Date
Details
Price
Change
Source
5/20/2026
Listed
$825,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$825,000 Just Listed
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Property Description
Alright, here's the deal... lake houses on High Rock Lake are hard enough to find. One with actual water in front? That's the unicorn. Sitting on 1.25 acres under towering trees and mature landscaping, this place was built for lake days, pool parties, and "accidentally" having your friends stay way too late. Featuring an in-ground pool, newer major systems, a boat ramp, and a pier permit already in place so you can skip the waiting game and get straight to living the lake life. Whether you're into boating, entertaining, quiet mornings with coffee by the water, or just want a backyard that feels like a vacation, this one checks a lot of boxes without feeling cookie-cutter. Fair warning: once you sit by the pool and look at the lake, your current house may start feeling a little suspicious.
Full Property Details
Full Property Details for 540 Waters Rd
General
- Price: $825,000
- HOA FEE: $67/month
- HOA FEE FREQ.: Quarterly
- Taxes: $4,046
- Status: Active
- Type: Single Family
- Source: Triad_MLS
- MLS ID: 1220428
- Updated: Today (5/20/2026)
- Added to Site: Today
Interior
- Number of Rooms: 5
- Interior Features: Central Vacuum
- Number of Fireplaces: 1
- Fireplace(s): Den
- Appliances: Microwave, Dishwasher, Free-Standing Range, Electric Water Heater
- Flooring: Carpet, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Upper - Full Baths: 1
- Main Floor Baths: 2
- Main - Full Baths: 1
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 4
- 1st/Main Floor Primary: Yes
Additional Information
- Pool: Yes
- Pool Description: In Ground
Exterior
- Exterior Features: Balcony
Parking
- Parking Features: Driveway
Location
- County: Rowan
- Subdivision: Waters Edge
- Driving Directions: From I-85 take exit 79, Left on Andrew St, Continue onto Old Union Church Rd, Left on Lake Fork Rd, Continue on Goodman Lake Rd, Right on Providence Church Rd, Left on Waters Rd
School Information
- Elementary School: Morgan
- Middle School: Erwin
- High School: East Rowan
Community
- Association: Yes
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Heat Pump, Electric
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Well
Structural Information
- Architectural Style: Traditional
- Exterior Const.: Wood Siding
- Basement: Yes
- Basement Desc.: Crawl Space
- Stories/Levels: One and One Half
- Heated/Cooled: 3,235 Sq. Ft.
- Year Built: 1989
Lot Features
- Lot Size (Acres): 1.25
- Lot Dimensions: 545.23 x 123.23
- Road Maintenance: Public Maintained Road
- Fencing (Description): None
Financial Considerations
- Price Per Acre: $660,000
- Association Fee: $200
- Assoc Fee Freq.: Quarterly
- Tax Amount: $4,046.82
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Special Conditions: Owner Sale
Listed by Mantle LLC
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Listing agent
— 540 Waters Rd —
Mantle LLC
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Schools
Schools serving 540 Waters Rd
School District:Rowan-Salisbury Schools
| Name | Grades | Distance |
|---|---|---|
Morgan Elementary School 3860 Liberty Road, Gold Hill, NC 28071 | PK-5 | 5.3 mi |
Charles C Erwin Middle School 170 St Luke's Church Rd, Salisbury, NC 28146 | 6-8 | 5.4 mi |
East Rowan High School 175 St Luke's Church Rd, Salisbury, NC 28146 | 9-12 | 5.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 540 Waters Rd
Tax History
Tax History for 540 Waters Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,047
—
$637,295
—
2024
$4,047
—
$637,295
—
2023
$4,047
48%
$637,295
61%
2022
$2,733
—
$394,707
—
2021
$2,733
—
$394,707
—
2020
$2,733
—
$394,707
—
2019
$2,733
19%
$394,707
18%
2018
$2,292
—
$333,535
—
2017
$2,292
—
$333,535
—
2016
$2,292
—
$333,535
—
2015
$2,294
—
$333,535
-2%
2014
$2,304
4%
$341,528
—
2013
$2,212
—
$341,528
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 540 Waters Rd
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540 Waters Road, Salisbury, NC 28146 (MLS# 1220428) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 540 Waters Road is currently listed for $825,000 and was received on May 20, 2026. Want to learn more about 540 Waters Road? Do you have questions about finding other Single Family real estate for sale in Salisbury? You can browse all Salisbury real estate or contact a Coldwell Banker agent to request more information.