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$195,000
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Property Description
Welcome to your serene retreat! This charming 2-bedroom, 2-bath fulrnished Garden Home is nestled in a peaceful community surrounded by lush mature trees. Step inside to find an inviting open floor plan filled with natural light. Outside, enjoy the beautiful deck where you can unwind and take in the tranquil views. The community pool (with private entry from your backyard) offers a refreshing escape on warm days, providing a perfect spot to socialize or relax. With two comfortable bedrooms and well-appointed bathrooms, this home combines convenience with a touch of nature, making it an ideal sanctuary for both relaxation and recreation. Fully furnished; Refrigerator, beds, dressers, washer/dryer, nightstands, etc... NO Short-Term Rental Restrictions per City of Temple & HOA.
Full Property Details
Full Property Details for 4020 River Oaks Cir
General
- Price: $195,000
- Status: Active
- Type: Single Family
- Source: Central_Texas_MLS
- MLS ID: 560742
- Updated: 12/31/2025
- Added to Site: 454 day(s) ago
Interior
- Interior Features: All Bedrooms Down, Wet Bar, Ceiling Fan(s), Double Vanity, Furnished, Skylights, Tile Counters, Tub Shower, Walk-In Closet(s), Breakfast Bar, Granite Counters, Kitchen/Dining Combo, Sun Room
- Fireplace: Yes
- Fireplace(s): Dining Room, Double Sided, Family Room, See Through, Wood Burning
- Appliances: Dryer, Dishwasher, Electric Range, Disposal, Refrigerator, Range Hood, Water Heater, Some Electric Appliances
- Furnished: Yes
- Furnishings: Furnished
- Flooring: Vinyl, Wood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry in Utility Room, Laundry Room
Additional Information
- Pool: Yes
- Pool Description: Community, Fenced, In Ground
- Security/Safety: Smoke Detector(s)
- Equipment: Satellite Dish
Exterior
- Exterior Features: Deck, Porch, Private Yard
- Porch/Patio/Deck: Covered, Deck, Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Attached, Garage
Location
- County: Bell
- Subdivision: The Oaks
- Driving Directions: from Loop 363, Exit Adams Ave, head East, Property is on the right
- Direction Faces: West
School Information
- Elem School District: Temple ISD
- Midd School District: Temple ISD
- High School District: Temple ISD
Community
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, 1 Unit
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Cable Available: Yes
- Utility Description: Cable Available, High Speed Internet Available, Phone Available, Trash Collection Public
Structural Information
- Architectural Style: Garden Home, Other, See Remarks
- Construction: Brick
- Roof: Composition, Shingle
- Windows: Double Pane Windows, Skylight(s)
- Stories/Levels: 1
- Square Feet: 1,572
- Sq. Ft. Source: Appraiser
- Living Area: 1,572 Sq. Ft.
- Year Built: 1983
- Year Built Source: Public Records
- Property Condition: Resale
Lot Features
- Lot Size (Acres): 0.09
- Frontage: City Street, Asphalt
- Fencing (Description): Full, Gate, Masonry, Privacy
Green Features
- Water Conservation: Water-Smart Landscaping
Financial Considerations
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Documents Avail.: Disclosure(s), Seller's Property Disclosure
- Legal Description: THE OAKS, BLOCK 002, LOT 0002
- Disclosures/Rstr.: Familial Relation, Senior Tax Exemption
- Property ID: 125628
- Block: 2
- Lot Number: 2
Listed by Keller Williams Advantage-Temple
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Schools
Schools serving 4020 River Oaks Cir
School District:Temple Independent School District
| Name | Grades | Distance |
|---|---|---|
Western Hills Elementary School, Temple, TX 600 Arapaho Drive, Temple, TX 76504 | PK-5 | 0.6 mi |
Temple High School 415 North 31st Street, Temple, TX 76504 | 9-12 | 1.8 mi |
Bonham Middle School, Temple, TX 4600 Midway Drive, Temple, TX 76502 | 6-8 | 2.4 mi |
Lamar Middle School, Temple, TX 2011 North 3rd Street, Temple, TX 76501 | 6-8 | 2.9 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4020 River Oaks Cir
Date
Details
Price
Change
Source
8/26/2025
Price Reduced
$195,000
-4.88%
MLS
6/20/2025
Price Reduced
$205,000
-6.82%
MLS
3/28/2025
Price Reduced
$220,000
-2.22%
MLS
2/22/2025
Price Reduced
$225,000
-2.17%
MLS
10/21/2024
Listed
$230,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4020 River Oaks Cir
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,820
-15%
$179,695
2%
2023
$2,149
—
$176,224
-33%
2023
$2,149
-21%
$262,082
26%
2022
$2,707
-4%
$208,672
55%
2021
$2,834
-21%
$134,270
-3%
2020
$3,567
7%
$139,003
12%
2019
$3,328
282%
$124,014
289%
2018
$872
1%
$31,899
1%
2017
$867
-65%
$31,438
-66%
2016
$2,505
3%
$91,488
1%
2015
$2,433
4%
$90,874
3%
2014
$2,329
—
$88,547
—
2013
$2,331
—
$88,722
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4020 River Oaks Cir
4020 River Oaks Circle, Temple, TX 76504 (MLS# 560742) is a Single Family property with 2 bedrooms and 2 full bathrooms. 4020 River Oaks Circle is currently listed for $195,000 and was received on October 21, 2024. Want to learn more about 4020 River Oaks Circle? Do you have questions about finding other Single Family real estate for sale in Temple? You can browse all Temple real estate or contact a Coldwell Banker agent to request more information.

