Date
Details
Price
Change
Source
1/08/2026
Listed
$500,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
Unique and Rare Opportunity-Ideal for an owner-occupant looking to live comfortably in one side and collect premium rent as the landlord of the other in this beautiful duplex in Historic Denison, TX. Unit 500 is available to the new owner. 502 is occupied by a long range tenant. Situated in a highly sought after location, each unit of this thoughtfully designed duplex is 3-bedroom, 2.5-bath, 1,505sf, with an attached 2-car garage. This property qualifies for FHA & VA owner-occupant financing, making it an excellent option for first-time homebuyers or those on fixed income seeking a smart way to reduce housing costs while building long-term wealth through real estate. Designed for privacy and low-maintenance living, the duplex lives more like a single-family home with the only shared wall located at the garage. Front entrances are positioned on opposite ends of the property. The primary bedroom is conveniently located on the first floor, along with a utility room, half bath, and flexible office or bonus space. Upstairs features two additional bedrooms, a full bath, and a second flex area-perfect for a study, play area, or home office. High-end finishes include raised ceilings, granite countertops, stainless steel appliances, luxury vinyl flooring throughout, designer color selections, foam insulation for maximum efficiency, and a full blinds package. Enjoy outdoor living with a covered patio, privacy fenced courtyard, and views of a charming downtown park. Located within walking distance to historic downtown Denison, restaurants, grocery stores, and year-round events, this property benefits from a high-demand rental market, minimal vacancy, and premium rent pricing. Just minutes from Texoma Medical Center, Sherman, Lake Texoma, and Choctaw Casino, with convenient access to McKinney. Whether you're purchasing your first home, your first investment, or both at the same time, this is a smart owner-occupant opportunity in a location where properties rarely stay vacant.
Full Property Details
Full Property Details for 500-502 W Owings St
General
- Price: $500,000
- Taxes: $8,726
- Status: Active
- Type: Duplex
- Source: NTREIS
- MLS ID: 21145822
- Updated: 1/8/2026
- Added to Site: 10 day(s) ago
Interior
- Interior Features: High Speed Internet, Cable TV, Wired for Sound
- Appliances: Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Vented Exhaust Fan
- Flooring: Carpet, Ceramic Tile, Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 6
- Full Bathrooms: 4
- Half Bathrooms: 2
Bedrooms
- Total Bedrooms: 6
Other Rooms
- Laundry: Washer Hookup, Dryer Hookup, Laundry in Utility Room
Additional Information
- Security/Safety: Security System, Smoke Detector(s)
Exterior
- Exterior Features: Rain Gutters
- Porch/Patio/Deck: Front Porch, Patio, Covered
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 4
- Covered Spaces: 4
- Parking Features: Additional Parking, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Side
Location
- County: Grayson
- Subdivision: Stevens Addition
- Driving Directions: GPS
School Information
- Elem School District: Denison ISD
- Midd School District: Denison ISD
- High School District: Denison ISD
- Elementary School: Terrell
- Middle School: Henry Scott
- High School: Denison
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Electric, Heat Pump
- Heating Type: Central, Electric, Heat Pump
Utilities
- Sewer: Public Sewer
- Water: Public
- Cable Available: Yes
- Utility Description: Sewer Available, Separate Meters, Water Available, Cable Available
Structural Information
- Architectural Style: Craftsman
- Structure Type: Duplex
- Detached/Attached: Attached
- Construction: Frame, Wood Siding
- Roof: Composition
- Windows: Window Coverings
- Stories/Levels: 2
- Living Area: 3,038 Sq. Ft.
- Year Built: 2021
Lot Features
- Lot Size (Acres): 0.17
- Lot Size (Sq. Ft.): 7,405.2
- Lot Dimensions: 50 x 117
- Sidewalks: Yes
- Lot Features: Corner Lot, Few Trees
- Fencing (Description): Wood
Green Features
- Energy Efficient: Appliances, HVAC, Insulation, Thermostat, Windows
Financial Considerations
- For Sale/Rent/Lease: For Sale
- Tax Amount: $8,726
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Disclosures/Rstr.: Owner Is Listing Agent
- Property ID: TBD
- Block: 21
- Lot Number: 1
Listed by Exp Realty, Philip Martin
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 500-502 W Owings St —
Philip Martin
Exp Realty
972-768-5664
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 500-502 W Owings St
School District:Denison Independent School District
| Name | Grades | Distance |
|---|---|---|
Terrell Elementary School 230 Martin Luther King Street, Denison, TX 75020 | PK-4 | 0.8 mi |
Henry Scott Middle 1901 South Mirick Avenue, Denison, TX 75020 | 7-8 | 1.1 mi |
Denison High School 4200 Texas 91, Denison, TX 75020 | 9-12 | 2.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 500-502 W Owings St
Tax History
Tax History for 500-502 W Owings St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$8,704
-1%
$376,449
—
2023
$8,781
-1%
$374,616
-3%
2022
$8,853
100%
$387,588
4%
2021
100%
$372,600
3466%
2020
-100%
$10,450
83%
2020
$144
89%
$5,720
108%
2018
$76
36%
$2,750
37%
2017
$56
—
$2,008
—
2016
$56
-63%
$2,008
-65%
2019
$151
156%
$5,720
174%
2015
$59
-86%
$2,090
-86%
2014
$435
7%
$15,400
7%
2013
$407
—
$14,410
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 500-502 W Owings St
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500-502 W Owings Street, Denison, TX 75020 (MLS# 21145822) is a Duplex property with 6 bedrooms, 4 full bathrooms and 2 partial bathrooms. 500-502 W Owings Street is currently listed for $500,000 and was received on January 08, 2026. Want to learn more about 500-502 W Owings Street? Do you have questions about finding other Duplex real estate for sale in Denison? You can browse all Denison real estate or contact a Coldwell Banker agent to request more information.