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$449,000 Just Listed
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Property Description
Welcome home to 20 Terrace Ave in Cumberland! If you've been searching for low-maintenance, one-level living without sacrificing space, this is the one. Offering 3 bedrooms, 1 bathroom, and 1380 square feet of living space, this ranch style home has so much to offer. The oversized eat-in kitchen provides ample room for hosting. Just off the kitchen, you'll find a bonus family room featuring warm wood-planked ceilings and a cozy wood-burning stove that will quickly become your favorite spot to relax year-round. The sun-filled living room is anchored by a large bay window that floods the home with natural light, while hardwood floors add warmth and character throughout. An oversized two-car garage offers exceptional storage and workspace, making it ideal for hobbyists, contractors, or anyone needing extra space. Situated on a spacious corner lot, there's plenty of room for outdoor entertaining, gardening, and recreation. You'll also love the convenience of being within walking distance to local elementary and middle schools. Need more room in the future? The huge, dry basement offers endless possibilities and is ready to be finished to suit your needs. Additional features include a whole-house generator hookup for added peace of mind and convenience and central air to cool off during warm summer days that are just around the corner! Quiet neighborhood, incredible location, and easy one-level living. Don't miss your opportunity to make this Cumberland gem your own.
Full Property Details
Full Property Details for 20 Terrace Ave
General
- Price: $449,000
- Taxes: $3,974 (2025)
- Status: Active
- Type: Single Family
- Source: STWMLS
- MLS ID: 1414663
- Updated: Today (6/8/2026)
- Added to Site: Today
Interior
- Number of Rooms: 7
- Interior Features: Attic, Tub Shower, Wood Burning Stove
- Fireplace(s): None
- Appliances: Dryer, Dishwasher, Disposal, Microwave, Oven, Oil Water Heater, Range, Refrigerator, Washer
- Flooring: Ceramic Tile, Hardwood, Laminate
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Additional Information
- Tennis: Yes
Exterior
- Exterior Features: Porch, Patio, Paved Driveway
- Porch/Patio/Deck: Patio, Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Total Spaces: 4
- Parking Features: Attached, Garage
Location
- County: Providence
- Near Highway: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Baseboard, Hot Water, Oil
Utilities
- Sewer: Connected, Public Sewer
- Water: Connected, Public
- Utility Description: Sewer Connected
Structural Information
- Architectural Style: Ranch
- Detached/Attached: Detached
- Construction: Drywall, Shingle Siding, Wood Siding
- Basement: Yes
- Basement Desc.: Full, Interior Entry, Unfinished
- Windows: Thermal Windows
- Stories/Levels: 1
- Building Size: 1380
- Square Feet: 1,380
- Living Area: 1,380 Sq. Ft.
- Finished Total: 1,380 Sq. Ft.
- Finished Above Grnd: 1,380 Sq. Ft.
- Year Built: 1957
Lot Features
- Lot Size (Acres): 0.21
- Lot Size (Sq. Ft.): 9,148
- Lot Size: 9148
- Lot Features: Corner Lot
Financial Considerations
- Tax Amount: $3,974
- Tax Year: 2025
Disclosures and Reports
- Property ID: 20TERRACEAVCUMB
- Lot Number: 43
Listed by The Q Group Realty
Get Pre-Approved Today
Schools
Schools serving 20 Terrace Ave
School District:Cumberland School District
| Name | Grades | Distance |
|---|---|---|
Garvin Memorial School 1364 Diamond Hill Road, Cumberland, RI 02864 | K-5 | 0.6 mi |
Joseph L. Mccourt Middle School 45 Highland Avenue, Cumberland, RI 02864 | 6-8 | 0.4 mi |
Cumberland High School 2600 Mendon Road, Cumberland, RI 02864 | 9-12 | 3.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20 Terrace Ave
Date
Details
Price
Change
Source
6/08/2026
Listed
$449,000
32.06%
MLS
2/10/2021
Sold
$340,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 20 Terrace Ave
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,974
3%
$323,900
—
2024
$3,871
3%
$323,900
—
2023
$3,764
5%
$323,900
35%
2022
$3,587
2%
$239,300
—
2021
$3,527
6%
$239,300
14%
2019
$3,324
3%
$209,300
—
2018
$3,227
1%
$209,300
—
2017
$3,183
13%
$209,300
27%
2016
$2,810
—
$164,500
—
2015
$2,810
—
$164,500
—
2014
$2,810
-14%
$164,500
-20%
2013
$3,257
—
$206,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20 Terrace Ave
20 Terrace Avenue, Cumberland, RI 02864 (MLS# 1414663) is a Single Family property with 3 bedrooms and 1 full bathroom. 20 Terrace Avenue is currently listed for $449,000 and was received on June 08, 2026. Want to learn more about 20 Terrace Avenue? Do you have questions about finding other Single Family real estate for sale in Cumberland? You can browse all Cumberland real estate or contact a Coldwell Banker agent to request more information.

