Date
Details
Price
Change
Source
5/20/2026
Listed
$997,500
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
Welcome to 32 James Francis Terrace, a Cape-style one-owner home located on a pretty cul-de-sac in central Middletown. As you enter, the feel is bright and spacious with vaulted ceilings, wide pine floors and a floor plan than opens to living and dining rooms. The kitchen has plenty of counter space & cabinetry, a large center island and stainless appliances. There is a cozy den that opens to the ideal backyard for entertaining. The composite deck blends with socializing spaces including a large hot tub, granite bar and hardscaped patio. A fenced-in portion of the yard is great for containing pets, but the full yard is over 20,000 square feet including an outbuilding with so much potential! The beautiful flat yard is filled with mature perennials and coastal plantings with a stone wall bordering the back of the property. The second level of the house boasts three sunny bedrooms including a primary bedroom with walk-in closet and primary bath with custom teak finishes, two large guest bedrooms and a full guest bath. The lower level of the house adds additional living space including a large living room, a third full bath and a laundry room. Additional features include a whole house generator, central air conditioning and an oversized two-car garage. Centrally located in Middletown with quick and easy access to Middletown's beaches and shopping districts and a short drive to the Navy Base and all that downtown Newport has to offer!
Full Property Details
Full Property Details for 32 James Francis Terrace
General
- Price: $997,500
- Taxes: $7,796 (2025)
- Status: Active
- Type: Single Family
- Source: STWMLS
- MLS ID: 1412404
- Updated: Today (5/20/2026)
- Added to Site: Today
Interior
- Number of Rooms: 8
- Interior Features: Attic, Cathedral Ceiling(s), High Ceilings, Interior Steps, Stall Shower, Tub Shower, Vaulted Ceiling(s), Jetted Tub, Cable TV
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Insert
- Appliances: Dryer, Dishwasher, Microwave, Oven, Range, Refrigerator, Range Hood, Washer
- Flooring: Ceramic Tile, Wood, Carpet
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Additional Information
- Spa: Yes
- Spa Description: Hot Tub
- Tennis: Yes
Exterior
- Exterior Features: Deck, Porch, Patio, Paved Driveway
- Porch/Patio/Deck: Deck, Patio, Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Total Spaces: 8
- Parking Features: Built In
Location
- County: Newport
- Near Highway: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Baseboard, Hot Water, Oil, Zoned, Pellet Stove
Utilities
- Sewer: Connected, Public Sewer
- Water: Well
- Well: Yes
- Utility Description: Sewer Connected, Underground Utilities
Structural Information
- Architectural Style: Cape Cod
- Detached/Attached: Detached
- Construction: Drywall, Clapboard, Shingle Siding, Wood Siding
- Basement: Yes
- Basement Desc.: Full, Interior Entry, Partially Finished
- Windows: Thermal Windows
- Doors: Storm Door(s)
- Stories/Levels: 2
- Building Size: 3072
- Square Feet: 3,072
- Living Area: 3,072 Sq. Ft.
- Finished Total: 3,072 Sq. Ft.
- Finished Above Grnd: 2,296 Sq. Ft.
- Finished Below Grnd: 776 Sq. Ft.
- Year Built: 1994
Additional Structures
- Other Structures: Outbuilding
Lot Features
- Lot Size (Acres): 0.46
- Lot Size (Sq. Ft.): 20,038
- Lot Size: 20038
- Sidewalks: Yes
- Lot Features: Cul-De-Sac
- Fencing (Description): Fenced
Financial Considerations
- Tax Amount: $7,796
- Tax Year: 2025
Disclosures and Reports
- Inclusions: NONE
- Property ID: 32JAMESFRANCISTERMDLT
- Lot Number: 601
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Schools
Schools serving 32 James Francis Terrace
School District:Middletown School District
| Name | Grades | Distance |
|---|---|---|
Forest Avenue School 315 Forest Avenue, Middletown, RI 02842 | K-3 | 0.8 mi |
Joseph Gaudet Academy 1113 Aquidneck Avenue, Middletown, RI 02842 | 4- | 1.2 mi |
Joseph H. Gaudet School 1113 Aquidneck Avenue, Middletown, RI 02842 | 5-8 | 1.2 mi |
Middletown High School 130 Valley Road, Middletown, RI 02842 | 9-12 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 32 James Francis Terrace
Tax History
Tax History for 32 James Francis Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,042
5%
$766,900
—
2024
$8,635
27%
$766,900
42%
2023
$6,814
5%
$541,200
—
2022
$6,505
-11%
$541,200
—
2021
$7,288
—
$541,200
29%
2021
$7,288
26%
$420,800
—
2018
$5,786
-5%
$420,800
6%
2016
$6,100
3%
$395,600
—
2015
$5,950
-2%
$395,600
5%
2014
$6,058
2%
$377,000
—
2013
$5,923
—
$377,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 32 James Francis Terrace
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- Single Family
- Active
- Updated 9 days ago
- 3Beds
- 2Total Baths
- 2,327Sq. Ft.
- Single Family
- Active
- Updated 8 days ago
- 3Beds
- 3Total Baths
- 1,850Sq. Ft.
- Single Family
- Active
- Updated 4 days ago
- 4Beds
- 3Total Baths
- 3,041Sq. Ft.
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- Condo
- Active
- Updated 6 days ago
- 3Beds
- 2Total Baths
- 1,670Sq. Ft.
Listed by Patricia Chretien (603) 785-5168
- Condo
- Active
- Updated 8 hours ago
- 2Beds
- 2Total Baths
- 1,500Sq. Ft.
- Single Family
- Active
- Updated 2 hours ago
- 3Beds
- 3Total Baths
- 2,392Sq. Ft.
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- Single Family
- Active
- Updated 6 days ago
- 2Beds
- 2Total Baths
- 1,337Sq. Ft.
- Single Family
- Active
- Updated 4 days ago
- 3Beds
- 2Total Baths
- 2,016Sq. Ft.
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- Single Family
- Closed
- Updated 5 days ago
- 4Beds
- 2Total Baths
- 1,805Sq. Ft.
- Multi-Family
- Closed
- Updated 6 days ago
- 2Units
- 4Total Beds
- 0.35Acres
Listed by Ricardo Rodriguez & Associates and The RR&A Team
32 James Francis Terrace, Middletown, RI 02842 (MLS# 1412404) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 32 James Francis Terrace is currently listed for $997,500 and was received on May 20, 2026. Want to learn more about 32 James Francis Terrace? Do you have questions about finding other Single Family real estate for sale in Middletown? You can browse all Middletown real estate or contact a Coldwell Banker agent to request more information.