to a bath, offering comfort and privacy for family and guests alike. Main-level office could easily function as a secondary bedroom on main if desired. The spectacular screened porch addition (2018) with fireplace and slate tile flooring creates the perfect year-round retreat to relax and enjoy the incredible waterfront setting. Outside, Trex steps lead down to the stationary dock with boat lift, ready for all your lake day toys. Additional updates include newer roof (2018), downstairs HVAC units (2022), and new gas water heaters (2024). A rare opportunity to own a thoughtfully updated waterfront custom home with unforgettable views and premium features throughout. This home is located in sought-after Stonewater, an amenity-rich lakefront community featuring a clubhouse, pool, tennis courts, playgrounds, and sidewalks throughout. Perfectly located with convenient access to Charlotte, Denver restaurants and shopping, I-485, and Charlotte Douglas International Airport.
Full Property Details
Full Property Details for 221 Whiterock Dr
General
- Price: $1,650,000
- HOA FEE: $100/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4374843
- Updated: 5/23/2026
- Added to Site: 1 day(s) ago
Interior
- Interior Features: Attic Walk In, Breakfast Bar, Built-in Features, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s)
- Fireplace: Yes
- Fireplace(s): Gas Log, Great Room, Porch, Primary Bedroom, Gas Log, Great Room, Porch, Primary Bedroom
- Appliances: Dishwasher, Disposal, Double Oven, Exhaust Fan, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Wine Refrigerator
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
- Upper - Full Baths: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 5
- Bedrooms Upper: 4
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Laundry Room, Main Level, Sink
Additional Information
- Shared Amenities: Clubhouse, Lake Access, Outdoor Pool, Pickleball, Playground, Recreation Area, Sidewalks, Sport Court, Street Lights, Tennis Court(s), Walking Trails
- Pool: Yes
Exterior
- Exterior Features: Fire Pit, Dock - Floating, Gas Grill, In-Ground Irrigation
Parking
- Garage: Yes
- Garage Description: 789 Sq. Ft.
- Garage Spaces: 3
- Parking Features: Driveway, Attached Garage
Location
- County: Gaston
- Subdivision: Stonewater
School Information
- Elementary School: Pinewood Gaston
- Middle School: Stanley
- High School: East Gaston
Community
- Assoc. Name: Cedar Management
Heating & Cooling
- Cooling Type: Central Air, Zoned
- Heating Type: Forced Air, Natural Gas, Zoned
Utilities
- Sewer: Public Sewer
- Water: City
- Utility Description: Electricity Connected, Natural Gas
Structural Information
- Architectural Style: Traditional
- Construction: Site Built
- Exterior Const.: Cedar Shake, Stone
- Roof: Architectural Shingle
- Upper: 1,679 Sq. Ft.
- Main/1st Level: 2,272 Sq. Ft.
- Year Built: 2002
Lot Features
- Lot Dimensions: 100 x 298 x 108 x 301
- Street/Road Desc.: Concrete, Paved
- Lot Features: Waterfront
- Rcmdd Zoning: R1H
- Fencing (Description): Back Yard, Fenced
Water Features
- Water Front Name: Mountain Island Lake
Financial Considerations
- Association Fee: $1,195
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Restrictions: Architectural Review
- Property ID: 174982
- Lot Number: 4224-1771
Listed by Maultsby Realty Group
Get Pre-Approved Today
Schools
Schools serving 221 Whiterock Dr
School District:Gaston County Schools
| Name | Grades | Distance |
|---|---|---|
Pinewood Elementary School 1925 North Main Street, Mount Holly, NC 28120 | PK-5 | 2.6 mi |
Stanley Middle School 317 Hovis Road, Stanley, NC 28164 | 6-8 | 8.1 mi |
East Gaston High School 1744 Lane Road, Mount Holly, NC 28120 | 9-12 | 6.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 221 Whiterock Dr
Date
Details
Price
Change
Source
5/23/2026
Listed
$1,650,000
129.17%
MLS
5/27/2004
Sold
$720,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 221 Whiterock Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$11,616
-1%
$1,156,950
—
2023
$11,743
14%
$1,156,950
48%
2021
$10,285
2%
$782,160
—
2022
$10,129
-2%
$782,160
—
2020
$10,285
-1%
$782,160
—
2019
$10,364
—
$782,160
6%
2018
$10,340
-1%
$738,587
-1%
2017
$10,395
61%
$742,531
—
2015
$6,460
-9%
$742,531
-9%
2013
$7,076
—
$813,304
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 221 Whiterock Dr
221 Whiterock Drive, Mount Holly, NC 28120 (MLS# 4374843) is a Single Family property with 5 bedrooms and 4 full bathrooms. 221 Whiterock Drive is currently listed for $1,650,000 and was received on May 23, 2026. Want to learn more about 221 Whiterock Drive? Do you have questions about finding other Single Family real estate for sale in Mount Holly? You can browse all Mount Holly real estate or contact a Coldwell Banker agent to request more information.

