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$649,000 Just Listed
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Property Description
Experience elevated lake living at 3426 Summit Circle in Belton, Texas, a stunning home overlooking Belton Lake designed for both everyday comfort and unforgettable entertaining. This 3-bedroom, 2.5-bathroom residence offers an open and light-filled floor plan with high ceilings, expansive windows, and thoughtfully designed living spaces. Two spacious living areas provide flexibility for relaxing or hosting, while built-in entertainment shelving adds style and function. The home features two wood-burning fireplaces, including one in the outdoor kitchen area, creating a seamless indoor-outdoor living experience. Step outside to your private backyard oasis complete with an in-ground pool and spa, generous yard space, and room for pets or gatherings with friends and family. The outdoor kitchen and fireplace make this space ideal for year-round entertaining while enjoying peaceful lake views. Conveniently located near Belton ISD schools, shopping centers, grocery stores, and local dining, this home also offers easy access to major employers, medical facilities, and nearby highways for commuting to Temple, Killeen, and surrounding areas. Combining location, lifestyle, and lake views, 3426 Summit Circle offers the perfect balance of comfort, recreation, and convenience.
Full Property Details
Full Property Details for 3426 Summit Cir
General
- Price: $649,000
- Status: Active
- Type: Single Family
- Source: Central_Texas_MLS
- MLS ID: 602171
- Updated: 1/21/2026
- Added to Site: 1 day(s) ago
Interior
- Interior Features: Beamed Ceilings, Built-in Features, Tray Ceiling(s), Ceiling Fan(s), Chandelier, Carbon Monoxide Detector, Coffered Ceiling(s), Double Vanity, Entrance Foyer, Garden Tub/Roman Tub, High Ceilings, His and Hers Closets, Home Office, Jetted Tub, Multiple Living Areas, Multiple Closets, Open Floorplan, Pull Down Attic Stairs, Recessed Lighting, Soaking Tub, Separate Shower
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Living Room, Masonry, Outside, Wood Burning
- Appliances: Dishwasher, Electric Cooktop, Electric Water Heater, Disposal, Range Hood, Some Electric Appliances, Built-In Oven, Cooktop, Microwave
- Flooring: Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Washer Hookup, Electric Dryer Hookup, Inside, Main Level, Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Gas Heat, Heated, In Ground, Outdoor Pool, Private, Pool/Spa Combo
- Spa: Yes
- Spa Description: Heated, In Ground, Private
- Security/Safety: Fire Alarm, Smoke Detector(s)
Exterior
- Exterior Features: Covered Patio, Outdoor Grill, Outdoor Kitchen, Porch, Private Yard, Rain Gutters, Propane Tank - Owned
- Porch/Patio/Deck: Covered, Patio, Porch, Refrigerator
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Attached, Circular Driveway, Door-Single, Garage, Garage Door Opener, RV Access/Parking, Garage Faces Side
Location
- County: Bell
- Subdivision: Summit View Add Rep L
- Driving Directions: Head northwest on Sparta Rd, Turn right onto FM439 E, Turn left onto Eagle Point W Ave, Turn right onto Summit Cir, Destination will be on the left.
School Information
- Elem School District: Belton ISD
- Midd School District: Belton ISD
- High School District: Belton ISD
- Elementary School: Sparta Elementary
- Middle School: Belton Middle School
- High School: Belton High School
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Electric
- Heating Type: Central, Electric, Fireplace(s)
Utilities
- Sewer: Septic Tank
- Water: Public
- Utility Description: Electricity Available, Propane
Structural Information
- Architectural Style: Traditional
- Construction: Stone Veneer
- Roof: Composition, Shingle
- Windows: Double Pane Windows
- Stories/Levels: 1
- Square Feet: 2,449
- Sq. Ft. Source: Appraiser
- Living Area: 2,449 Sq. Ft.
- Year Built: 2006
- Year Built Source: Assessor
- Property Condition: Resale
Lot Features
- Property View: Lake, Pool
- Lot Size (Acres): 0.5138
- Frontage: City Street, Paved
- Fencing (Description): Back Yard, Privacy, Wood, Wrought Iron
Water Features
- Water View: Yes
- Water Front Name: Belton Lake
Financial Considerations
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Documents Avail.: Survey
- Legal Description: SUMMIT VIEW ADDITION REPLAT (LT 3 BLK 1), BLOCK 001, LOT 003B
- Disclosures/Rstr.: Flood Plain Disclosure
- Property ID: 93759
- Block: 1
- Lot Number: 3B
Listed by Magnolia Realty
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Schools
Schools serving 3426 Summit Cir
School District:Belton Independent School District
| Name | Grades | Distance |
|---|---|---|
Sparta Elementary School 1800 Sparta Road, Belton, TX 76513 | K-5 | 2.8 mi |
Belton Middle 1704 Sparta Road, Belton, TX 76513 | 6-8 | 3.1 mi |
Belton High School 600 Lake Road, Belton, TX 76513 | 9-12 | 3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3426 Summit Cir
Date
Details
Price
Change
Source
1/21/2026
Listed
$649,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3426 Summit Cir
Year
Property Taxes
Change
Tax Assessment
Change
2024
100%
$643,673
10%
2023
100%
$585,157
-22%
2022
100%
$753,548
15%
2021
100%
$655,767
15%
2020
-100%
$569,222
42%
2020
$7,169
5%
$399,670
21%
2018
$6,797
-2%
$330,305
-9%
2019
$6,971
4%
$363,336
12%
2017
$6,697
10%
$325,430
1%
2016
$6,079
1%
$320,763
1%
2015
$5,991
2%
$316,116
2%
2014
$5,897
—
$311,185
1%
2013
$5,890
—
$309,180
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3426 Summit Cir
3426 Summit Circle, Belton, TX 76513 (MLS# 602171) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 3426 Summit Circle is currently listed for $649,000 and was received on January 21, 2026. Want to learn more about 3426 Summit Circle? Do you have questions about finding other Single Family real estate for sale in Belton? You can browse all Belton real estate or contact a Coldwell Banker agent to request more information.

