Date
Details
Price
Change
Source
9/22/2026
Listed
$199,640
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$199,640 Just Listed
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Property Description
Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying. THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available. THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby. THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates. Serious inquiries only. Proof of down payment required with offer.
Full Property Details
Full Property Details for 1121 S 23rd St
General
- Price: $199,640
- Taxes: $3,731 (2025)
- Status: Active
- Type: Single Family
- Source: Austin_MLS
- MLS ID: 7162261
- Updated: 9/22/2026
- Added to Site: 1 day(s) ago
Interior
- Interior Features: Ceiling Fan(s), Separate/Formal Dining Room, Multiple Dining Areas, Main Level Primary, Storage
- Fireplace(s): None
- Appliances: Refrigerator
- Flooring: Carpet, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main: 3
Other Rooms
- Laundry: In Kitchen
Additional Information
- Shared Amenities: None
- Security/Safety: None
Exterior
- Exterior Features: None
- Porch/Patio/Deck: Covered, Front Porch, Patio
Parking
- Garage: Yes
- Garage Spaces: 4
- Covered Spaces: 4
- Total Spaces: 4
- Parking Features: Additional Parking
Location
- Area: BT
- County: Bell
- Subdivision: Tal-Coe Place
- Driving Directions: A mile from I-35, pretty close to Scott & White Hospital.
- Direction Faces: East
School Information
- Elem School District: Temple ISD
- Midd School District: Temple ISD
- High School District: Temple ISD
- Elementary School: Scott
- Middle School: Travis
- High School: Temple
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Electric
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Electricity Connected, Natural Gas Available, Water Connected
Structural Information
- Detached/Attached: Detached
- Construction: Vinyl Siding
- Roof: Asphalt
- Windows: Double Pane Windows
- Stories/Levels: 1
- Square Feet: 1,288
- Sq. Ft. Source: Public Records
- Living Area: 1,288 Sq. Ft.
- Year Built: 1940
- Year Built Source: Public Records
- Property Condition: Updated/Remodeled
Additional Structures
- Other Structures: Storage
Lot Features
- Property View: Neighborhood, Trees/Woods
- Lot Size (Acres): 0.2448
- Lot Size (Sq. Ft.): 10,663.49
- Fence: Yes
- Lot Features: Back Yard, Corner Lot, Front Yard, Few Trees
- Fencing (Description): Fenced
Financial Considerations
- Assessment Amount: $156,278
- Tax Amount: $3,731.41
- Tax Year: 2025
- Terms: Conventional, Contract, FHA
Disclosures and Reports
- Special Conditions: Standard
- Documents Avail.: None, Survey
- Legal Description: TAL-COE PLACE, BLOCK 005, LOT 0019
- Disclosures/Reports: Lead Based Paint Disclosure, Owner Is Listing Agent, Public Improvement District
- Property ID: 118330000
- Block: 5
- Lot Number: 19
Listed by Texas Signature Realty
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Listing agent
— 1121 S 23rd St —
Texas Signature Realty
(832) 748-0134
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Schools
Schools serving 1121 S 23rd St
School District:Temple Independent School District
| Name | Grades | Distance |
|---|---|---|
Scott Elementary School 2301 West Avenue P, Temple, TX 76504 | PK-5 | 0.9 mi |
Thornton Elementary School, Temple, TX 2825 Cottonwood Lane, Temple, TX 76502 | PK-5 | 1.9 mi |
Travis Science Academy 1551 South 25th Street, Temple, TX 76504 | 6-8 | 0.3 mi |
Temple High School 415 North 31st Street, Temple, TX 76504 | 9-12 | 1.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1121 S 23rd St
Tax History
Tax History for 1121 S 23rd St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,489
941%
$105,000
-9%
2023
$335
—
$114,994
-24%
2023
$335
—
$151,312
18%
2022
$335
—
$127,980
28%
2021
$335
-83%
$100,325
28%
2020
$2,015
14%
$78,542
21%
2018
$1,774
-1%
$64,911
—
2017
$1,787
8%
$64,828
7%
2016
$1,657
-14%
$60,525
-15%
2019
$1,916
18%
$71,402
18%
2015
$1,618
3%
$60,430
1%
2014
$1,574
-1%
$59,823
-1%
2013
$1,582
—
$60,219
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1121 S 23rd St
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1121 S 23rd Street, Temple, TX 76504 (MLS# 7162261) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1121 S 23rd Street is currently listed for $199,640 and was received on September 22, 2026. Want to learn more about 1121 S 23rd Street? Do you have questions about finding other Single Family real estate for sale in Temple? You can browse all Temple real estate or contact a Coldwell Banker agent to request more information.