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$530,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 0.174 Acres
  • 3 Car Garage
  • Updated 4 days ago
See This Home
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Don't miss your chance to be in a beautifully designed farmhouse home in Rockwall ISD. This is A MUST SEE. *THIS HOME HAS AN ASSUMABLE FHA LOAN FOR QUALIFIED BUYERS, RATE OF 3.99% AND SUBJECT TO LENDER APPROVAL* Refrigerator stays!* Welcome to 1140 Monterra Way - where farmhouse charm meets modern luxury in the heart of Fate, TX and Rockwall ISD. Located in the highly sought-after Monterra community, this gently lived-in K. Hovnanian home (the Frankfurt plan) offers 4 bedrooms, 2.5 bathrooms, and 2,825 square feet of beautifully designed living space. From the moment you step inside, you'll feel the perfect balance of warmth, comfort, and style. Just off the foyer, you'll find a private home office with double barn doors - ideal for remote work, study, or a versatile flex space. The thoughtful floor plan also features an activity room near the secondary bedrooms, offering a perfect retreat for kids, guests, or hobbies. The heart of the home is the spacious great room, accented by striking wooden ceiling beams that flow seamlessly into the dining area and gourmet kitchen. Home chefs will love the large center island, abundant storage, and stylish finishes - a space designed for both everyday living and effortless entertaining.Tucked away at the back of the home, the primary suite oasis invites relaxation with its spa-like ensuite bath featuring a freestanding soaking tub - your perfect spot to unwind. Step outside to enjoy the oversized covered back patio, ideal for summer nights, backyard BBQs, or quiet evenings under the stars. Trees along the back fence line have been installed for future added privacy. With its modern farmhouse design, open layout, and welcoming atmosphere, 1140 Monterra Way truly offers it all - space, comfort, and a touch of luxury in every detail. Plus, you'll love living in Monterra, an amenity-rich community with quick access to I-30, shopping, dining, grocery stores, and the new H-E-B. Come see why this Fate gem feels just like home.

Full Property Details for 1140 Monterra Wy

General

  • Price: $530,000
  • HOA FEE: $100/month
  • HOA FEE FREQ.: Semi-Annually
  • Taxes: $1,163
  • Status: Active
  • Type: Single Family
  • Source: NTREIS
  • MLS ID: 21081952
  • Updated: 4/14/2026
  • Added to Site: 193 day(s) ago

Interior

  • Interior Features: Decorative/Designer Lighting Fixtures, High Speed Internet, Kitchen Island, Smart Home, Cable TV, Vaulted Ceiling(s), Walk-In Closet(s), Wired for Sound
  • Appliances: Dishwasher, Electric Oven, Disposal, Microwave, Tankless Water Heater
  • Flooring: Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Shared Pool: Yes
  • Pool: Yes
  • Pool Description: None, Community

Exterior

  • Exterior Features: Lighting, Rain Gutters
  • Porch/Patio/Deck: Covered

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Covered Spaces: 3
  • Parking Features: Concrete, Driveway, Garage Faces Front, Garage, Garage Door Opener

Location

  • County: Rockwall
  • Subdivision: Monterra Ph 1a
  • Driving Directions: Please use GPS. SIY

School Information

  • Elem School District: Rockwall ISD
  • Midd School District: Rockwall ISD
  • High School District: Rockwall ISD
  • Elementary School: Celia Hays
  • Middle School: Herman E Utley
  • High School: Rockwall

Community

  • Association: Yes
  • Assoc. Name: Monterra Owner's Assoc.
  • Assoc. Fees Include: Association Management, Maintenance Grounds

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s), Electric
  • Heating Type: Central, Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Cable Available: Yes
  • Utility Description: Sewer Available, Water Available, Cable Available

Structural Information

  • Property Detached: Yes
  • Architectural Style: Traditional, Detached
  • Structure Type: House
  • Detached/Attached: Detached
  • Construction: Brick
  • Roof: Composition
  • Windows: Window Coverings
  • Stories/Levels: 1
  • Living Area: 2,825 Sq. Ft.
  • Year Built: 2024

Lot Features

  • Lot Size (Acres): 0.174
  • Lot Size (Sq. Ft.): 7,579.44
  • Lot Size Source: Assessor
  • Sidewalks: Yes
  • Lot Features: Interior Lot, Subdivision, Sprinkler System
  • Fencing (Description): Wood

Green Features

  • Energy Efficient: HVAC, Rain/Freeze Sensors

Financial Considerations

  • For Sale/Rent/Lease: For Sale
  • Association Fee: $600
  • Assoc Fee Freq.: Semi-Annually
  • Tax Amount: $1,163
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Legal Description: MONTERRA PHASE 1A BLK M LOT 10
  • Exclusions: All staging items in home.
  • Property ID: 332128
  • Block: M
  • Lot Number: 10

Listed by Monument Realty, Becky Chance

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Listing agent

— 1140 Monterra Wy —

  • Becky Chance

    Monument Realty

469-371-7064

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1140 Monterra Wy

School District:Rockwall Independent School District
NameGradesDistance
Celia Hays Elementary School
1880 Tannerson Drive, Rockwall, TX 75087
PK-62 mi
J W Williams Middle School
625 E Fm 552, Rockwall, TX 75087
7-83.1 mi
Rockwall High School
901 West Yellow Jacket Lane, Rockwall, TX 75087
9-124.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1140 Monterra Wy Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/10/2026
Price Reduced
$530,000
-1.85%
MLS
1/29/2026
Price Reduced
$540,000
-1.82%
MLS
1/04/2026
Price Reduced
$550,000
-1.79%
MLS
12/02/2025
Price Reduced
$560,000
-1.58%
MLS
10/30/2025
Price Reduced
$569,000
-1.04%
MLS
10/16/2025
Listed
$575,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1140 Monterra Wy

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,720
100%
$557,773
697%
2023
—
$70,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1140 Monterra Wy

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Monument Realty, Becky Chance

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1140 Monterra Way, Fate, TX 75087 (MLS# 21081952) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 1140 Monterra Way is currently listed for $530,000 and was received on October 16, 2025. Want to learn more about 1140 Monterra Way? Do you have questions about finding other Single Family real estate for sale in Fate? You can browse all Fate real estate or contact a Coldwell Banker agent to request more information.

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