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$684,900 Sale Pending

  • For Sale
  • Pending
  • Multi-Family
  • 3 Units
  • 5 Total Beds
  • 0.18 Acres
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Opportunity knocks with this well-maintained three-family property located in Manchester's desirable North End, offering the perfect blend of immediate cash flow and long-term investment potential. Featuring two spacious 2-bedroom, 1-bath units and one 1-bedroom, 1-bath unit, all three apartments are currently occupied with month-to-month leases, providing flexibility for investors or owner-occupants alike. Current rental income totals $5,400 per month ($64,800 annually), with separate utilities allowing tenants to pay their own heat, hot water, and electricity. Built in 1870 with classic Colonial charm, the property offers over 3,300 square feet of finished living space and features hardwood, laminate, and carpet flooring, public water and sewer, natural gas and oil heat, plus off-street parking. Conveniently located just minutes from downtown Manchester, schools, hospitals, shopping, restaurants, and major commuter routes, this is an ideal addition to any investment portfolio or a fantastic opportunity to offset your mortgage with rental income. Whether you're looking to expand your portfolio or purchase your first multi-family property, 190 Ray Street delivers strong income, an excellent location, and tremendous upside. Don't miss your chance to own this solid North End investment.

Full Property Details for 190 Ray St

General

  • Price: $684,900
  • Taxes: $8,065 (2024)
  • Status: Pending
  • Type: Multi-Family
  • Source: PrimeMLS
  • MLS ID: 5100708
  • Updated: 7/25/2026
  • Added to Site: 38 day(s) ago

Rental Information

  • Lease Terms: Unit1=Month to Month, Unit2=Month to Month, Unit3=Month to Month,

Interior

  • Flooring: Carpet, Hardwood, Laminate

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 5

Exterior

  • Exterior Features: Garden Space, Natural Shade, Storage
  • Color: Tan

Parking

  • Parking: On Street, Parking Spaces 1 - 10

Location

  • County: Hillsborough

Heating & Cooling

  • Cooling Type: Wall AC Units
  • Heating Type: Natural Gas, Oil
  • Furnaces: 3
  • Water Heaters: 3

Utilities

  • Sewer: Public
  • Trash: Curbside
  • Separate Meters: Yes
  • # Gas Meters: 2
  • # Electric Meters: 3

Structural Information

  • Construction Status: Existing
  • Basement: Yes
  • Basement Entrance: Walk-up
  • Basement Desc.: Concrete Floor, Partially Finished, Walkout
  • Roof: Asphalt Shingles
  • Stories/Levels: 3
  • Finished Total: 3,307 Sq. Ft.
  • Finished Above Grnd: 2,979 Sq. Ft.
  • Finished Below Grnd: 328 Sq. Ft.
  • Year Built: 1870

Unit Information

  • 1 Bedroom Units: 1
  • 2 Bedroom Units: 2
  • Units w/Refrigerators: 3
  • Units w/Range/Oven: 3

Unit 1

  • Unit Description: Garden
  • Square Feet: 1197
  • Level: 1
  • Total Bathrooms: 1
  • Bedrooms: 2

Unit 2

  • Unit Description: Garden
  • Square Feet: 1197
  • Level: 2
  • Total Bathrooms: 1
  • Bedrooms: 2

Unit 3

  • Unit Description: Garden
  • Square Feet: 585
  • Total Bathrooms: 1
  • Bedrooms: 1

Lot Features

  • Lot Size (Acres): 0.18
  • Lot Size (Sq. Ft.): 7,841
  • Frontage: TBD
  • Driveway/Sidewalk: Concrete
  • Zoning: Res

Financial Considerations

  • Price Per Sq. Ft.: $229.91
  • Assessment Year: 2024
  • Assessment Amount: $411,900
  • Tax Amount: $8,065
  • Tax Year: 2024

Disclosures and Reports

  • Block: 22

Listed by RE/MAX Synergy, Mark Lynch

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Listed by RE/MAX Synergy, Mark Lynch

Listing agent

— 190 Ray St —

  • Mark Lynch

    RE/MAX Synergy

Cell: 603-233-7744

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 190 Ray St

School District:Manchester School District
NameGradesDistance
Webster School, Manchester, NH
2519 Elm Street, Manchester, NH 03104
K-50.6 mi
Hillside Middle School
112 Reservoir Avenue, Manchester, NH 03104
6-81.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 190 Ray St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/25/2026
Price Increased
$684,900
5.39%
MLS
7/20/2026
Listed
$649,900
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 190 Ray St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$8,065
4%
$411,900
—
2023
$7,768
3%
$411,900
—
2022
$7,513
3%
$411,900
—
2021
$7,282
12%
$411,900
57%
2020
$6,473
1%
$262,500
—
2019
$6,384
3%
$262,500
—
2018
$6,216
2%
$262,500
—
2017
$6,122
1%
$262,500
—
2016
$6,074
6%
$262,500
7%
2015
$5,745
—
$245,100
—
2014
$5,760
4%
$245,100
—
2013
$5,556
—
$245,100
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 190 Ray St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by RE/MAX Synergy, Mark Lynch

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190 Ray Street, Manchester, NH 03104 (MLS# 5100708) is a Multi-Family property with 3 units containing 5 bedrooms and 3 full bathrooms. 190 Ray Street is currently listed for $684,900 and was received on July 20, 2026. Want to learn more about 190 Ray Street? Do you have questions about finding other Multi-Family real estate for sale in Manchester? You can browse all Manchester real estate or contact a Coldwell Banker agent to request more information.

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