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$515,000
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Property Description
Beautifully tucked beneath mature trees on a lushly landscaped .54-acre lot in a protected cove, this thoughtfully reimagined lake house feels like the ultimate escape from city living. Equal parts cozy cabin retreat and elevated lakeside getaway, the home offers tranquil waterfront views, abundant privacy, and a true lock-and-leave lifestyle. Improvements include all new electrical, plumbing, tankless hwh, and more! Inside, natural light glimmers throughout the space, filtering through greenery and reflecting off warm finishes that make the home feel both airy and inviting. The first floor features two generously sized bedrooms, a full bath, laundry room, and ample storage-designed with comfort and functionality in mind. Upstairs, vaulted ceilings with exposed wood beams create a warm, relaxed atmosphere in the open-concept living space. Ideal for entertaining, the second floor seamlessly blends living, dining, and kitchen areas while framing peaceful views of the water and surrounding trees. The updated kitchen is equal parts stylish and functional, thoughtfully designed for gathering with ease. Lovingly updated, the home features an impressive list of improvements including updated windows, new flooring throughout, renovated kitchen and baths, a widened staircase, all new exterior siding, fresh interior and exterior paint, updated landscaping, new flatwork and concrete walkways, tankless water heater, HVAC, plumbing, electrical, and much more. Outside, the expansive lot continues to impress with a covered balcony, covered patio, boathouse, workshop with electricity, two-car carport, mature trees, and beautifully maintained grounds that invite long weekends spent outdoors. Located in Loon Bay, residents enjoy access to two neighborhood parks and a boat launch, while Cedar Creek's shops, restaurants, and lake amenities are just moments away. Relaxed, refined, and designed for easy lakeside living-186 Harbor Drive is the kind of place you'll never want to leave.
Full Property Details
Full Property Details for 186 Harbor Dr
General
- Price: $515,000
- HOA FEE: $11/month
- HOA FEE FREQ.: Annually
- Taxes: $7,748
- Status: Active
- Type: Single Family
- Source: NTREIS
- MLS ID: 21279287
- Updated: 5/28/2026
- Added to Site: 49 day(s) ago
Interior
- Interior Features: Decorative/Designer Lighting Fixtures, Eat-in Kitchen, Multiple Staircases, Open Floorplan, Paneling/Wainscoting, Vaulted Ceiling(s), Natural Woodwork
- Appliances: Dishwasher, Electric Oven, Electric Range, Disposal, Tankless Water Heater
- Flooring: Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Security/Safety: Carbon Monoxide Detector(s)
Exterior
- Exterior Features: Deck, Private Entrance, Rain Gutters
- Porch/Patio/Deck: Front Porch, Patio, Covered, Deck
Parking
- Carports: Yes
- Carport Spaces: 2
- Covered Spaces: 2
- Parking Features: Additional Parking, Asphalt, Driveway
Location
- County: Henderson
- Subdivision: Loon Bay
- Driving Directions: This property is GPS friendly!
School Information
- Elem School District: Mabank ISD
- Midd School District: Mabank ISD
- High School District: Mabank ISD
- Elementary School: Lakeview
- Middle School: Mabank
- High School: Mabank
Community
- Association: Yes
- Assoc. Name: Loon Bay
- Assoc. Fees Include: All Facilities
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Utility Description: Municipal Utilities, Sewer Available, Water Available
Structural Information
- Property Detached: Yes
- Architectural Style: Traditional, Detached
- Structure Type: House
- Detached/Attached: Detached
- Roof: Composition
- Windows: Window Coverings
- Stories/Levels: 2
- Living Area: 1,536 Sq. Ft.
- Year Built: 1970
Additional Structures
- Other Structures: Boat House, Shed(s)
Lot Features
- Property View: Water
- Lot Size (Acres): 0.54
- Lot Size (Sq. Ft.): 23,522.4
- Lot Size Source: Public Records
- Lot Features: Back Yard, Lawn, Landscaped, Many Trees, Waterfront, Retaining Wall
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Boat Dock/Slip, Lake Front, Waterfront
- Lake Front: Yes
- Boat Dock Slip: Yes
Financial Considerations
- For Sale/Rent/Lease: For Sale
- Association Fee: $135
- Assoc Fee Freq.: Annually
- Tax Amount: $7,748
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Legal Description: 125R AB 742 J SMITH SUR, LOON BAY LT 125R (RE
- Disclosures/Rstr.: Municipal Utility District Disclosure
- Property ID: 33850000125053
- Lot Number: 123
Listed by Compass RE Texas, LLC., Thani Burke
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Schools
Schools serving 186 Harbor Dr
School District:Mabank Independent School District
| Name | Grades | Distance |
|---|---|---|
Lakeview Elementary School, Gun Barrel City, TX 306 Harbor Point Road, Gun Barrel City, TX 75156 | K-4 | 0.6 mi |
Mabank J High School 822 West Mason Street, Mabank, TX 75147 | 7-8 | 3.3 mi |
Mabank High School 18786 E Hwy 175, Mabank, TX 75147 | 9-12 | 3.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 186 Harbor Dr
Date
Details
Price
Change
Source
5/22/2026
Listed
$515,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 186 Harbor Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,748
85%
$580,782
25%
2022
$4,192
—
$463,844
55%
2022
$4,192
-9%
$298,764
-31%
2022
$4,614
17%
$431,690
74%
2021
$3,944
125%
$247,520
64%
2020
$1,753
—
$150,620
20%
2019
$1,758
-1%
$125,690
5%
2018
$1,767
—
$120,250
1%
2017
$1,760
-11%
$119,350
19%
2016
$1,983
—
$100,200
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 186 Harbor Dr
186 Harbor Drive, Gun Barrel City, TX 75156 (MLS# 21279287) is a Single Family property with 3 bedrooms and 2 full bathrooms. 186 Harbor Drive is currently listed for $515,000 and was received on May 22, 2026. Want to learn more about 186 Harbor Drive? Do you have questions about finding other Single Family real estate for sale in Gun Barrel City? You can browse all Gun Barrel City real estate or contact a Coldwell Banker agent to request more information.

