This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/1
$495,000
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/1
Property Description
Spectacular Lake Home with Multiple Decks & Panoramic Views! Enjoy breathtaking wide-body lake views from all three levels of this stunning lake home in gated Lake Holiday! This coastal inspired contemporary features two expansive front decks including the primary suite private decks- where every sunset feels like a getaway. Designed for both entertaining and everyday comfort, the open floor plan showcases soaring circular tray ceilings in kitchen, elegant columns, and rich Brazilian cherry hardwood floors throughout the main level. The gourmet kitchen is beautifully appointed with newer stainless steel appliances, double ovens, a gas range, and generous prep space - ideal for hosting gatherings while enjoying the water views. Boasting over 3,200 finished square feet, this home offers exceptional flexibility. The fully finished lower level includes a third full bath and spacious flex area perfect for a media room, TV lounge, guest retreat, recreation space, or home office. Upstairs, brand new carpet enhances the upper level. The oversized primary suite features vaulted ceilings, double doors, large walk in closet, and access to an expansive private deck overlooking the lake - creating a true retreat experience. Bedrooms two and three are connected by a convenient Jack and Jill bath, offering both comfort and functionality. Multiple outdoor living spaces, generous interior layout, and incredible scenery make this property ideal for full-time living or the perfect lake getaway. Recent updates include: updated decking, whole house freshly painted, brand new upper-level carpet, newer HVACS, updated lighting, and newer kitchen appliances and washer and dryer. Beyond your doorstep, the Lake Holiday community offers an unparalleled lifestyle. Residents enjoy access to a magnificent 240-acre lake, ideal for boating, water sports, kayaking, canoeing, paddleboarding, swimming, and fishing. Also offering multiple sandy beaches, a large clubhouse with fitness center, various sports courts, hiking trails, dog park, and a marina with boat slips. Experience the perfect blend of modern comfort and resort-style living in this fantastic Lake Holiday home in a 24/7 gated community! Don't miss the floor plan uploaded to photos.
Full Property Details
Full Property Details for 109 Waterside Ln
General
- Sold For: $495,000
- HOA FEE: $156/month
- Taxes: $2,147 (2025)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: VAFV2039256
- Added to Site: 42 day(s) ago
Interior
- Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Recreation Room, Primary Bathroom, Full Bath, Half Bath
- Interior Features: Dining Area, Kitchen - Table Space, Primary Bath(s), Window Treatments, Wood Floors, Chair Railings, Crown Moldings
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas/Propane
- Appliances: Dishwasher, Cooktop, Disposal, Microwave, Oven - Double, Oven - Wall, Refrigerator, Stainless Steel Appliances, Washer - Front Loading, Dryer - Front Loading
- Flooring: Hardwood, Carpet, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper Floor Baths: 2
- Upper - Full Baths: 2
- Main Floor Baths: 1
- Main - 1/2 Baths: 1
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 3
Other Rooms
- Laundry: Lower Floor, Hookup
Additional Information
- Shared Amenities: Baseball Field, Basketball Courts, Beach, Club House, Dog Park, Exercise Room, Gated Community, Jog/Walk Path, Lake, Meeting Room, Party Room, Picnic Area, Pier/Dock, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
- Security/Safety: Security Gate, Security System, Smoke Detector
Exterior
- Exterior Features: Exterior Lighting, Private Beach
- Porch/Patio/Deck: Deck(s)
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 6
- Parking Features: Paved Driveway
- Parking Type: Driveway, Attached Garage, Off Street
- Garage Description: Garage - Front Entry, Inside Access, Oversized
Location
- County: FREDERICK
- Subdivision: LAKE HOLIDAY ESTATES
- Driving Directions: From Lake Holiday main gate: turn left on Masters Dr, left on Colonial Dr, right on Lake Holiday Rd, stay left over dam and turn right on Waterside Ln. The home will be on the left.
- Location Details: Lake
School Information
- School District: Frederick County Public Schools
- Elementary School: Gainesboro
- Middle School: Frederick County
- High School: James Wood
Community
- Association: Yes
- Assoc. Name: LAKE HOLIDAY COUNTRY CLUB
- Assoc. Fees Include: Common Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Security Gate
- Pets Allowed: Yes
- Pets: No Pet Restrictions
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Dist. to Water: 1 Blocks
- Utility Description: Propane, Electric Available
Structural Information
- Architectural Style: Colonial, Coastal, Georgian, Contemporary
- Structure Type: Detached
- Construction: Vinyl Siding
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Fully Finished, Connecting Stairway, Interior Access, Walkout Level, Daylight, Partial, Front Entrance, Garage Access, Outside Entrance, Windows
- Foundation: Concrete Perimeter
- Roof: Shingle
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 3,223
- Sq. Ft. Source: Estimated
- Living Area: 3,223 Sq. Ft.
- Finished Above Grnd: 2,344 Sq. Ft.
- Finished Below Grnd: 879 Sq. Ft.
- Year Built: 2004
- Year Built Source: Assessor
- Property Condition: Very Good
Unit Information
Unit 1
- Bathrooms-Lower: 1
Lot Features
- Property View: Lake
- Lot Size (Acres): 0.24
- Lot Size (Sq. Ft.): 10,528
- Lot Size Source: Estimated
- Zoning: R5
Water Features
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Beach, Swimming Allowed, Waterski/Wakeboard
- Water Front Type: Lake
- Water Front Name: Lake Holiday
- Dock/Slip Conveys: Yes
- Docks: 1
- Power Boats: 1
- Non-Power Boats: 3-5
Financial Considerations
- Price Per Sq. Ft.: $213.27
- Association Fee: $156
- Assoc Fee Freq.: Monthly
- Assessment Year: 2025
- City/TownTax Freq: Annually
- County Tax: $2,147
- County Tax Freq: Annually
- Tax w/Assessment: $447,300
- Tax Amount: $2,147
- Tax Year: 2025
- Terms: Standard Sale
- Tax Total Finished Sq. Ft.: 3164
Disclosures and Reports
- Ownership: Fee Simple
- Inclusions: Washer, dryer
- Lot Number: 1208
Listed by Colony Realty, Lisa M Cox
Sold by Touchstone Realty, LLC, Colin Hayden
Get Pre-Approved Today
Schools
Schools serving 109 Waterside Ln
School District:Frederick County Public Schools, Winchester, VA
| Name | Grades | Distance |
|---|---|---|
Gainesboro Elementary School 4651 North Frederick Pike, Winchester, VA 22603 | PK-5 | 4.2 mi |
Frederick County Middle School 4661 North Frederick Pike, Winchester, VA 22603 | 6-8 | 4.1 mi |
James Wood High School 161 Apple Pie Ridge Road, Winchester, VA 22603 | 9-12 | 9.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 Waterside Ln
Date
Details
Price
Change
Source
3/20/2026
Sold
$495,000
-0.98%
MLS
2/07/2026
Listed
$499,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
109 Waterside Lane, Cross Junction, VA 22625 (MLS# VAFV2039256) is a Single Family property that was sold at $495,000 on March 20, 2026. Want to learn more about 109 Waterside Lane? Do you have questions about finding other Single Family real estate for sale in Cross Junction? You can browse all Cross Junction real estate or contact a Coldwell Banker agent to request more information.

