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$219,900 -$2,600 (-1.17%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 1,397 Sq. Ft.
  • 0.2166 Acres
  • 2 Car Garage
  • Updated 4 days ago
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Welcome to this charming garden home in Temple, offering a low-maintenance lifestyle with space, privacy, and thoughtful features throughout. With two bedrooms and two full bathrooms, this home is perfectly sized while still providing a large living area ideal for relaxing or entertaining. Storage is a standout feature here, including ample closet space and a cedar closet-perfect for seasonal items and organization. The layout flows easily, making everyday living feel comfortable and functional. Step outside to enjoy the peaceful setting as the home backs to a wet-weather creek, providing added privacy and a natural backdrop. Residents also enjoy access to a community pool, adding to the ease and appeal of garden-style living. This Temple garden home offers comfort, convenience, and a serene setting in one welcoming package!

Full Property Details for 3923 River Oaks Cir

General

  • Price: $219,900
  • HOA FEE: $67/month
  • HOA FEE FREQ.: Annually
  • Status: Active
  • Type: Single Family
  • Source: Central_Texas_MLS
  • MLS ID: 601907
  • Updated: 5/12/2026
  • Added to Site: 122 day(s) ago

Interior

  • Interior Features: Ceiling Fan(s), Tub Shower, Walk-In Closet(s), Breakfast Bar
  • Fireplace(s): None
  • Appliances: Dishwasher, Electric Range, Refrigerator, Water Heater, Some Electric Appliances, Range
  • Flooring: Carpet, Linoleum, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Pool: Yes
  • Pool Description: Community, In Ground

Exterior

  • Exterior Features: Deck, Storage
  • Porch/Patio/Deck: Deck

Parking

  • Garage: Yes
  • Garage Spaces: 2

Location

  • County: Bell
  • Subdivision: The Oaks
  • Driving Directions: From Adams Ave, turn right River Oaks Circle

School Information

  • Elem School District: Temple ISD
  • Midd School District: Temple ISD
  • High School District: Temple ISD

Community

  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Water: Public

Structural Information

  • Architectural Style: Garden Home
  • Construction: Brick
  • Roof: Composition, Shingle
  • Stories/Levels: 1
  • Square Feet: 1,397
  • Sq. Ft. Source: Appraiser
  • Living Area: 1,397 Sq. Ft.
  • Year Built: 1986
  • Year Built Source: Assessor
  • Property Condition: Resale

Additional Structures

  • Other Structures: Storage

Lot Features

  • Lot Size (Acres): 0.2166
  • Frontage: City Street
  • Fencing (Description): Partial, Privacy

Financial Considerations

  • Association Fee: $800
  • Assoc Fee Freq.: Annually
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Legal Description: THE OAKS, BLOCK 001, LOT 0008
  • Property ID: 51133
  • Block: 1
  • Lot Number: 8

Listed by Native Real Estate

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Listing agent

— 3923 River Oaks Cir —

  • Native Real Estate

254-228-6674

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3923 River Oaks Cir

School District:Temple Independent School District
NameGradesDistance
Western Hills Elementary School, Temple, TX
600 Arapaho Drive, Temple, TX 76504
PK-50.5 mi
Temple High School
415 North 31st Street, Temple, TX 76504
9-121.8 mi
Bonham Middle School, Temple, TX
4600 Midway Drive, Temple, TX 76502
6-82.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3923 River Oaks Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/12/2026
Price Reduced
$219,900
-1.17%
MLS
4/13/2026
Price Reduced
$222,500
-1.07%
MLS
1/14/2026
Listed
$224,900
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3923 River Oaks Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,805
-30%
$164,109
1%
2023
$5,400
—
$162,739
-31%
2023
$5,400
20%
$235,515
25%
2022
$4,495
52%
$187,738
60%
2021
$2,950
-5%
$117,378
-3%
2020
$3,120
-1%
$121,601
3%
2019
$3,154
3%
$117,545
5%
2018
$3,074
1%
$112,480
2%
2017
$3,046
7%
$110,492
6%
2016
$2,855
3%
$104,270
1%
2015
$2,772
4%
$103,552
3%
2014
$2,654
—
$100,892
—
2013
$2,656
—
$101,078
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

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NMLS#: 1598647

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Listed by Native Real Estate

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3923 River Oaks Circle, Temple, TX 76504 (MLS# 601907) is a Single Family property with 2 bedrooms and 2 full bathrooms. 3923 River Oaks Circle is currently listed for $219,900 and was received on January 14, 2026. Want to learn more about 3923 River Oaks Circle? Do you have questions about finding other Single Family real estate for sale in Temple? You can browse all Temple real estate or contact a Coldwell Banker agent to request more information.

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