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$129,900 Sale Pending
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Property Description
Here's your chance to become a real estate investor overnight! This fully occupied duplex is a rare opportunity to acquire a turnkey income-producing property in a highly desirable location. The downstairs unit currently rents for $950 per month on a 12-month lease expiring 8/14/26, while the upstairs unit rents for $780 per month, providing immediate, stable cash flow. Each unit offers 2 bedrooms and 1 full bath, with original hardwood flooring throughout the living room, dining room, hallways, and bedrooms-adding timeless charm and character. The kitchens feature durable vinyl flooring, younger cabinets with an updated faucet and sink, plus newer plumbing under the sink. The bathrooms have been refreshed with LVP flooring, an updated vanity, and a modern mirror, offering a clean and comfortable space for tenants. Both units share a spacious backyard and an inviting open porch, with a driveway providing convenient off-street parking. The exterior showcases durable aluminum siding and original wood windows, maintaining the property's classic appeal. The basement includes glass block windows and an updated electrical panel, while both hot water tanks were replaced in 2021, minimizing maintenance concerns and ensuring long-term reliability. This property represents a strong long-term investment with a proven rental history and excellent tenant retention. Full-service property management is available with dedicated departments for leasing, marketing, and tenant communication. Rehab and construction services are also offered for remote investors, making it easy to maintain and grow your investment portfolio without the hassle of day-to-day management. Reach out today to learn more about this income-producing opportunity!
Full Property Details
Full Property Details for 3431 W 98th St
General
- Price: $129,900
- Taxes: $2,790 (2024)
- Status: Pending
- Type: Duplex
- Source: 505
- MLS ID: 5170373
- Updated: 12/17/2025
- Added to Site: 74 day(s) ago
Interior
- Number of Rooms: 10
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: In Basement
Parking
- Parking Features: Driveway, Off Street
Location
- County: Cuyahoga
- Township: Cleveland
- Subdivision: Kimberly Towne & Jordans Appl
- Driving Directions: Off Almira Ave, between W 97th St and W 99th St
School Information
- Elem School District: Cleveland Municipal - 1809
- Midd School District: Cleveland Municipal - 1809
- High School District: Cleveland Municipal - 1809
Heating & Cooling
- Cooling Type: None
- Heating Type: Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- # Buildings: 1
- Construction: Brick, Frame
- Basement: Yes
- Basement Desc.: Full
- Roof: Slate
- Stories/Levels: 2
- Square Feet: 1,699
- Living Area: 1,699 Sq. Ft.
- Finished Above Grnd: 1,699 Sq. Ft.
- Year Built: 1914
- Year Built Source: Public Records
Lot Features
- Lot Size (Acres): 0.1396
- Lot Size: .1396
- Lot Size Source: Assessor
Financial Considerations
- Tax Amount: $2,790
- Tax Year: 2024
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Legal Description: 15 APPLEWD 0113 ALL
- Disclosures/Rstr.: Principal is Real Estate Licensed
- Property ID: 017-25-018
Listed by RE/MAX Haven Realty, Michael Azzam
Get Pre-Approved Today
Schools
Schools serving 3431 W 98th St
School District:Cleveland Municipal School District
| Name | Grades | Distance |
|---|---|---|
Almira 3375 West 99th Street, Cleveland, OH 44102 | PK-8 | 0.1 mi |
Wilbur Wright School 11005 Parkhurst Drive, Cleveland, OH 44111 | PK-8 | 0.7 mi |
Mary Church Terrell School 3595 Bosworth Road, Cleveland, OH 44111 | PK-8 | 0.8 mi |
Marion C Seltzer Elementary School 1468 West 98th Street, Cleveland, OH 44102 | PK-8 | 1.2 mi |
Max S Hayes High School 2211 West 65th Street, Cleveland, OH 44102 | 9-12 | 1.4 mi |
Clark School 5550 Clark Avenue, Cleveland, OH 44102 | PK-8 | 1.6 mi |
Louisa May Alcott Elementary School 10308 Baltic Road, Cleveland, OH 44102 | K-5 | 1.6 mi |
Waverly Elementary School 1805 West 57th Street, Cleveland, OH 44102 | PK-8 | 2 mi |
Garfield Elementary School, Cleveland, OH 3800 West 140th Street, Cleveland, OH 44111 | PK-8 | 2.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3431 W 98th St
Date
Details
Price
Change
Source
12/15/2025
Price Reduced
$129,900
-7.15%
MLS
12/06/2025
Price Reduced
$139,900
-6.73%
MLS
11/06/2025
Listed
$150,000
305.41%
MLS
7/30/2019
Sold
$37,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3431 W 98th St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,790
—
$41,730
222%
2023
$2,790
179%
$12,960
—
2022
$999
1%
$12,960
—
2021
$990
-32%
$12,950
-21%
2020
$1,457
8%
$16,490
—
2019
$1,349
—
$16,490
—
2018
$1,345
1%
$16,490
5%
2017
$1,332
1%
$15,750
—
2016
$1,321
—
$15,750
—
2015
$1,321
-30%
$15,750
-31%
2014
$1,899
1%
$22,680
—
2013
$1,878
—
$22,680
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3431 W 98th St
3431 W 98th Street, Loveland, OH 44102 (MLS# 5170373) is a Duplex property with 4 bedrooms and 2 full bathrooms. 3431 W 98th Street is currently listed for $129,900 and was received on November 06, 2025. Want to learn more about 3431 W 98th Street? Do you have questions about finding other Duplex real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

