Date
Details
Price
Change
Source
1/09/2026
Listed
$625,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$625,000 Just Listed
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Property Description
Experience the coveted lake lifestyle in this beautifully appointed home tucked within a peaceful community just moments away from the shimmering shores of LKN. This home blends upscale comfort with timeless style while featuring brand new hardwood floors, carpet, neutral paint, SS appliances, light fixtures, a new front door & cabinetry hardware. Enjoy peace of mind with a new roof installation in 2023, a new A/C coil approx 7 yrs ago, a hot water heater approx 10 yrs ago, & HVAC that has been serviced 2X per year with Freeze Refrigeration. Central Vac and a 5-zone irrigation system make property maintenance a breeze. From the moment you step inside, the home reveals a bright, open interior awash in natural light with a seamless flow. Outdoors, the property invites you to unwind & savor the privacy & tranquility of both the covered front wrap-around porch and the rear covered porch, complete with retractable awnings. Whether you envision alfresco dining, morning coffee or evenings beneath the stars, this setting delivers a private sense of retreat. With Lake Norman across the street and access minutes away, your boating, waterfront dining & ease of access to shopping provide the vibrant lifestyle that makes this region so desirable. 3837 Granite St is more than a home--it's an elevated way of living, offering comfort & style. This is the kind of home that will make you slow down, breathe deeper, and say, "this is the one"! The home currently shows as a 3 BR but the septic is rated for 4 BR's...easily convert the upper bonus to your 4th BR by finishing one of the walk-in attic spaces for a closet. The office/den on main was originally meant to be a 4th BR but these original owners preferred it to be a den and had the arched doorway installed during construction. This oversized lot, surrounded by woods with no neighbors, provides the privacy that every buyer desires. Fireplace being sold as-is, no propane tank on property. 5-Zone irrigation located in front & left-side yard, zone 5 is for a trickle system in natural areas.
Full Property Details
Full Property Details for 3837 Granite St
General
- Price: $625,000
- HOA FEE: $21/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4334408
- Updated: 1/10/2026
- Added to Site: 6 day(s) ago
Interior
- Interior Features: Attic Walk In, Breakfast Bar, Cable Prewire, Central Vacuum, Entrance Foyer, Garden Tub, Open Floorplan, Split Bedroom, Storage, Walk-In Closet(s), Walk-In Pantry
- Fireplace: Yes
- Fireplace(s): Great Room, Propane, Great Room, Propane
- Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Self Cleaning Oven
- Flooring: Carpet, Tile, Vinyl, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Main - Full Baths: 2
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Laundry Room, Main Level
Exterior
- Exterior Features: In-Ground Irrigation
Parking
- Garage: Yes
- Garage Description: 487 Sq. Ft.
- Garage Spaces: 2
- Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, On Street
Location
- County: Catawba
- Subdivision: Somerset On Lake Norman
School Information
- Elementary School: Sherrills Ford
- Middle School: Mill Creek
- High School: Bandys
Community
- Assoc. Name: Somerset on Lake Norman Property Owners Assoc
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air
- Heating Type: Electric, Heat Pump
Utilities
- Sewer: Septic Installed
- Water: Well
- Utility Description: Cable Available, Wired Internet Available
Structural Information
- Architectural Style: Transitional
- Builder: Ogden Construction
- Construction Status: Completed
- Construction: Site Built
- Exterior Const.: Stone Veneer, Vinyl
- Roof: Architectural Shingle
- Upper: 280 Sq. Ft.
- Main/1st Level: 2,308 Sq. Ft.
- Year Built: 2003
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Private
- Rcmdd Zoning: RES
- Fencing (Description): Back Yard, Fenced
Water Features
- Water Front Name: Lake Norman
Financial Considerations
- Association Fee: $250
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional, VA Loan
Disclosures and Reports
- Restrictions: Subdivision
- Property ID: 4617144463970000
- Plat: 52/198
- Lot Number: 2528/1369
Listed by houzRE
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Listing agent
— 3837 Granite St —
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Schools
Schools serving 3837 Granite St
School District:Catawba County Schools
| Name | Grades | Distance |
|---|---|---|
Sherrills Ford Elementary 8103 Sherrills Ford Road, Sherrills Ford, NC 28673 | K-6 | 2.6 mi |
Bandys High 5040 Esther Bandy Road, Catawba, NC 28609 | 9-12 | 7.5 mi |
Mill Creek Middle 1041 Shiloh Road, Claremont, NC 28610 | 7-8 | 8.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3837 Granite St
Tax History
Tax History for 3837 Granite St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,552
2%
$518,100
53%
2023
$2,500
5%
$338,200
—
2022
$2,384
—
$338,200
—
2021
$2,384
—
$338,200
—
2020
$2,384
—
$338,200
—
2019
$2,384
10%
$338,200
7%
2018
$2,166
—
$316,200
—
2017
$2,166
—
$316,200
—
2016
$2,166
4%
$316,200
—
2015
$2,074
-5%
$316,200
-12%
2014
$2,184
2%
$358,000
—
2013
$2,148
—
$358,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3837 Granite St
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3837 Granite Street, Terrell, NC 28682 (MLS# 4334408) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 3837 Granite Street is currently listed for $625,000 and was received on January 09, 2026. Want to learn more about 3837 Granite Street? Do you have questions about finding other Single Family real estate for sale in Terrell? You can browse all Terrell real estate or contact a Coldwell Banker agent to request more information.