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$369,900
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Property Description
Rare Opportunity with Lake Views and Lake Access to Lake Norman Don't miss the opportunity to own an affordable property with beautiful lake views of Lake Norman. This 3 bed, 2 bath home is perfect as a full-time residence, seasonal getaway, or even a VRBO/investment rental property. Built elevated to maximize the stunning water views, the home offers year-round lake views from the front. During the winter months, additional lake views can be enjoyed from the rear of the home on either of the screened in decks, while mature trees provide natural privacy throughout the summer. This one-owner home has been exceptionally well cared for and features several recent updates, including fresh interior paint, new carpeting in the bedrooms, hallway, and living area, as well as, updated electrical outlets and some lighting. A whole house water filtration system was also put into place in 2003 and is maintained every 6 months. The windows have also been replaced in the sellers ownership. The one-level open floor plan offers comfortable living with a spacious laundry room, three bedrooms, and two full baths. Step directly from the kitchen onto a two-level screened-in back porch-ideal for entertaining or relaxing while enjoying the peaceful surroundings. Beautiful water views can be appreciated from every room on the front of the home creating a bright and inviting atmosphere throughout. An added bonus is deeded water access. All 17 homeowners share ownership of the first lot on the right as you enter the neighborhood, which provides access to Lake Norman. Bring your boat right from the driveway to the lake access point!!! Mountain Creek Marina is also conveniently located less than a quarter mile drive from the property or just across the water from the lake access. (Mountain Creek Marina - 704-483-0077/mtcreekmarina.com) Major updates include: Universal Windows (2019-30 year warranty) New roof (2020) Heat pump/Central air system (2021) Whole house water filtration system (2003) updated decking and screened in back decks carpet, electrical outlets and some lighting (2025/2026) washer/dryer conveys. Schedule your showing today and start enjoying lake living at an affordable price! For information regarding the 150 widening project visit: https://www.ncdot.gov/projects/nc-150/Pages/default.aspx
Full Property Details
Full Property Details for 4278 Harbor Ln
General
- Price: $369,900
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4346441
- Updated: 4/16/2026
- Added to Site: 53 day(s) ago
Interior
- Interior Features: Open Floorplan
- Appliances: Dishwasher, Electric Range, Refrigerator, Washer/Dryer
- Flooring: Carpet, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Additional Information
- Shared Amenities: Lake Access
- Equipment: Other - See Remarks
Parking
- Parking Features: Driveway
Location
- County: Catawba
- Subdivision: Colony Harbor
- Driving Directions: Traveling Hwy 150 East from Hwy 16, take a right onto Harbor Lane just after the second lake crossing. Coming Traveling east on 150 from 77, Just past the Publix shopping center (Sherrills Ford), look for Harbor Lane on your left just as you see the lake on the left. The home will be on the left.
School Information
- Elementary School: Sherrills Ford
- Middle School: Mill Creek
- High School: Bandys
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Heat Pump
Utilities
- Sewer: Septic Installed
- Water: Well
Structural Information
- Architectural Style: Traditional
- Construction: Site Built
- Exterior Const.: Vinyl
- Basement Desc.: Exterior Entry, Storage Space
- Roof: Architectural Shingle
- Main/1st Level: 1,428 Sq. Ft.
- Year Built: 1982
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Cleared, Views
Water Features
- Water Front Name: Lake Norman
Financial Considerations
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Property ID: 4607195153230000
- Lot Number: 1272-757
Listed by Howard Hanna Allen Tate Lake Norman
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Schools
Schools serving 4278 Harbor Ln
School District:Catawba County Schools
| Name | Grades | Distance |
|---|---|---|
Sherrills Ford Elementary 8103 Sherrills Ford Road, Sherrills Ford, NC 28673 | K-6 | 3.1 mi |
Bandys High 5040 Esther Bandy Road, Catawba, NC 28609 | 9-12 | 6.5 mi |
Mill Creek Middle 1041 Shiloh Road, Claremont, NC 28610 | 7-8 | 7.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4278 Harbor Ln
Date
Details
Price
Change
Source
4/16/2026
Price Reduced
$369,900
-0.7%
MLS
3/13/2026
Listed
$372,500
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4278 Harbor Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,392
2%
$282,700
96%
2023
$1,364
34%
$144,200
—
2022
$1,017
—
$144,200
—
2021
$1,017
—
$144,200
—
2020
$1,017
—
$144,200
—
2019
$1,017
18%
$144,200
9%
2015
$865
20%
$131,900
10%
2013
$721
—
$120,100
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4278 Harbor Ln
4278 Harbor Lane, Sherrills Ford, NC 28673 (MLS# 4346441) is a Single Family property with 3 bedrooms and 2 full bathrooms. 4278 Harbor Lane is currently listed for $369,900 and was received on March 13, 2026. Want to learn more about 4278 Harbor Lane? Do you have questions about finding other Single Family real estate for sale in Sherrills Ford? You can browse all Sherrills Ford real estate or contact a Coldwell Banker agent to request more information.

