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$955,000
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Property Description
Fully furnished, move-in ready Lake Norman waterfront retreat under $1M-complete with a private dock, incredible sunset views, and everything you need to enjoy or rent from day one. Welcome to a luxury waterfront residence on Lake Norman, offering a rare combination of refined interior upgrades, highly functional outdoor living, An exceptional opportunity to secure a fully furnished, move-in ready waterfront home positioned on open water with a private dock and sunset-facing views-now offered below appraised value. Walk-out lower level offers significant expansion potential-ideal for adding living space, guest suite, or increasing overall value. Property offers potential for future detached garage/guest suite addition (subject to buyer verification and permitting), creating an opportunity to further expand functionality and value. Built in 2018 and significantly upgraded beyond builder standards, this property delivers the rare combination of condition, location, and immediate usability that today's buyers are searching for. Vaulted ceilings and expansive windows frame wide lake views and fill the open-concept living space with natural light. The kitchen is designed for both everyday living and entertaining, featuring River Marble flooring, upgraded granite, and premium appliances including a Bosch dual-fuel range, warming drawer, Bosch dishwasher, and LG refrigerator. The oversized peninsula creates a seamless flow into the dining and living areas, anchored by a gas fireplace and direct access to a sunroom overlooking the water. Hickory hardwoods extend throughout the main living areas and bedrooms. The primary suite captures lake views and offers functional convenience with direct access to the laundry room. Interior finishes include crown molding, custom window treatments, and well-appointed baths with a soaking tub. Outdoor living is where this property separates itself. A maintenance-free deck with a fully equipped outdoor kitchen and electric awning overlooks the lake, while professionally designed landscaping-with over 100 tons of river rock-creates a polished, low-maintenance setting. A lighted pathway leads to a lakeside patio with fire pit and down to the private dock. The covered dock includes an 8,000 lb boat lift, sun pad, and dual jet ski ports-ideal for immediate lake use or short-term rental income potential. Additional features include a whole-home generator, 10x12 storage building, and walk-in basement with partially finished bath offering expansion potential. No HOA. Offered fully furnished for a true turnkey experience. Ideal as a full-time residence, second home, or investment property with strong rental appeal. Opportunities like this-priced below appraisal, fully furnished, and ready for immediate enjoyment-are limited on Lake Norman. Schedule your showing today.
Full Property Details
Full Property Details for 4197 Todd St
General
- Sold For: $955,000
- Status: Closed
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4357732
- Added to Site: 205 day(s) ago
Interior
- Interior Features: Breakfast Bar, Built-in Features, Kitchen Island, Open Floorplan, Pantry
- Fireplace: Yes
- Fireplace(s): Family Room, Gas, Family Room, Gas
- Appliances: Dishwasher, Electric Oven, Gas Cooktop, Refrigerator with Ice Maker, Warming Drawer
- Flooring: Marble, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 2
- Bedrooms Main & Up: 2
Other Rooms
- Laundry: Laundry Closet
Exterior
- Exterior Features: In-Ground Irrigation, Outdoor Kitchen, Storage, Other - See Remarks
Parking
- Parking Features: Driveway
Location
- County: Catawba
- Subdivision: Unknown
School Information
- Elementary School: Sherrills Ford
- Middle School: Mills Creek
- High School: Bandys
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air
- Heating Type: Central
Utilities
- Sewer: Septic Installed
- Water: Well
Structural Information
- Architectural Style: Cottage
- Construction: Site Built
- Exterior Const.: Hardboard Siding
- Basement: Yes
- Basement Desc.: Exterior Entry, Partially Finished, Unfinished, Walk-Out Access
- Main/1st Level: 1,398 Sq. Ft.
- Year Built: 2017
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Wooded, Waterfront
Water Features
- Water Front Name: Lake Norman
Financial Considerations
- Terms: Cash, Conventional
Disclosures and Reports
- Property ID: 4607195147400000
- Lot Number: 3558-320
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Schools
Schools serving 4197 Todd St
School District:Catawba County Schools
| Name | Grades | Distance |
|---|---|---|
Sherrills Ford Elementary 8103 Sherrills Ford Road, Sherrills Ford, NC 28673 | K-6 | 3 mi |
Bandys High 5040 Esther Bandy Road, Catawba, NC 28609 | 9-12 | 6.4 mi |
Mill Creek Middle 1041 Shiloh Road, Claremont, NC 28610 | 7-8 | 7.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4197 Todd St
Date
Details
Price
Change
Source
9/03/2026
Sold
$955,000
-2.55%
MLS
7/13/2026
Price Reduced
$980,000
-1.51%
MLS
5/11/2026
Price Reduced
$995,000
-4.33%
MLS
4/25/2026
Price Reduced
$1,040,000
-0.95%
MLS
3/25/2026
Price Reduced
$1,050,000
-10.64%
MLS
3/18/2026
Listed
$1,175,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
4197 Todd Street, Sherrills Ford, NC 28673 (MLS# 4357732) is a Single Family property that was sold at $955,000 on September 03, 2026. This property was sold by Luke White from our South End/Dilworth Office.Want to learn more about 4197 Todd Street? Do you have questions about finding other Single Family real estate for sale in Sherrills Ford? You can browse all Sherrills Ford real estate or contact a Coldwell Banker agent to request more information.


