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$635,000
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Property Description
SOMERSET LAKE NORMAN!! This well-maintained home is situated on a private, peaceful lot with winter views of Lake Norman in Terrell, Catawba County, NC. A well-manicured lawn, lush landscaping and a nice exterior envelope you as you drive up. This transitional-style, one-owner home has a fabulous floor plan with both the primary bedroom and laundry room on the main level. You are welcomed inside by newly refinished, beautiful hardwood floors to two-story Great Room w/gas logs fireplace and a dedicated Dining Room with a beautiful vaulted ceiling! The Kitchen is open to the Living Room and features hickory cabinets, an electric cooktop w/microwave hood, a wall oven, new stainless steel dishwasher, disposal and a pantry. There is a cozy Breakfast Room overlooking the backyard gardens and nice back deck with retractable awning. Fresh paint and NEW windows in 2026 that feature Plantation Shutters and custom roller shades . The main level Primary Bedroom has a nice sitting area with a cozy gas logs fireplace, a large en suite bathroom with dual vanities, garden tub and separate shower, and huge walk-in closet with laundry chute! A Powder Room on main level for guests is tucked away in the back hall. You will love the large Laundry/Mud Room, which is right off the Garage and has a utility sink and side door. The upstairs has two nice-sized secondary Bedrooms with large closets and a shared bathroom with double vanity areas. There is also Bonus Room over the garage with additional flexible space, which was originally designed as a home theater w/ wet bar and home gym. Convenient attached, 500-sq ft double garage with built-in shelving for additional storage. Irrigation system and recent spring yard service. Encapsulated crawl space. Nestled halfway between Mooresville and Denver for schools, restaurants, shops & conveniences in either direction!! Just 5 minutes to Midway Marina with Boat Rentals and private Boat Clubs, and only 7 minutes to both Pinnacle and McCrary Creek Public Lake Access launch sites!! Come live the Lake Life!!
Full Property Details
Full Property Details for 3889 Granite St
General
- Price: $635,000
- HOA FEE: $21/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4367523
- Updated: 7/3/2026
- Added to Site: 105 day(s) ago
Interior
- Interior Features: Attic Other, Breakfast Bar, Built-in Features, Garden Tub, Open Floorplan, Pantry, Storage, Walk-In Closet(s)
- Fireplace: Yes
- Fireplace(s): Gas Log, Great Room, Primary Bedroom, Propane, Gas Log, Great Room, Primary Bedroom, Propane
- Appliances: Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Wall Oven
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Upper - Full Baths: 1
- Main - Full Baths: 1
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 2
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Electric Dryer Hookup, In Hall, Utility Room, Inside, Laundry Chute, Main Level, Sink, Washer Hookup
Additional Information
- Equipment: Fuel Tank - Leased
Exterior
- Exterior Features: In-Ground Irrigation
Parking
- Garage: Yes
- Garage Description: 501 Sq. Ft.
- Garage Spaces: 2
- Parking Features: Driveway, Attached Garage
Location
- County: Catawba
- Subdivision: SOMERSET ON LAKE NORMAN
- Driving Directions: From I-77, exit 36 in Mooresville to west on Hwy. 150. Travel approx. 7 miles. Cross over the bridge into Catawba County, and turn Left onto Sherrills Ford Rd. Go approx. 0.7 miles and turn Left onto Granite St. Home is 0.2 miles on Left; see sign.
School Information
- Elementary School: Sherrills Ford
- Middle School: Mill Creek
- High School: Bandys
Community
- Assoc. Name: Somerset on Lake Norman HOA
Heating & Cooling
- Cooling Type: Central Air, Electric
- Heating Type: Central, Electric, Heat Pump
Utilities
- Sewer: Septic Installed
- Water: Well
- Utility Description: Electricity Connected, Propane
Structural Information
- Construction: Site Built
- Exterior Const.: Stone Veneer, Vinyl
- Roof: Architectural Shingle
- Upper: 1,075 Sq. Ft.
- Main/1st Level: 1,875 Sq. Ft.
- Year Built: 2003
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Private, Wooded
Water Features
- Water Front Name: Lake Norman
Financial Considerations
- Association Fee: $250
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional
Disclosures and Reports
- Restrictions: Deed, Subdivision
- Property ID: 461714439928
- Plat: 47/156
- Lot Number: 2522/1785
Listed by Lake Norman Realty, Inc
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Schools
Schools serving 3889 Granite St
School District:Catawba County Schools
| Name | Grades | Distance |
|---|---|---|
Sherrills Ford Elementary 8103 Sherrills Ford Road, Sherrills Ford, NC 28673 | K-6 | 2.7 mi |
Bandys High 5040 Esther Bandy Road, Catawba, NC 28609 | 9-12 | 7.5 mi |
Mill Creek Middle 1041 Shiloh Road, Claremont, NC 28610 | 7-8 | 8.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3889 Granite St
Date
Details
Price
Change
Source
7/03/2026
Price Increased
$635,000
5.83%
MLS
4/23/2026
Listed
$600,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3889 Granite St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,509
2%
$509,400
47%
2023
$2,458
1%
$346,400
—
2022
$2,442
—
$346,400
—
2021
$2,442
—
$346,400
—
2020
$2,442
—
$346,400
—
2019
$2,442
23%
$346,400
19%
2018
$1,993
—
$291,000
—
2017
$1,993
—
$291,000
—
2016
$1,993
4%
$291,000
—
2015
$1,909
5%
$291,000
-4%
2013
$1,814
—
$302,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3889 Granite St
3889 Granite Street, Terrell, NC 28682 (MLS# 4367523) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 3889 Granite Street is currently listed for $635,000 and was received on April 23, 2026. Want to learn more about 3889 Granite Street? Do you have questions about finding other Single Family real estate for sale in Terrell? You can browse all Terrell real estate or contact a Coldwell Banker agent to request more information.

