Date
Details
Price
Change
Source
1/15/2026
Listed
$425,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$425,000 Just Listed
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Property Description
Welcome to Your Lake Cottage-Just Bring Your Swimsuits or Trunks! Beautifully & Fully Renovated 1704 sf, 3 Bedroom, 2 Bath Waterfront Cottage on Lake Palestine! At the circular drive, you will notice the new calming exterior paint on the main house, guest house, deck and porches. A beautiful flagstone walkway greets you at the curb and porch and the seasonal plants and flowers outline the flowerbeds near the front porch. Upon entering the home, it doesn't take long to see why this cute cottage is so special. This bright home has been completely transformed into a modern lake cottage. Light wood floors have been placed throughout on both levels of this 2 story beauty. The kitchen has all new cabinetry, countertops,backsplash,stainless steel appliances, upgraded floors, lighting and a pantry. This lovely cottage has a downstairs Master Bedroom and upstairs secondary bedrooms with lake views. Also, one of the secondary bedrooms can be used as a loft, study or gameroom. The bathroom sparkles with beautiful tile, a spacious garden tub and updated fixtures. Next to the main house, there is an oversized guest or bunk house with a full bath, closet, and on-site laundry. The home has a deck off the entire back of the home and a porch with a pergola structure for lounging and entertaining. Everything you need is here. On the back porch, there is an ample sized utility room along with an on-site shed for storing all those water equipment, toys and supplies. But the showstopper is the waterfront and scenic view; and immediately, your eyes are drawn to the shoreline which is so relaxing-it simply does not disappoint. The property boasts its own covered dock and two boat lifts for housing boats or skiing equipment. The large backyard is perfect for entertaining, family cookouts or hosting friends at the lake. Bring your gear and Welcome to Lake Living! Additional $5K Buyer Allowance if a higher or list offer is received.
Full Property Details
Full Property Details for 20505 Flat Creek Dr
General
- Price: $425,000
- HOA FEE: $60/month
- Taxes: $7,338
- Status: Active
- Type: Single Family
- Source: NTREIS
- MLS ID: 21155750
- Updated: 1/16/2026
- Added to Site: 2 day(s) ago
Interior
- Interior Features: Decorative/Designer Lighting Fixtures, Multiple Master Suites, Open Floorplan, Pantry, Walk-In Closet(s)
- Appliances: Dishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Disposal, Microwave
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Security/Safety: Security Lights
Exterior
- Exterior Features: Boat Slip, Dock, Rain Gutters
- Porch/Patio/Deck: Covered
Parking
- Parking Features: Circular Driveway, Driveway, Gravel
Location
- County: Henderson
- Subdivision: Flat Creek Cove
- Driving Directions: Use GPS for accuracy. From Dallas: I20 East to Terrell, Tx. Continue east to Toll Rd 49. Go south on Toll Rd 49. Take HIghway 31 East to Tyler. Right on Broad Street or FM 315. Right on Cove Drive. Right on Flat Creek Drive. Cottage will be on the right.
School Information
- Elem School District: Brownsboro ISD
- Midd School District: Brownsboro ISD
- High School District: Brownsboro ISD
- Elementary School: Chandler
- High School: Brownsboro
Community
- Association: Yes
- Assoc. Name: Texas Property Services - POA
- Assoc. Fees Include: All Facilities, Association Management, Maintenance Grounds
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Electric, Wall Unit(s)
- Heating Type: Central, Electric, Other
Utilities
- Sewer: Septic Tank
- Utility Description: Electricity Connected, Septic Available
Structural Information
- Architectural Style: Other, Detached
- Structure Type: House
- Detached/Attached: Attached
- Construction: Wood Siding
- Roof: Shingle
- Stories/Levels: 2
- Living Area: 1,704 Sq. Ft.
- Year Built: 1930
Additional Structures
- Other Structures: Boat House, Bunkhouse, Pergola, Second Residence, Shed(s)
Lot Features
- Property View: Water
- Lot Size (Acres): 0.2937
- Lot Size (Sq. Ft.): 12,794
- Lot Size Source: Public Records
- Lot Dimensions: 88'
- Lot Features: Interior Lot, Landscaped, Few Trees, Waterfront
- Fencing (Description): Back Yard, Chain Link
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Name: Palestine
- Water Front Desc.: Boat Dock/Slip, Lake Front, Waterfront
- Lake Front: Yes
Financial Considerations
- For Sale/Rent/Lease: For Sale
- Association Fee: $60
- Assoc Fee Freq.: Monthly
- Tax Amount: $7,338
- Terms: Cash, Conventional, FHA, Texas Vet, USDA Loan, VA Loan
Disclosures and Reports
- Legal Description: Flat Creek Cove UNT 1 BLK3 LT6 C/159 AB5M CORT SUR
- Disclosures/Rstr.: Accessory Dwelling Unit
- Property ID: 251047
- Block: 3
- Lot Number: 6
Listed by TDRealty, Frances Searcy
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 20505 Flat Creek Dr —
Frances Searcy
TDRealty
817-890-7325
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 20505 Flat Creek Dr
School District:Brownsboro Independent School District
| Name | Grades | Distance |
|---|---|---|
Chandler Intermediate School 22250 Barron Drive, Chandler, TX 75758 | 4-6 | 6.7 mi |
Chandler Elementary School, Chandler, TX 615 N Broad, Chandler, TX 75758 | PK-3 | 8.3 mi |
Brownsboro J High School 11233 Ingram Street, Brownsboro, TX 75756 | 7-9 | 9.9 mi |
Brownsboro High School 13942 State Highway 31 East, Brownsboro, TX 75756 | 9-12 | 10.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20505 Flat Creek Dr
Tax History
Tax History for 20505 Flat Creek Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,934
-2%
$458,307
6%
2023
$7,101
-41%
$433,041
-3%
2022
$11,951
165%
$444,910
90%
2021
$4,511
6%
$234,580
9%
2020
$4,252
5%
$215,420
12%
2019
$4,041
8%
$192,910
12%
2018
$3,755
1%
$172,030
1%
2017
$3,700
—
$169,520
—
2016
$3,712
—
$169,520
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20505 Flat Creek Dr
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20505 Flat Creek Drive, Chandler, TX 75758 (MLS# 21155750) is a Single Family property with 3 bedrooms and 2 full bathrooms. 20505 Flat Creek Drive is currently listed for $425,000 and was received on January 15, 2026. Want to learn more about 20505 Flat Creek Drive? Do you have questions about finding other Single Family real estate for sale in Chandler? You can browse all Chandler real estate or contact a Coldwell Banker agent to request more information.